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        <title>Abigail4</title>
        <link>https://paragraph.com/@abigail4</link>
        <description>A day without you is always incomplete.</description>
        <lastBuildDate>Tue, 01 Sep 2026 00:55:43 GMT</lastBuildDate>
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        <language>en</language>
        <copyright>All rights reserved</copyright>
        <item>
            <title><![CDATA[Trademarks indicate that three stars may be developing a self-help maintenance assistant application.]]></title>
            <link>https://paragraph.com/@abigail4/trademarks-indicate-that-three-stars-may-be-developing-a-self-help-maintenance-assistant-application</link>
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            <pubDate>Fri, 12 May 2023 14:36:01 GMT</pubDate>
            <description><![CDATA[A new trademark application submitted by the three stars may reveal the company’s plans related to the self-help maintenance project. From the application for the trademark, three stars seem to be developing a new mobile application called “self-help maintenance assistants”. The application for trademarks shows that the application is mapped in a blue context, with styled teethers and handcuffs. IT House was informed that during the summer, three stars introduced self-help maintenance plans i...]]></description>
            <content:encoded><![CDATA[<p>A new trademark application submitted by the three stars may reveal the company’s plans related to the self-help maintenance project. From the application for the trademark, three stars seem to be developing a new mobile application called “self-help maintenance assistants”. The application for trademarks shows that the application is mapped in a blue context, with styled teethers and handcuffs.</p><p>IT House was informed that during the summer, three stars introduced self-help maintenance plans in the United States. The main thrust of the plan is to provide United States Galaxy users with access to mobile spare parts and tools for self-help maintenance. The three constellations, in cooperation with iFixit, launched the plan, which provides a description of the components, tools and dismantling and maintenance described above.</p><p>The trademark document describes “self-help maintenance assistants” as “computer applications for mobile phones for self-installation and self-sustainment of intelligent hand sheets, flatter computers, mobile phones and ears”. The application should provide “advisory and information services related to self-installation and self-sustainment” for various types of mobile equipment.</p><p>In other words, three stars may be developing a mobile application to provide self-paced users with more information on how they should manage and maintain their three-star mobile equipment. Therefore, with the iFixit website, three stars may provide guidance and other useful information through a dedicated mobile application, a self-study assistant.</p><p>The three-star self-修 scheme currently covers only a small number of equipment, including Galaxy S20 series, Galaxy S21 series and Galaxy Tab S7+, and perhaps a dedicated self-修 application allows the three-star to expand the list. Of course, the emergence of a trademark application does not guarantee that the application will be published.</p>]]></content:encoded>
            <author>abigail4@newsletter.paragraph.com (Abigail4)</author>
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            <title><![CDATA[Look! It's about May Day! Huli District issued Notice No. 13 of 2022 on epidemic prevention and control!]]></title>
            <link>https://paragraph.com/@abigail4/look-it-s-about-may-day-huli-district-issued-notice-no-13-of-2022-on-epidemic-prevention-and-control</link>
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            <pubDate>Sat, 07 May 2022 16:31:08 GMT</pubDate>
            <description><![CDATA[At present, the local epidemic situation in China is running at a high level, the epidemic situation is severe and complex, showing the characteristics of many points, wide range and frequent occurrence. The impact of cross input between regions is obvious, and the task of dynamic zeroing in all regions is very arduous. In order to do a solid job in the “external defense input” during the “May Day” holiday, strictly prevent the risk of epidemic import, and ensure that citizens spend a safe an...]]></description>
