# Introducing Our New Rollover Feature

By [𝚵xactly Protocol](https://paragraph.com/@xactly-protocol) · 2023-06-02

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At [Exactly](http://exact.ly/), we are constantly working on improving our users’ journey to offer a seamless lending experience, and we are pleased to unveil our last user-driven innovation to manage debt. As of now, our users can refinance their debt using our new Rollover feature.

This feature comes as part of our commitment to facilitate smoother and more efficient financial products for users worldwide. With this new tool, our users can now effortlessly refinance their loans, managing their investments more closely with their financial goals and risk tolerance.

Refinancing Your Loans Using Rollover
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Embracing our commitment to user empowerment, Exactly’s new Rollover feature brings an enhanced level of flexibility and control to our users, allowing them to strategically decide when and where they want to rollover their loan.

### What Exactly can our users do using rollover?

*   **Transition from uncertainty to certainty:** Users can convert any variable-rate loan into a fixed-rate loan with a specific maturity date.
    

![Rolling over a variable-rate loan to a fixed-rate loan.
](https://storage.googleapis.com/papyrus_images/ed8c995428dd2bb5dd8ed10e5a669c2676f0d23e9bcbd69fb9f042ea48a4e8d3.png)

Rolling over a variable-rate loan to a fixed-rate loan.

*   **Embrace flexibility:** Users can convert any fixed-rate loan into a variable pool, transforming their position into a variable-rate loan.
    

![Rolling over a fixed-rate loan to a variable-rate loan.
](https://storage.googleapis.com/papyrus_images/087dc45eae1edcac2970eb53b7acd1a13788d4c2c1ffd239c50ada25fdbec450.png)

Rolling over a fixed-rate loan to a variable-rate loan.

*   **Opt for a Different Maturity Date:** Users can move any fixed-rate loan into another fixed-rate loan as long as the new fixed-rate pool has a different maturity date from the current one. For instance, if you hold a fixed-rate loan maturing on July 05, 2023, you can refinance this loan by shifting your debt to another fixed-rate pool maturing on September 27, 2023.
    

![Rolling over a fixed-rate loan to another fixed-rate loan with a different maturity date.
](https://storage.googleapis.com/papyrus_images/eed72a83dd7fcd4cf957ac065a114a7b38d1d5a5e675e66600ac0c77861d0448.png)

Rolling over a fixed-rate loan to another fixed-rate loan with a different maturity date.

### Partial Loan Refinancing

One point to be highlighted is that our users can also choose whether they want to refinance the total amount of their loan or just a portion of it.

For instance, if you hold a 100 USD fixed-rate loan due to mature on July 05, you can decide to refinance only a fraction of the total loan amount. Let’s say you choose to rollover just 40 USDC; you can smoothly transfer this selected part to another fixed-rate pool, perhaps one with a later maturity date.

![Selecting Amount To Rollover](https://storage.googleapis.com/papyrus_images/5d1dcdda88e9239ed89f62c2e9d4474b51e761501ea39751c10ddea1e52f3997.png)

Selecting Amount To Rollover

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Keep yourself in the loop on Exactly Protocol’s developments and our goal to decentralize the credit market by following us on [Twitter](https://twitter.com/exactlyprotocol) and [Mirror](https://mirror.xyz/0xFa9561A3bd8c9EB865b13Ff4a54A88967CD0A803) and joining our lively communities on [Discord](https://exact.ly/discord) and [Telegram](https://t.me/exactlyFinance).

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*Originally published on [𝚵xactly Protocol](https://paragraph.com/@xactly-protocol/introducing-our-new-rollover-feature)*