# About loans

**Published by:** [Untitled](https://paragraph.com/@0xefdee6305a809cff2635d0fb7de51ddee2ec1e8c/)
**Published on:** 2024-01-22
**URL:** https://paragraph.com/@0xefdee6305a809cff2635d0fb7de51ddee2ec1e8c/about-loans

## Content

Before you buy something on credit, you need to make a budget and calculate how much free money will be left after paying all the bills and purchasing what you need. Ideally, the monthly payment should not exceed half of the amount remaining after all expenses

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