            <content:encoded><![CDATA[<p>At present, the local epidemic situation in China is running at a high level, the epidemic situation is severe and complex, showing the characteristics of many points, wide range and frequent occurrence. The impact of cross input between regions is obvious, and the task of dynamic zeroing in all regions is very arduous. In order to do a solid job in the “external defense input” during the “May Day” holiday, strictly prevent the risk of epidemic import, and ensure that citizens spend a safe and peaceful holiday, the relevant matters are hereby notified as follows:</p><p>1。 Pay close attention to the recent grade adjustment of medium and high-risk areas in China and the action track of published cases and asymptomatic infected persons. Advocate citizens not to go out of the province during the May Day holiday, especially not to go to epidemic areas. If you really need to go, please do a good job in personal protection and health monitoring, and conduct nucleic acid testing immediately after returning to Xiamen. Those who have a history of living in epidemic related cities should take the initiative to report to the community and units, and cooperate with the community in health management according to the degree of risk.</p><p>2。 All personnel entering (returning to) Xiamen in Shanghai will be subject to 7 + 7 (7-day centralized + 7-day home health monitoring) and nucleic acid testing according to the regulations of our city. Beijing (Chaoyang District, Shunyi District, Fangshan District), Suzhou, Hangzhou (Gongshu District), Guangzhou (Yuexiu District, Tianhe District, Huadu District, Baiyun District) and Wannian County of Shangrao City will implement 7 + 7 (7-day home medical observation + 7-day home health monitoring) and nucleic acid detection according to the regulations of our city. After entering (returning) the building, the above personnel shall take the initiative to report to the community, unit and hotel at the first time, and show the negative certificate of nucleic acid test within 48 hours.</p><p>3。 14 day home health monitoring and nucleic acid testing shall be carried out for all residents who have a history of residence in Qingxu County, Nanchang City, Suining County, Xuzhou City, Hangzhou City (other districts and counties except Gongshu District), Jinhua City (Wucheng District and Yiwu City), Fangchenggang City (Dongxing City and Fangchenggang District), Jinan City and Beijing City (Fengtai District).</p><p>4。 For the personnel entering (returning) Xiamen from other areas with local cases within 14 days, 14 day home health monitoring shall be implemented, and nucleic acid testing shall be carried out according to the regulations of our city. For those who enter (return to) Xiamen from other regions in China, they shall report to the community immediately after entering Xiamen and conduct “three-day three-day three-day inspection”, that is, nucleic acid testing shall be conducted once on the day, the second and third days of entering Xiamen.</p><p>5。 The truck drivers and passengers who came to Xiamen and entered the lake tested nucleic acid once a day during their stay in Xiamen. The owner unit shall strictly implement the main responsibility and urge the above personnel to complete the nucleic acid test. The above drivers and passengers shall do a good job in personal protection during their stay in Xiamen, travel point-to-point and do not participate in gathering activities.</p><p>6。 Personnel who purchase “four kinds” of antipyretic, cough relieving, antibiotic and antiviral drugs must register the information of the actual drug user in their real name, and implement the “two tests in three days” of nucleic acid, that is, the actual drug user shall be tested once within six hours after purchasing the drugs, and then tested again at an interval of more than 24 hours within three days.</p><p>7。 Nucleic acid detection should be strengthened before returning to work and school. During the May Day holiday, all personnel leaving the building shall be subject to a nucleic acid test within may 3-8 after returning to work. After returning to school, teachers, students and logistics staff of schools at all levels in the region shall be organized by their schools to complete a round of nucleic acid test within may 5-9.</p><p>8。 All key units and important public places in the region (including but not limited to Party and government organs, enterprises and institutions, schools, medical institutions, supermarkets, cultural and entertainment places, hotels, farmers’ markets, transportation stations, social welfare institutions, etc.) must set up temporary isolation places, and strictly implement the prevention and control measures such as temperature measurement, scanning “post code”, checking “health code, travel code” and “one meter line” at the entrance, If the health code is found to be non green, it shall be immediately transferred to a temporary isolation place for observation, and reported to the community. It shall refuse to enter public places, track and control it, and shall not be out of control.</p><p>9。 All employees in various public places need to carry out nucleic acid testing once a day during the May Day holiday.</p><p>10。 Vaccination is an effective measure to prevent COVID-19, which can reduce the infection rate, severe disease rate and mortality. Residents who have not been vaccinated against novel coronavirus should be vaccinated as soon as possible.</p><p>11。 The general public are requested to enhance their personal protection awareness, wear masks regularly and scientifically, wash hands frequently, keep ventilated and do not gather, maintain a safe social distance, pay attention to shielding when coughing and sneezing, use public chopsticks and spoons, develop good hygiene habits, and jointly abide by and cooperate with various epidemic prevention and control measures.</p><p>12。 If the risk of transmission of COVID-19 or other serious consequences is caused due to concealment, misrepresentation or failure to implement the prevention and control measures as required, the responsibility will be investigated according to law.</p><p>It is hereby notified</p><p>Huli District, Xiamen</p><p>Headquarters for response to the COVID-19</p><p>April 29, 2022</p><p>Now the nucleic acid sampling point and opening time in the lake</p><p>And the contact information of each street community is announced as follows</p>]]></content:encoded>
