# MONEY THAT CAN THINK?

By [Gökhan Turhan's Newsletter](https://paragraph.com/@gokhan) · 2026-04-06

agentic, llms, money, x402, mpp

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**MONEY THAT CAN THINK?**

Framing this question from an agentic perspective: “simple, composable patterns” is the way to build rather effective agents. You can also build agentic rails for money as we witness the improvements across agentic payments and commerce (e.g., x402 and MPP protocols among others).

These functions thanks to underlying custom networks, their interoperability, and one magick technology called stablecoins. People lose their minds when they realize a simple unit of a stablecoin denominated in any real world currency can also bear yield and any underlying infra provider can also offer derivatives for idle assets (see Privy’s yield improvement to that end as an account infra provider).

But how about money units that are agents themselves in a very lite sense of all the components that make up a LLM-based agent? Can money iterate and recursively become better at being money?

**Can money think and act simply as in a thought-action-observation loop? I think so.**

**Post-Quantum Self-Aware Money Systems?**
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We’ll probably see agentic money units, that is monetary systems-of-systems, which will utilize LLMs and other types of AI models. No, I am not alluding to agentic rails that aggregate and route through a hybrid systemization of cryptographically engineered value infrastructures and the current artificial intelligence experiments in 2026. I am talking about self-recursively self-differentiating money stack which optimizes its own utilities like a self-driving car in a metallic sea of not-that-smart human agents. In this case, I do wonder if anyone has been working on, even though it might sound theory-fiction at this point, encryption and privacy stack of such monetary systems with post-quantum rails at mind?

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*Originally published on [Gökhan Turhan's Newsletter](https://paragraph.com/@gokhan/money-that-can-think)*