Rihanna

As a guest of this superbow performance, the dressing of Rihanna naturally becomes a concern. A full-fledged dressing has made this `United States Spring’ evening more welcome. The external set is a customized suite for Alaia, with full-scale dressing, with a more qualitative sense of dressing, which is built by Loewe.

On the other hand, shoes choose to be the same as the red MM6 Casa Margiela x Salomon Sport, which, under the takeover of Rihanna, has also been significantly upgraded in the European-American secondary market.

This spectacular, also known as a live stream, saw the beginning of cosmemorial by the Rihanna’s own brand Fenty®, in the margins of the performance, as well as the guess of the previous powders.

It should be noted, however, that it may also be a tribute to the idea of the wearing of Rifa and the former Kanye West in Donda.

A$AP Rocky

A$AP Rocky, the husband of Rihanna, has naturally become the focus of the whole range, in addition to the madness of the podium. The dressing of this NFL superbow bow bowl, a sobering United States flag element, coupled with a fine-forming card’s coloured baggage, is like the recent hoves of Clean Fit. On the other hand, it is interesting to have a small group of LEGO in its chain of wearing, which is estimated to become a typhoid dressing technique in the future as a popular tide.

The headscarves are also chosen to be fingerprinted with the United States flag as a means of stalling jackets. The jacket is also clearly displayed in the poster that was preceded by NFL official announcement Rihanna as a performing guest, which is also sufficient to prove A$AP Rocky’s genuine brotherhood.

OBJ & Booker

The relationship between OBJ and Booker can be termed iron coltan, while the wearing of the two men is recognized by the outside world as having a good capacity. The OBJ was wearing LV, which was fitted with a violet wheel, with considerable dose. The shoes are chosen to be violet Bape Sta, thus calling for jacking.

Booker dressed in more formal terms, with black pockets and cold hats in the top of Prada Maarta and male friends. The same choice of shoes, similar to the previous style, is found in OBJ, where Brooker has a greater sense of maturity.

Cardi B & Offset

Cardi B’s Chanel, who is close to the T-shirking pocket, is tired, and its perfect body is unquestionable in addition to being more prominent at the overall level. Offset, on the other hand, simply dressed with grey T-shirts, with a large number of silver jewellery in addition to the previous groom type, is quite low.

Jay-Z & Blue Ivy

Jay-Z travelled to this superbow with his daughter Blue Ivy. J ay-Z, in the case of low dressing in the superbow bow bow bow bow bow, has not been overstated in the brand of branding, with overall net profit.

A daughter Blue Ivy dressed in 2 Pac vintage T-shirts, backed by Chanel’s classic bags, further upgrading the whole type. The details of the anti-baton hat are also given a rapper style.

Drake

Drake, on the other hand, wearing a team wearing the NOCTA, which was built in cooperation with the company, bows.

The grey dress, the dressing of the belt, is used in considerable numbers. The embroidery of the foot also highlights the status of this association. The same choice of NOCTA x Hot Step Air Terra with respect to shoes, appears to be more than a personal spectator of Rihanna.

Paul Rudd

LeBron James

Kelly Clarkson

Adele

Joel McHale, Jessica Betts, Niecy Nash-Betts, and Questlove

Kevin Durant

Damar Hamlin

Gordan Ramsay

Lil Uzi Vert

Charli D’Amelio

Billie Eilish

What are you most impressed about this superbowl?

The play tells the story of Liu Qingyang (Jia Nailiang), a young white man in the workplace, who constantly improves himself by learning the idea of pushing hands, and turns from a cynical rich childe into a professional expert. Different from previous urban emotional dramas, “pushing hands” integrates a large number of Tai Chi elements, and interweaves love, family affection and business war around “pushing hands”.