            <author>abigail4@newsletter.paragraph.com (Abigail4)</author>
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            <title><![CDATA[Past days are like the wind, a glimpse of the old city of Geneva]]></title>
            <link>https://paragraph.com/@abigail4/past-days-are-like-the-wind-a-glimpse-of-the-old-city-of-geneva</link>
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            <pubDate>Tue, 03 May 2022 05:29:39 GMT</pubDate>
            <description><![CDATA[Among the many churches in Geneva, large and small, St. Peter’s Cathedral, located on the hills and in the old city, is undoubtedly the most unforgettable one. The church is located on the top of the hill, and a green bell tower stands at the top of the church. It has the best viewing angle of the whole city. Thus, you can get the broadest view of the whole city of Geneva. Standing on the top of the church, you can have a panoramic view of the whole Geneva and Geneva Lake. The great old city ...]]></description>
            <content:encoded><![CDATA[<p>Among the many churches in Geneva, large and small, St. Peter’s Cathedral, located on the hills and in the old city, is undoubtedly the most unforgettable one. The church is located on the top of the hill, and a green bell tower stands at the top of the church. It has the best viewing angle of the whole city.</p><p>Thus, you can get the broadest view of the whole city of Geneva. Standing on the top of the church, you can have a panoramic view of the whole Geneva and Geneva Lake.</p><p>The great old city in the past, as the peak of the mountain, is still in the dream of melodious piano sound when remembering its vicissitudes of history. The winding path connects ancient houses with each other. The verdant trees, bars and colorful streets are wonderful.</p><p>In the early morning of the old city, because the buildings are closely connected, they are always favored by the unpredictable light and shadow, emitting a charming temperament. The villagers in the urban area live a slow and quiet life. Occasionally, in front of an old building, people will show a friendly smile to my strange face with pure eyes.</p><p>The streets in the sun are colorful. Like a flash of flame, it is visited by unpredictable light and shadow. Playing with the old city in a peaceful day is like the peach blossom garden written by the ancients, guarding their own pure land and quietly interpreting their own plot.</p><p>Only a smile is the most moving words of time. In the miraculous old city of Geneva, happiness is like a note jumping everywhere, which makes people fall in love with it. Like a beautiful dream, I don’t want to wake up and stay in a warm neighborhood until I die</p><p>Like the most low-key star, the quiet old city of Geneva warmly welcomes guests and friends from all over the world. Happy teenagers in the streets grow up here and keep their beautiful youth. Although the area of the old city is small, the simple and warm mood infects the pedestrians.</p><p>St. Peter’s Cathedral on the hill, waiting for the top of Geneva, adopts every wandering soul and inspires the pious way of faith; It quietly waits for this land, stable and calm; Looking at the passers-by, he seemed to talk silently and tell an ancient story.</p><p>St. Peter’s Cathedral is the most respected religious place in Geneva. The appearance of the church is tall, low-key and simple. However, inside the church, there is another world. The statues inside stood quietly and calmly guarding the people of the city.</p><p>In the church, there are all kinds of statues, large and small, creating an incredible miracle. Walking in the church and watching the vicissitudes of Jesus, he still looks serene; The century long history is all displayed on this mottled wall.</p><p>Like a dream, into the misty fairyland; Like a group of fireworks, lighting up the bright stars; Like a cluster of flowers, blooming brilliantly; Walking into the old city of Geneva, I just want to stand on the top of the mountain and have a panoramic view of this peerless beauty.</p>]]></content:encoded>
            <author>abigail4@newsletter.paragraph.com (Abigail4)</author>
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            <title><![CDATA["Sorry... It hurts your hair"]]></title>
            <link>https://paragraph.com/@abigail4/sorry-it-hurts-your-hair</link>
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            <pubDate>Sat, 30 Apr 2022 10:21:46 GMT</pubDate>
