# Post-thought about usdc/t

By [alpenict.eth](https://paragraph.com/@alpenict) · 2023-07-02

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Separate post-thought about usdc/t and why such big stables won't go anywhere and that crypto itself is very important for financial system in general (where else can you get such interest and with minimal risk). I just realized it myself, after breaking this thought down.

Regarding USDС/T - this is a brilliant move - those who run this Stable can normally raise so much dough, what I mean - the part of the funds are held in government bonds, at let even 3-4% per annum, that is, there is already income, which they do not share with users (but to be fair, at least create at least some sort of platform reliability and liquidity). But in addition they can farm these USDC/T at curve, uniswap, aave and other reliable protocols, earning on this plus another 4-6% per annum, cumulatively receiving in the region of 7-10% per annum for billions of dollars! That's what I understand the level of investment) and even without risk, because usdc/t centralized, that is, even if there was a sudden hack, they immediately freeze these funds (that is, they'll steal from the hacker). This is of course the scheme of the fucking century) super conservative asset gives 10% per annum with no risk)

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*Originally published on [alpenict.eth](https://paragraph.com/@alpenict/post-thought-about-usdc-t)*