Extreme display of Taiji Culture to create a new urban martial arts

“Pushing hands” integrates Chinese traditional martial arts and modern commercial warfare for the first time. Through Taiji pushing hands as the starting point, it integrates martial arts elements into urban drama in a clever way, creating a new film and television type different from the past. The collision across dimensions produces wonderful chemical reactions, which is refreshing. “The core of Tai Chi is to overcome hardness with softness and use strength. We hope to integrate this into business competition and express business war with traditional culture.” Referring to the original intention of pushing hands, producer Yue Congjun said. However, as the “first person to eat crabs” in the TV drama market, the main creator of “pushing hands” can also be said to have made great efforts in the expression of the theme of “Tai Chi”.

On the one hand, follow the Tai Chi Culture and restore the true face of Tai Chi. According to Wen Jie, the director of “pushing hands”, after the actors were confirmed, they began to carry out Tai Chi training with teacher Zhou Jige Zhou Jige is a famous contemporary Taijiquan master, who has profound attainments and thorough research on Taijiquan. In order to ensure that the play presents the essence of Taiji pushing hand, the crew of pushing hand specially hired teacher Zhou Jige as a guide. At the same time, as the presenters of Taiji pusher, the male and female stars Jia Nailiang and Wang Ou also sacrificed their rest time to ask teacher Zhou Jige for advice, trying to integrate the audience into Taiji pusher culture through their own performance.

On the other hand, “pushing hands” is also consistent with Tai Chi culture as much as possible in the way of Fu Hua Dao. The clothing guide of pusher is the famous teacher Li Daqi. He not only has excellent professional skills, but also loves Chinese traditional culture very much. Therefore, when designing Tai Chi costumes starring several stars, Li Daqi has great intentions. In the play, Mei Daoyuan is a pure black Tai Chi costume, which reflects his state of mind and complements his personal design; The pure gull represents the pure white in her heart; Jia Nailiang’s Tai Chi costume is black and white, which really achieves the harmony of yin and Yang. “Every dress has a chivalrous mood. It shows the feelings of teachers and disciples, father and son, and it is also a manifestation of Chinese traditional culture.” Yue Congjun said. In addition, Director Wen Jie also revealed that the actors in the play can’t wear socks when shooting Tai Chi scenes. Everyone is shivering with cold. Some actors are even too cold to say their lines.

Jia Nailiang and Wang Ou lead the stars, from teachers and apprentices in need to sweet lovers

Pushing hands tells the story of Liu Qingyang, played by Jia Nailiang, who constantly improves himself by learning the idea of pushing hands, and turns from a cynical rich second generation into a professional expert. Such a plot is somewhat similar to the growth story of the man in the traditional martial arts drama. At the same time, Chen Yifan, played by Wang ou, has become Liu Qingyang’s pushing teacher. The identity of this master and apprentice is particularly like a modern version of “divine carving Xia”, and it is also more difficult for the “master and apprentice” CP to get married.

On the one hand, Liu Qingyang, played by Jia Nailiang, and Chen Yifan, played by Wang ou, are both in a dangerous business war. Conspiracies from inside and outside continue one after another. If they are not careful, they will become pawns in the hands of others. Therefore, whether Liu Qingyang can uphold his original intention and give a pure place to love has become the key to the direction of his relationship with Chen Yifan. On the other hand, there are obstacles from rival lovers, testing the feelings of Chen Yifan and Liu Qingyang again and again. In the play, Liu Nian (Liu Huan), as the executive president of Mingde group, and Chen Yifan, vice president, have always shown themselves as lovers. Although in Chen Yifan’s view, this is just a helpless move to maintain the normal operation of the group, Liu Nian tries to “fake it” to meet his passion. The emergence of Liu Qingyang has dramatically changed the situation. Seeing the increasingly close relationship between Chen Yifan and Liu Qingyang, Liu Nian made many attempts to obstruct them.

In addition, in addition to Liu Nian’s “love enemy” on the surface, Liu Qingyang needs to let Chen Yifan out of the shadow of Mei Heng (Jia Nailiang) if he wants to really enter the depths of Chen Yifan’s heart. Mei Heng is also a key figure in the whole TV series. His relationship with Chen Yifan and the mystery of his life experience are the biggest suspense of the TV series. From January 11, every night at 20:40, please lock in the first theater of Jiangsu city channel “push hands”!