            <description><![CDATA[“Sorry… It hurts your hair” Recently, Shangqiu, Henan A girl wants to commit suicide on the roof of the 18th floor The fireman flew forward Grab the girl’s ponytail and save her Comfort after the event Netizens have said: “professional and warm heart” The girl stood on the roof of the 18th floor and wanted to commit suicide Firefighters catch horsetail to save people The firefighter who caught the girl’s ponytail in the video is Liu Wei From Yongcheng fire rescue brigade, Shangqiu, Henan He t...]]></description>
            <content:encoded><![CDATA[<p>“Sorry… It hurts your hair”</p><p>Recently, Shangqiu, Henan</p><p>A girl wants to commit suicide on the roof of the 18th floor</p><p>The fireman flew forward</p><p>Grab the girl’s ponytail and save her</p><p>Comfort after the event</p><p>Netizens have said: “professional and warm heart”</p><p>The girl stood on the roof of the 18th floor and wanted to commit suicide</p><p>Firefighters catch horsetail to save people</p><p>The firefighter who caught the girl’s ponytail in the video is Liu Wei</p><p>From Yongcheng fire rescue brigade, Shangqiu, Henan</p><p>He told the CCTV reporter</p><p>April 19th</p><p>A 17-year-old girl had a conflict with her family</p><p>Standing on the roof of the 18th floor, I want to commit suicide</p><p>“She was so excited that half of her foot was hanging in the air</p><p>Keep crying to keep us away</p><p>The roof is only about 40 cm wide</p><p>If you don’t pay attention, you’ll fall “</p><p>△ the girl is standing on the roof of the 18th floor</p><p>Liu Wei and his teammates quickly set up a life-saving air cushion</p><p>And do a good job of safety protection</p><p>I tried to get close several times, but the girl was alert</p><p>For rescue opportunities</p><p>The police and firefighters kept talking with the girl</p><p>Divert their attention</p><p>“You can tell us what problems you encounter”</p><p>“Calm down, shall we solve it together?”</p><p>△ firefighters try to get close to the girl</p><p>The moment the girl turned her head</p><p>Liu Wei rushed forward quickly</p><p>Grab her ponytail</p><p>“I got her hair! Come on! Come on!”</p><p>The rest of the team came forward immediately</p><p>Work together to grab the girl’s arms and clothes</p><p>A lift and a hug saved her</p><p>After confirming that the girl is safe</p><p>Liu Wei and his teammates also helped her put on her hairpin</p><p>And touched the girl’s head</p><p>Softly comforted:</p><p>“Sorry… It hurts your hair”</p><p>“The moment I grabbed her hair</p><p>I’m relieved “</p><p>The thrilling rescue lasted nearly 10 minutes</p><p>Liu Wei said he was very nervous</p><p>I’m afraid my actions will disturb the girl</p><p>They explored many rescue plans</p><p>Finally decided to “catch the horsetail”</p><p>“People instinctively raise their hands when their hair is scratched</p><p>Will also be close to the wall</p><p>It’s easier to control people. “</p><p>“The moment I caught her hair, I was relieved!</p><p>A girl who hopes to be saved</p><p>Live a good life in the future and be brave in setbacks. “</p><p>Liu Wei said that every mission</p><p>My biggest concern is not personal safety</p><p>But whether we can complete the task and protect everyone</p><p>“Rescue is routine</p><p>Just want everyone to be safe and safe “</p><p>Netizen: professional and warm heart</p><p>You’ve been working hard!</p><p>See the warm heart scene on the roof</p><p>Many netizens praised firefighters</p><p>“One action saved a life”</p>]]></content:encoded>
            <author>abigail4@newsletter.paragraph.com (Abigail4)</author>
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            <title><![CDATA[Shanghai yesterday added 3238 local confirmed cases and 21582 local asymptomatic infections]]></title>
            <link>https://paragraph.com/@abigail4/shanghai-yesterday-added-3238-local-confirmed-cases-and-21582-local-asymptomatic-infections</link>
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            <pubDate>Wed, 27 Apr 2022 21:09:33 GMT</pubDate>
            <description><![CDATA[Beijing, April 17 novel coronavirus pneumonia, Shanghai, 0, 24, when the new pneumonia cases were confirmed in 3238 cases and asymptomatic infections in April 16, 2022, 21582 of 1177 confirmed cases were asymptomatic, 1754 of the confirmed cases and 21167 asymptomatic infections were found in isolation control, and the rest were found in the investigation of the risk population. 2 covid-19 confirmed cases were identified in closed loop control. Local cases Covid-19 confirmed new cases of loca...]]></description>
            <content:encoded><![CDATA[<p>Beijing, April 17 novel coronavirus pneumonia, Shanghai, 0, 24, when the new pneumonia cases were confirmed in 3238 cases and asymptomatic infections in April 16, 2022, 21582 of 1177 confirmed cases were asymptomatic, 1754 of the confirmed cases and 21167 asymptomatic infections were found in isolation control, and the rest were found in the investigation of the risk population. 2 covid-19 confirmed cases were identified in closed loop control.</p><p>Local cases</p><p>Covid-19 confirmed new cases of locally diagnosed pneumonia in 3238 cases in April 16, 2022 and 24 cases in 0, including 1177 cases from asymptomatic infection to confirmed cases. 373 cases were cured and discharged.