# Payments Take Rates

**Published by:** [jelca thinks](https://paragraph.com/@jess/)
**Published on:** 2022-03-28
**Categories:** payments
**URL:** https://paragraph.com/@jess/take-rates

## Content

SquareAggregates as sub merchants5 minute onboarding / applicationUnderwriting happens after you onboard (lets everyone in first and then monitors for fraud)Very stringent fraud monitoring, not great service if you are indeed a legitimate companyTake rate is like 2%StripeAPI embeddable~0.5-1% take rateFlat2.9%+$0.30AdyenBecame a literal bank to own acquiring tooE commerce focused, global focusedInterchange plus 0.12USD<1% take ratePaypalFlat2.9%+$0.30WorldpayFlat2.9%+0.30 eurosOn average take rates 100-130 bps aka 1-1.3%

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