Wu Qiang found that recently, every weekend and holiday, there are many tents in Hefei parks, and adults and children have a lot of fun.

In the past two years, affected by the epidemic, people have limited long-distance travel and camping has been popular. On various social platforms, photos and notes related to camping have been swiped on the screen. Only the total number of notes about “camping” in Xiaohong book has exceeded 2 million.

The popularity of camping has driven the development of camping economy. According to the latest spring travel trend report released by Ctrip, the search volume of camping products in Ctrip’s station has increased by more than 80% month on month recently; Bookings of camping products for travel from March to April were hot, with a month on month increase of 120%, of which parent-child travel accounted for 45%.

However, the reporter of the rule of law daily found that the software and hardware facilities behind the “camping fever” have not kept up. For example, the infrastructure of some campsites is not perfect, and the problems such as garbage disposal, toilet construction and open fire barbecue have attracted attention. In addition, the knowledge of tent construction, outdoor protection and emergency management has not been popularized.

A number of experts interviewed by reporters suggested that relevant departments should issue camping industry standards as soon as possible, standardize health conditions, tourism safety and supporting services, and comprehensively improve the compliance of the camping industry; Campers should establish a relatively complete hierarchical management system, provide necessary medical services, and formulate an early warning mechanism for weather and special environment; Campers should strictly abide by relevant regulations and enhance their awareness of environmental protection.

Close to nature, leisure and relaxation, camping is all the rage

Wang Gang, a resident of Xiqing District in Tianjin, noticed that in the past two months, the Duliujian river he used to go to was suddenly on fire.

Duliujian River is located in the suburbs with good scenery and fresh air, but few people usually come because it is far from the city. Today, it has become a “holiday resort” for Tianjin citizens on weekends, frequently appearing on social platforms, and has become a “net red” camping clock in point. “Basically, there is a tent, hammock and picnic mat every few meters, where you can fish, daze and ride a pony.” Wang Gang said.

Behind the great enthusiasm of consumers for camping is considerable consumption potential and new business opportunities, and the camping economy is rising. The reporter found in Tianyan search that at present, there are more than 50000 camping related enterprises in China. The total registered amount of camping related enterprises has continued to soar in recent three years, and more than 20000 enterprises have been established within one year. Subject to the industrial and commercial registration, the newly registered camping related enterprises increased by more than 140% year-on-year in 2021.

According to the data of an e-commerce platform, from January to March this year, the turnover of camping equipment such as large tents, sky curtains, folding tables and chairs and sleeping bags increased by more than twice year-on-year.

On April 23, the reporter came to a sporting goods supermarket in Hedong District, Tianjin and saw several outdoor tents set up at the door, as well as outdoor folding chairs and sleeping bags. The price of these tents ranges from hundreds to thousands of yuan, and the price of other camping equipment ranges from tens to thousands of yuan.

According to the supermarket staff, it is the first time in the past two years to put camping related appliances outside for publicity. In the past two months, many more people came to inquire and buy than usual, mostly young people and parents with children.

Why did the camping economy suddenly catch fire this year?

Zhang Jing, lecturer of Hulunbuir college, analyzed that affected by the normalization of epidemic prevention and control, peripheral tourism and self driving tourism have become the first choice for people to travel, while camping is largely in line with the characteristics of “surrounding” and “self driving”, meeting people’s needs for leisure and close to nature.

“Camping can reduce stress, relax and improve people’s quality of life and happiness. In particular, parent-child camping is conducive to improving family intimacy and promoting harmonious family relations. In terms of social and economic benefits, camping can also improve tourism related consumption such as transportation, catering and so on.” Zhang Jing said.

Supporting facilities failed to follow up, camping literacy needs to be improved

However, behind the rapid warming of camping economy, campers may not be completely happy in reality.

Zhao honglai, a resident of Shenzhen, Guangdong Province, said that a suburban camping in early April this year was simply a “disaster”.