</p><p>Case 1-case 390, living in Pudong New Area,</p><p>Cases 391-559, living in Huangpu District,</p><p>Case 560-case 701, living in Xuhui District,</p><p>Cases 702-814, living in Changning District,</p><p>Cases 815-939, living in Jing’an District,</p><p>Case 940-case 1062, living in Putuo District,</p><p>Case 1063-case 1183, living in Hongkou District,</p><p>Case 1184-case 1261, living in Yangpu District,</p><p>Case 1262-case 1486, living in Minhang District,</p><p>Case 1487-case 1526, living in Baoshan District,</p><p>Case 1527-case 1599, living in Jiading District,</p><p>Case 1600-case 1603, living in Jinshan District,</p><p>Case 1604-case 1686, living in Songjiang District,</p><p>Case 1687-case 1727, living in Qingpu District,</p><p>Cases 1728-1747, living in Fengxian District,</p><p>Case 1748-case 1754, living in Chongming District,</p><p>All of them were closed loop control and control personnel in the city. During the period, COVID-19 nucleic acid test results were abnormal. The confirmed case was diagnosed after consultation with municipal experts and comprehensive epidemiological history, clinical symptoms, laboratory test and imaging examination results.</p><p>Case 1755-case 1890, living in Pudong New Area,</p><p>Case 1891-case 1903, living in Huangpu District,</p><p>Case 1904-case 1930, living in Xuhui District,</p><p>Case 1931-case 1941, living in Changning District,</p><p>Case 1942-case 1959, living in Jing’an District,</p><p>Case 1960-case 1980, living in Putuo District,</p><p>Case 1981-case 2016, living in Hongkou District,</p><p>Case 2017-case 2021, living in Yangpu District,</p><p>Cases in Minhang District, 2022-2037,</p><p>Case 2038-case 2044, living in Baoshan District,</p><p>Case 2045-case 2052, living in Jiading District,</p><p>Case 2053-case 2055, living in Songjiang District,</p><p>Case 2056-case 2058, living in Qingpu District,</p><p>Case 2059-case 2061, living in Chongming District,</p><p>In the screening of risk population, COVID-19 nucleic acid detection results were abnormal, that is, isolation and control. The result was positive by the CDC. The confirmed case was diagnosed after consultation with municipal experts and comprehensive epidemiological history, clinical symptoms, laboratory test and imaging examination results.</p><p>Case 2062-case 2537, living in Pudong New Area,</p><p>Case 2538-case 2543, living in Huangpu District,</p><p>Case 2544, living in Xuhui District,</p><p>Case 2545-case 2547, living in Changning District,</p><p>Case 2548, living in Putuo District,</p><p>Case 2549, living in Yangpu District,</p><p>Case 2550-case 3198, living in Minhang District,</p><p>Case 3199-case 3202, living in Baoshan District,</p><p>Case 3203-case 3224, living in Jiading District,</p><p>Case 3225-case 3229, living in Jinshan District,</p><p>Case 3230, living in Songjiang District,</p><p>Cases 3231 and 3232, living in Qingpu District,</p><p>Case 3233-case 3235, living in Fengxian District,</p><p>Case 3236-case 3238, living in Chongming District,</p><p>Local asymptomatic infections previously reported. The confirmed case was diagnosed after consultation with municipal experts and comprehensive epidemiological history, clinical symptoms, laboratory test and imaging examination results.</p><p>Local asymptomatic infected persons</p><p>From 0:00 to 24:00 on April 16, 2022, 21582 local asymptomatic infections were added.</p><p>Asymptomatic infected persons 1-9499 asymptomatic infected persons, living in Pudong New Area,</p><p>9500 asymptomatic infections - 10851 asymptomatic infections, living in Huangpu District,</p><p>10852 asymptomatic infected persons - 12193 asymptomatic infected persons, living in Xuhui District,</p><p>12194 asymptomatic infected persons - 12759 asymptomatic infected persons, living in Changning District,</p><p>12760 asymptomatic infected persons - 13745 asymptomatic infected persons, living in Jing’an District,</p><p>13746 asymptomatic infected persons - 14908 asymptomatic infected persons, living in Putuo District,</p><p>14909 asymptomatic infected persons - 15777 asymptomatic infected persons, living in Hongkou District,</p><p>15778 asymptomatic infected persons - 16552 asymptomatic infected persons, living in Yangpu District,</p><p>Asymptomatic infected persons 16553 - asymptomatic infected persons 18719, living in Minhang District,</p><p>18720 asymptomatic infected persons - 19954 asymptomatic infected persons, living in Baoshan District,</p><p>Asymptomatic infected persons 19955 - asymptomatic infected persons 20531, living in Jiading District,</p><p>Asymptomatic infected 20532 - asymptomatic infected 20543, living in Jinshan District,</p><p>Asymptomatic infection 20544 - asymptomatic infection 20865, living in Songjiang District,</p><p>20866 asymptomatic infected persons - 21121 asymptomatic infected persons, living in Qingpu District,</p><p>21122 asymptomatic infected persons - 21148 asymptomatic infected persons, living in Fengxian District,</p><p>21149 asymptomatic infected persons - 21167 asymptomatic infected persons, living in Chongming District,</p><p>They are the city’s closed-loop isolation controller</p>]]></content:encoded>
            <author>abigail4@newsletter.paragraph.com (Abigail4)</author>
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            <title><![CDATA[Business growth slows down and banks adjust key customer groups of credit cards]]></title>
