# MaritzaPelini ## Recent Posts - [Community Article The Real Risk in DeFi Is Not Volatility — It’s Misunderstanding](https://paragraph.com/@maritzapelini/community-article-the-real-risk-in-defi-is-not-volatility-%E2%80%94-its-misunderstanding) - [How Do Concrete Vaults Actually Work? ( — From User Actions to System Design)](https://paragraph.com/@maritzapelini/how-do-concrete-vaults-actually-work-%E2%80%94-from-user-actions-to-system-design) - [Why DeFi Needs Vault Infrastructure](https://paragraph.com/@maritzapelini/why-defi-needs-vault-infrastructure) - [Why Stable Yield May Outperform High APY in DeFi](https://paragraph.com/@maritzapelini/why-stable-yield-may-outperform-high-apy-in-defi) - [The Future of Onchain Finance](https://paragraph.com/@maritzapelini/the-future-of-onchain-finance) - [The Power of Compound Interest; and How Concrete Vaults Unlock It](https://paragraph.com/@maritzapelini/the-power-of-compound-interest%3B-and-how-concrete-vaults-unlock-it) - [ERC-4626: The Foundation](https://paragraph.com/@maritzapelini/erc-4626-the-foundation) - [a ctASSET is a yield-bearing receipt token that you receive when depositing assets into a Concrete Vault.](https://paragraph.com/@maritzapelini/a-ctasset-is-a-yield-bearing-receipt-token-that-you-receive-when-depositing-assets-into-a-concrete-vault) - [From Multistep Yield to One-Click: How Concrete Changes the User Journey](https://paragraph.com/@maritzapelini/from-multistep-yield-to-one-click-how-concrete-changes-the-user-journey) ## Blog Information - [Homepage](https://paragraph.com/@maritzapelini/): Main blog page - [RSS Feed](https://api.paragraph.com/blogs/rss/@maritzapelini): Subscribe to updates ## Optional - [All Posts](https://paragraph.com/@maritzapelini/): Complete post archive - [Sitemap](https://paragraph.com/@maritzapelini/sitemap-index.xml): XML sitemap for crawlers