# Defi 借贷协议Folks Finance 测试网教程

By [yyy](https://paragraph.com/@yyy-3) · 2022-03-25

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Folks Finance 是Algorand 链上的Defi 借贷协议，协议包括存币生息、锁仓生息、借贷、挖矿、收益农场等多个模块。2022年1月20日获得由Borderless Capital 领投的300万美元的种子轮融资，投资机构包括Jump Crypto, ParaFi Capital, Coinbase Ventures, OKX Blockdream Ventures, Genesis Capital, the Algorand Foundation 等。Folks Finance 有发币计划但目前尚未发币，协议2月7日已发布测试网，3月23日更新了更多功能。测试网流程如下👇：

![](https://storage.googleapis.com/papyrus_images/39d60df774e2ee481b4f2527978678a3c185e0b408067a14d43d8e87126ccb8c.png)

1、打开Folks Finance 测试网，右上角Connect Wallet，选择MyAlgo 创建钱包（网页版，非应用程序。创建钱包的详细流程链接：[folks-finance.gitbook.io/folks-finance testnet/v/faq/how-to-create-a-wallet-on-myalgo](http://folks-finance.gitbook.io/folks-finance-testnet/v/faq/how-to-create-a-wallet-on-myalgo)）

[https://testnet.folks.finance/markets/](https://testnet.folks.finance/markets/)

![](https://storage.googleapis.com/papyrus_images/6f4d6c2953bb7bca546d0a95f5c103d4f025dea04463376c9a569f7723a472d7.png)

2、Algorand 测试网水龙头领取ALGO 测试币，用作交互的gas 费用；

[https://bank.testnet.algorand.network/](https://bank.testnet.algorand.network/)

3、打开Folks Finance 测试网连接钱包并点击界面右上角，选择Faucet，铸造USDC/ USDt/ goBTC/ goETH 测试币；

![](https://storage.googleapis.com/papyrus_images/290f5f34f4dbeb2c431f860fb41736864d7ae8e0a0d16e196b317355d51fb5cf.png)

![](https://storage.googleapis.com/papyrus_images/40c4eb89c5c508cd677a0fc88793584c9f06e402c7756584cf71792bc0e52cfb.png)

3、测试网主界面点击Deposit，跳转后可以选择相关测试币存款生息。选择存款币种，输入数量，点击Continue-Deposit；

![](https://storage.googleapis.com/papyrus_images/bcec6f6236b6cf0aac999df2cdd35a0d3469bfe1338a6765892b489c779d3a73.png)

![](https://storage.googleapis.com/papyrus_images/75ab3beb26b9de5039eea7f9478597515136bfaad4772454a8b6bf24c8412d32.png)

4、操作Withdraw 取出一部分代币，右下角My Deposits 界面，选择币种，输入要提取的数量，点击Continue-Withdraw；

![](https://storage.googleapis.com/papyrus_images/35172c627831cc6fb262d5d77b193e2ae66cebc5f133242cb897a3f40b8c1711.png)

5、测试网主界面点击Lock & Earn，跳转后可以选择相关测试币锁仓生息。选择锁仓币种，锁仓期限，输入数量，点击Continue-Lock & Earn；(锁仓资产要到到期日才能解锁)

![](https://storage.googleapis.com/papyrus_images/796221bbe6884e0610ae3d9a36c942c2c81b0e8e966c94097c6561598e4a16ea.png)

![](https://storage.googleapis.com/papyrus_images/e07b8e8ce5f9a7231f77ad0d9c1ee408bccf8eb4962fb29267fd69da5f91a72e.png)

6、测试网主界面点击Borrow，跳转后可以进行借贷操作。选择需借贷币种，选择抵押物，输入需借出的代币数量，设置健康指数，点击Continue-Add Escrow-Borrow；

![](https://storage.googleapis.com/papyrus_images/4decbdb0aca63bb981f16b2e3748c6c18a49b49293168081b8e75bdda7d08da4.png)

![](https://storage.googleapis.com/papyrus_images/092fbe55ec3d7b3033ac0bd00410b230007926fc5ef5d8519e71cf85aea8a475.png)

7、界面右下角My Borrows 模块，选择已借贷资产，点击Repay 偿还部分借款或选择Rebalance 进行增加抵押物/减少抵押物/增加借款额度 等操作；

![](https://storage.googleapis.com/papyrus_images/2fa3b25c11a270674007b1fac2e2a851e7703c470aaa81df9c75486fb28d03d3.png)

![](https://storage.googleapis.com/papyrus_images/5552e4cb72964181496fc2cfa7816d1e2cd6cd8d5e585ca6e1faa1b2098f5ad0.png)

8、测试网主界面点击Rewards Aggregator，跳转后进行收益聚合操作。选择收益币种，选择即时收益或质押一周获得更高的收益，输入数量，点击Claim Rewards 或Stake Rewards；

![](https://storage.googleapis.com/papyrus_images/f286517f30d2145476f598f6cb6dde8a895476ccfbf81c3dedd5eea71e922177.png)

![](https://storage.googleapis.com/papyrus_images/a92945addecdc197256a8821f6552ac64ea0c338c9b2cfd62f76b71dccfb0d14.png)

![](https://storage.googleapis.com/papyrus_images/8dcef25ad341e420d93bd518c0cdf9efc8fc3a60944729a0ea8776038d95fac1.png)

以上。

更多测试网空投信息，热门赛道项目分析可关注👇：

[https://twitter.com/Yyy1092422472](https://twitter.com/Yyy1092422472)

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*Originally published on [yyy](https://paragraph.com/@yyy-3/defi-folks-finance)*