            <link>https://paragraph.com/@abigail4/business-growth-slows-down-and-banks-adjust-key-customer-groups-of-credit-cards</link>
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            <pubDate>Sun, 24 Apr 2022 20:34:32 GMT</pubDate>
            <description><![CDATA[With the disclosure of business performance, the “report card” of the bank’s credit card business in 2021 has also been released one after another. Over the past year, the number of bank credit card issuers increased steadily, but the growth rate generally slowed down, the non-performing rate remained stable, and the overall trend showed a downward trend. Experts pointed out that under the background of the slowdown in the growth of the scale of credit card business, the banking industry shou...]]></description>
            <content:encoded><![CDATA[<p>With the disclosure of business performance, the “report card” of the bank’s credit card business in 2021 has also been released one after another. Over the past year, the number of bank credit card issuers increased steadily, but the growth rate generally slowed down, the non-performing rate remained stable, and the overall trend showed a downward trend.</p><p>Experts pointed out that under the background of the slowdown in the growth of the scale of credit card business, the banking industry should strengthen fine operation and scene construction to improve service quality and efficiency. At present, many banks have begun to adjust the choice of key customer groups.</p><p>The growth rate of card issuance generally slowed down</p><p>Issuing scale is an important indicator to measure the development of credit card business. According to the disclosed data, the number of credit card issuance in the banking industry increased steadily in 2021, but the growth rate generally slowed down.</p><p>Among the six major state-owned banks, the postal savings bank ranked first with a growth rate of 12.93%, and the industrial and Commercial Bank of China, Bank of China, China Construction Bank and Bank of communications grew by 1.88%, 2.53%, 2.08% and 2.22% respectively. The Agricultural Bank of China only released the data of medium-term credit card issuance in 2021.</p><p>In terms of joint-stock banks, the growth rate of credit card issuance of China CITIC Bank, Ping An Bank, Everbright Bank and Industrial Bank was 9.4%, 9.2%, 8.5% and 5.1% respectively, and that of China Merchants Bank was 2.9%.</p><p>From the perspective of credit card consumption, China Merchants Bank’s consumption exceeds 4 trillion yuan, ranking first. Postal savings bank, China CITIC Bank and industrial bank all achieved double-digit growth. China Merchants Bank increased by 9.73%, Ping An Bank increased by 9.8%, and the growth of consumption of ICBC, Bank of China and China Construction Bank decreased compared with the previous year.</p><p>Dong Zheng, a senior researcher on credit cards, said that from the perspective of the credit card business of state-owned banks and joint-stock banks, it is somewhat “cold in the spring”. On the one hand, due to the high market coverage of these banks, it is more difficult to obtain customers, and the slowdown of scale growth is inevitable; On the other hand, due to the impact of the market environment and the corresponding policies issued by the regulator, the phenomenon of “long credit” caused by excessive card issuance is limited.</p><p>At the end of last year, the CBRC issued the notice on further promoting the standardized and healthy development of credit card business (Exposure Draft), emphasizing that the number of card issuers, the number of customers and market share should no longer be used as assessment indicators, and reducing the proportion of sleep cards is required for the first time.</p><p>“The phenomenon faced by credit card issuing business deeply reflects that the first tier of credit card business, such as state-owned banks and joint-stock banks, has faced severe challenges in the past. Although some urban commercial banks still have a certain growth space in credit cards, they may soon face the same problem if they do not formulate effective business strategies.” Dong Zheng said.</p><p>The defect rate showed a downward trend as a whole</p><p>In 2021, with the gradual recovery of social life, the non-performing rate of credit card business began to decline as a whole.</p><p>In terms of large state-owned banks, the non-performing rate of credit cards of Agricultural Bank of China, China Construction Bank, Bank of communications and postal savings bank decreased year-on-year at the end of 2021. Among them, the non-performing rate of Agricultural Bank of China was 0.99%, a year-on-year decrease of 0.56 percentage points; The non-performing rate of China Construction Bank was 1.33%, a year-on-year decrease of 0.07 percentage points; The non-performing rate of Bank of communications decreased by 0.07 percentage points year-on-year to 2.2%; The non-performing rate of the postal savings bank was 1.66%, down 0.17 percentage points year-on-year. In addition, the non-performing rate of ICBC’s credit card rebounded, an increase of 0.01 percentage points over the end of 2020. Bank of China did not disclose data.