# Mberi ## Recent Posts - [If You Can’t Explain Yield, You Are the Yield](https://paragraph.com/@mberi/if-you-cant-explain-yield-you-are-the-yield) - [How Do Concrete Vaults Actually Work?](https://paragraph.com/@mberi/how-do-concrete-vaults-actually-work) - [Why DeFi Needs Vault Infrastructure](https://paragraph.com/@mberi/why-defi-needs-vault-infrastructure) - [What Is Risk-Adjusted Yield and Why Does It Matter?](https://paragraph.com/@mberi/what-is-risk-adjusted-yield-and-why-does-it-matter) - [Why APY Is the Most Misunderstood Metric in DeFi](https://paragraph.com/@mberi/why-apy-is-the-most-misunderstood-metric-in-defi) - [Why Capital Efficiency Is the Real Product in DeFi](https://paragraph.com/@mberi/why-capital-efficiency-is-the-real-product-in-defi) - [The Future of Onchain Finance](https://paragraph.com/@mberi/the-future-of-onchain-finance) - [The Power of Compound Interest — and How Concrete Vaults Unlock It](https://paragraph.com/@mberi/the-power-of-compound-interest-%E2%80%94-and-how-concrete-vaults-unlock-it) - [Concrete Vaults: More Than Just a Vault](https://paragraph.com/@mberi/concrete-vaults-more-than-just-a-vault) - [Why ERC-4626 Changed DeFi Forever](https://paragraph.com/@mberi/why-erc-4626-changed-defi-forever-1) - [Why ERC-4626 Changed DeFi Forever](https://paragraph.com/@mberi/why-erc-4626-changed-defi-forever): DeFi didn’t arrive at vaults because “vaults are cool.” Vaults became the default because the ecosystem needed a way to package complexity into something users could actually trust and integrate. For a long time, yield generation was real—but the infrastructure behind it was messy, inconsistent, and hard to scale. That’s why ERC-4626 mattered. It didn’t merely add a new feature to Ethereum. It solved a coordination problem across DeFi by defining what a DeFi vault standard should look like. And once that standard existed, the Vault Era became inevitable. - [The Concrete Vault Era](https://paragraph.com/@mberi/the-concrete-vault-era) - [What is a ctASSET, and why does it matter in DeFi](https://paragraph.com/@mberi/what-is-a-ctasset-and-why-does-it-matter-in-defi-1) ## Blog Information - [Homepage](https://paragraph.com/@mberi/): Main blog page - [RSS Feed](https://api.paragraph.com/blogs/rss/@mberi): Subscribe to updates ## Optional - [All Posts](https://paragraph.com/@mberi/): Complete post archive - [Sitemap](https://paragraph.com/@mberi/sitemap-index.xml): XML sitemap for crawlers