# Get 13% APY On Top?

By [DeFi Jam with Marc](https://paragraph.com/@cramjam) · 2025-01-07

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Looking to maximize your yield with a low-risk strategy?  
  
Here’s a straightforward way to earn an extra **13% APY** using assets you probably already own. If you’re already earning in the **Genesis Pool**, you can modify the position and borrow against it for an extra yield.

### 1\. **Deposit Collateral in the Genesis Pool & Borrow STRK**

Start by depositing any supported collateral in the Genesis Pool (ETH, wBTC, USDC, or USDT).

• Depositing **ETH** earns you **5.2% APY**.  
• Stablecoins like USDC and USDT can earn you over **10% APY**.

For example, let’s say you deposit **1 ETH** into the Genesis Pool and borrow **2,500 STRK** against it. Borrowing this amount costs you approximately **$0.15 per month**, while the deposited ETH generates **$16 in monthly earnings**.

![Deposit collateral into Genesis Pool and borrow STRK.](https://storage.googleapis.com/papyrus_images/240edda95b8833fab0d8c4157e97d63f4e3f97620cd6f904f8766950c531423c.png)

Deposit collateral into Genesis Pool and borrow STRK.

### 2\. **Deposit Borrowed STRK in the Re7 Pool.**

Next, deposit your borrowed STRK into the **Re7 xSTRK** or **sSTRK Pool**, which currently offers an attractive **13.3% APY**. As the pool is still at max utilization, I expect this APY to increase further.

**Alternative Option**: Use the [**Stake & Earn**](https://vesu.xyz/stake-and-earn) feature to deposit as **vxSTRK** or **vsSTRK** (liquid staked STRK deposited to Vesu) and earn **~20% APY** (Staking + DeFi Spring rewards). However, this comes with additional risks from liquid staking and adds extra steps.

![Overview STRK markets](https://storage.googleapis.com/papyrus_images/6f4b90b3d495b9a7909778d8c83ae48a98cc76a14779494ff2d8529bc89749bb.png)

Overview STRK markets

### 3\. Monitor your Position and the Rates

Keep a close watch on the **Borrow APR** and **Supply APY**. If borrowing costs exceed the Supply APY for STRK, the position will no longer be profitable.

Currently, with **over 4M STRK** available to borrow in the Genesis Pool, the **Borrow APR** should stay low for the some time.

### **Why Consider This Strategy?**

This approach is ideal if you want to:

*   **Minimize Risk**: Avoid additional risks from liquid staking contracts or depegging issues.
    
*   **Keep It Simple**: Secure an **13.3% APY** with minimal complexity.
    

### **Conclusion**

While this strategy doesn’t offer staking rewards, it provides a safer yield opportunity by avoiding additional risks. With low borrowing costs and attractive APY rates, it’s a smart choice for those looking to maximize earnings with minimal hassle.

Get started here: [https://vesu.xyz/borrow](https://vesu.xyz/borrow)

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*Originally published on [DeFi Jam with Marc](https://paragraph.com/@cramjam/get-13-apy-on-top)*