</p><p>In terms of joint-stock banks, the non-performing rate of credit cards of China CITIC Bank, Minsheng Bank and Ping An Bank decreased in 2021. Among them, the credit card non-performing rate of China CITIC Bank decreased significantly, down 0.55 percentage points from the end of 2020 to 1.83%.</p><p>The non-performing rate of Industrial Bank rebounded, increasing by 0.13 percentage points. Regarding this, Zou Jimin, general manager of risk management department of Societe Generale Bank, said at the performance report meeting that it was because Xingye Bank took the initiative to slow down the disposal. First, to support COVID-19’s prevention and control, protect consumers’ rights and interests, appropriately ease the disposal of customers affected by the epidemic, and encourage customers to take the initiative to repay the loan after the epidemic was relieved. Second, considering that the recognition standard of overdue credit cards tends to be strict in 2021, it is necessary to give customers a certain adaptation period.</p><p>Zhu Jiangtao, vice president of China Merchants Bank, also said that the bank advanced the recognition standard of bad credit cards from 90 days overdue to 60 days overdue last year; At the same time, according to the regulatory requirements, the identification of the overdue time point of the credit card is set as the repayment deadline of this bill from the next bill date, about 8 days in advance on average.</p><p>Change ideas and revitalize stock</p><p>Experts pointed out that in the context of slowing growth, the development of credit card business should change ideas, strengthen refined operation and scene construction, and improve service quality and efficiency.</p><p>Dong Zheng said that the homogenization of credit card products and rights and interests is becoming more and more serious. If credit cards want to make a difference, they must comply with the times and design exclusive rights and interests products aiming at customers with specific interests or hobbies. On the one hand, improve the card issuing ability, on the other hand, build appropriate consumption scenarios, so as to continuously promote card transactions and improve the consumption ability of single card.</p><p>“The trend of mining from card issuance driven to card driven stock customers has been very clear.” He said that taking China Merchants Bank as an example, the credit card transaction volume in 2021 was 4763.617 billion yuan. If the number of circulating cards was 102.416 million, the average card transaction volume was 46512.42 yuan, and if the number of circulating accounts was 69.7394 million, the average household transaction volume reached 68305.96 yuan.</p><p>At present, many banks have begun to adjust the choice of customer base. China Merchants Bank said that credit cards adhere to strict risk control in the short term, adjust asset forms in the medium term and adjust customer groups in the long term.</p><p>Minsheng Bank pointed out that the operation options of key customer groups have been adjusted according to the external environment. In terms of credit cards, we pay more attention to customers with stable consumption, including target customers such as millennial customers, female customers and highly educated customers. We also pay more attention to the operation of customers with settlement scenarios. The proportion of customers with stable consumption reached 88%, an increase of 2.4 percentage points over the previous year.</p><p>Massive information and accurate interpretation are all in Sina Finance app</p>]]></content:encoded>
            <author>abigail4@newsletter.paragraph.com (Abigail4)</author>
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            <title><![CDATA[Guangxi yesterday added 2 local confirmed cases and 8 local asymptomatic infections]]></title>
            <link>https://paragraph.com/@abigail4/guangxi-yesterday-added-2-local-confirmed-cases-and-8-local-asymptomatic-infections</link>
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            <pubDate>Fri, 22 Apr 2022 00:38:49 GMT</pubDate>
            <description><![CDATA[From 0:00 to 24:00 on March 1, 2 local confirmed cases (all in Fangchenggang City) and 8 local asymptomatic infections (all in Fangchenggang City) were added in our district. 12 local confirmed cases were cured and discharged on the same day (all in Baise City). As of 24:00 on March 1, 183 local confirmed cases (140 in Baise City, 1 in Nanning city and 42 in Fangchenggang City) and 8 local asymptomatic infections (all in Fangchenggang City) have been found in the region. There were 20 new cas...]]></description>
