# Raylac

By [dantehrani.eth](https://paragraph.com/@dantehrani) · 2025-01-13

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Vision
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_You’re scrolling through social media, and you see_ [_GiveDirectly’s_](https://www.givedirectly.org/) _machine learning model detected a potential flood in Guatemala. You tap “Donate” which opens your wallet app. You see 74 USDC remaining in the 200 USDC you allocated for donations this month. You donate 74 USDC and see it go through GiveDirectly to aid the flood preparation and recovery._

_Three days later, you receive a notification in your wallet — Starbucks sent you a free latte ticket for aiding the Guatemalan farm they source their beans from._

Better money software
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*   Crypto is a far superior foundation for building money software
    
*   It can integrate with different apps way better than any fintech apps we’ve seen.
    
*   **Crypto wallets will be everyone’s Stripe account.** Imagine if everyone had an Stripe account, and anyone or any app can send money to your universal money account.
    

A better money experience
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*   For most people, a better money experience is **having more money.** Crypto has the potential to provide this sustainably.
    
*   Crypto is a great foundation for experimenting with different forms of **financial rewards** — from airdrops to basic income.
    
*   In a world where everyone has a Stripe account, it becomes easier for companies to reward users.
    

Nicer interfaces for your money
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*   It’s radically easy to create a crypto interface.
    
*   Choose from as many apps to manage and view your money as you do in choosing a to-do app.
    

Everyone uses money. All 8 billion. And crypto has the potential to upgrade everyone’s money experience. **Crypto wallets have the chance to become the primary interface for people to experience this.**

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*Originally published on [dantehrani.eth](https://paragraph.com/@dantehrani/raylac)*
