Phishing scams can be very elaborate, scammers send out emails to millions of internet addresses purporting to be from a financial institution, and requiring you to log in and confirm your details. The email looks authentic and contains a link that you need to click. If you happen to have an account at the bank featured in the scam then it's a very natural thing to click the link and login to "your" account except it's not your account or even your bank. It will be a website setup b...