            <content:encoded><![CDATA[<p>From 0:00 to 24:00 on March 1, 2 local confirmed cases (all in Fangchenggang City) and 8 local asymptomatic infections (all in Fangchenggang City) were added in our district. 12 local confirmed cases were cured and discharged on the same day (all in Baise City). As of 24:00 on March 1, 183 local confirmed cases (140 in Baise City, 1 in Nanning city and 42 in Fangchenggang City) and 8 local asymptomatic infections (all in Fangchenggang City) have been found in the region.</p><p>There were 20 new cases imported from abroad on the same day (3 cases imported from Chongzuo city without symptoms). Three cases of confirmed cases imported from abroad (all in Chongzuo City) were cured and discharged, and 18 cases of asymptomatic infection imported from abroad (17 in Chongzuo City and 1 in Qinzhou City) were relieved of medical observation. There are 118 confirmed cases imported from abroad (100 cases in Chongzuo City, 10 cases in Qinzhou City and 8 cases in Fangchenggang City), and 173 asymptomatic infections imported from abroad (172 cases in Chongzuo City and 1 case in Guigang City).</p><p>On the same day, 1423 close contacts were added, 739 close contacts were released from medical observation, and 3619 close contacts are available.</p><p>1120 confirmed cases have been reported in the region, 817 cases have been cured and discharged, 2 cases have died, and 301 cases have been diagnosed.</p>]]></content:encoded>
            <author>abigail4@newsletter.paragraph.com (Abigail4)</author>
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            <title><![CDATA[On March 6, 54 locally confirmed cases and 12 asymptomatic infections were added in Jilin Province]]></title>
            <link>https://paragraph.com/@abigail4/on-march-6-54-locally-confirmed-cases-and-12-asymptomatic-infections-were-added-in-jilin-province</link>
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            <pubDate>Sat, 16 Apr 2022 09:24:59 GMT</pubDate>
            <description><![CDATA[On March 6, 54 locally confirmed cases and 12 asymptomatic infections were added in Jilin Province Sina Jilin, March 7, 08:34 attention From 0:00 to 24:00 on March 6, 54 local confirmed cases (including 53 light cases and 1 ordinary case) and 12 local asymptomatic infections were added in the province. Bulletin of Jilin health and Health Committee on epidemic situation of New Coronavirus pneumonia From 0:00 to 24:00 on March 6, there were 54 newly confirmed cases in the province (including 53...]]></description>
            <content:encoded><![CDATA[<p>On March 6, 54 locally confirmed cases and 12 asymptomatic infections were added in Jilin Province</p><p>Sina Jilin, March 7, 08:34 attention</p><p>From 0:00 to 24:00 on March 6, 54 local confirmed cases (including 53 light cases and 1 ordinary case) and 12 local asymptomatic infections were added in the province.</p><p>Bulletin of Jilin health and Health Committee on epidemic situation of New Coronavirus pneumonia</p><p>From 0:00 to 24:00 on March 6, there were 54 newly confirmed cases in the province (including 53 cases of light type and 1 case of ordinary type), including 42 cases in Jilin City (including 1 case of asymptomatic infection converted to confirmed case), 7 cases in Changchun City and 5 cases in Yanbian Prefecture (including 1 case of asymptomatic infection converted to confirmed case); There were 12 new local asymptomatic infections in the province, including 5 in Changchun, 5 in Jilin and 2 in Yanbian Prefecture. The above infected persons have been transferred to designated medical institutions for isolation treatment. Close contacts and secondary close contacts of the above personnel have been tracked and investigated, control measures have been implemented, and final disinfection has been carried out in their living and working places.</p><p>From 0:00 to 24:00 on March 6, there was a new confirmed case imported from abroad in the province, which was reported by Changchun City. On March 1, the officer took flight oz303 from Seoul airport, South Korea to Changchun Longjia airport. After entering the country, he implemented closed-loop management measures such as customs quarantine, nucleic acid detection, point-to-point transfer and centralized isolation medical observation, and there was no track of self movement in the province. Changchun City tested its COVID-19 nucleic acid positive, diagnosed by the expert group consultation, diagnosed as light (light). The person has been transferred from the centralized isolation point to the designated medical institution for isolation and treatment. The same flight personnel are in the centralized isolation medical observation period after entry, and there is no self movement track in the province.</p><p>Report the epidemic situation to the local residents or residents who have a history of infection, and take the initiative to release the information related to the epidemic situation (if there is a history of infection) to the local community. If there is a history of infection, please pay close attention to the local residents or residents, and take the initiative to take measures to control the epidemic situation. In case of fever, cough and other acute respiratory symptoms, please wear a medical mask and go to the fever clinic of the local designated medical institution in time. Covid-19 is a effective measure to prevent new crown pneumonia. The masses should take the initiative to vaccinated as soon as possible. We should keep the sense of prevention and control in a normal way, and keep wearing masks, wash hands frequently, keep ventilation, keep social distance, not gather together, do not gather, and reduce the risk of infection.</p>]]></content:encoded>
            <author>abigail4@newsletter.paragraph.com (Abigail4)</author>
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