Before camping, Zhao Hong specially did a lot of “homework” and chose a “wanghong” camping site in the suburbs - the wilderness is quiet and the environment is beautiful. He can set up tents at will without site fee. But when she arrived after driving for more than an hour, she was dumbfounded: not only did she have to pay 50 yuan for the venue and 20 yuan for parking, but also the infrastructure here was imperfect, there was no bathroom, and the garbage generated by other tourists was not cleaned up.

Zhao Hong’s experience is not alone. The reporter found that at present, many scenic spots do not have camping conditions, the scale and quality of some campsites are uneven, and the knowledge of tent construction, outdoor protection and emergency management has not been popularized.

In addition, some campers also have non-standard behaviors. For example, in order to “escape” the relevant expenses of the campsite, some people choose to park their RV at random in a place with good scenery, or camp in the park green space and seaside lawn where camping is prohibited, which not only causes damage to the environment, but also affects the normal life of local residents.

“It’s definitely not appropriate to camp where there are clear signs prohibiting camping.” Zhang Jing said that according to the relevant provisions of the civil code, if pollution is caused or the normal life of local residents is affected, they should be liable for compensation for losses and elimination of nuisance. Campers may also bear criminal responsibility according to the object, mode and degree of harm.

According to he Xiaojiao, an associate professor of Liaoning Institute of technology, as a new tourism industry model, the evaluation standard of camping industry has not been improved, the relevant laws and regulations have not been formed, and consumers have not developed good camping literacy. If these problems are not solved in time, it may eventually lead to “fishing with all the benefits”.

Introduce camping industry standards and establish a hierarchical management system

How to regulate the popular camping tide?

Many experts interviewed suggested that the combination of dredging and blocking should be adopted to not only meet people’s needs for leisure and entertainment, but also consider the carrying capacity of park green space, and protect this kind of green space through reasonable and standardized measures

Wang Yiyang congratulated on the successful opening of the 2021 Guangdong Tourism and Culture Festival. Zhaoqing has a long history and culture and superior resource endowment. In recent years, it has focused on the positioning of a modern new city in the Great Bay area of Guangdong, Hong Kong and Macao, focused on building a three-dimensional, diversified and charming cultural and tourism brand, and achieved positive results. It is hoped that Zhaoqing will give full play to its advantages in cultural tourism resources, accelerate the integrated development of culture and tourism, and further display the tourism culture of Guangdong and Zhaoqing. We sincerely invite friends from all walks of life to gather in Guangdong Tourism and Culture Festival, enjoy the beautiful scenery of Zhaoqing in ancient and modern times, and work together to create a better tomorrow.

On behalf of Zhaoqing municipal Party committee and Zhaoqing municipal government, Xu Xiaoxiong extended a warm welcome to the leading guests who came to the event. He said that Zhaoqing is a state of auspiciousness and a charming city with outstanding people. In recent years, Zhaoqing has thoroughly implemented the “tourism revitalization” strategy, focused on shaping the global tourism brand, cultivating the global tourism industry, and creating a new public service system. Cultural tourism has flourished. Standing at a new starting point of development, Zhaoqing will further promote a new round of three-year action plan for tourism revitalization, actively build a cultural, tourism and healthy place in Dawan District, accelerate the construction of the western growth pole of the core area of the Pearl River Delta and the modern new city of Guangdong, Hong Kong and Macao Dawan District, and strive to make positive contributions to the realization of the overall positioning and goal of Guangdong.

At the opening ceremony, Zhaoqing and Zhuhai held a flag handover ceremony and carried out live theatrical performances. After the opening ceremony, the investigation activities of Xinghu cultural tourism night economic agglomeration area were held.

It is understood that Guangdong Tourism Culture Festival is an important cultural and tourism brand activity in our province. Since its establishment in 2005, it has been committed to promoting the deep integration of Lingnan culture and tourism market. Through the undertaking of multiple cities, the setting of different activity themes and the linkage of main and sub venues, it has gradually become a “Carnival” brand Festival integrating tourism, cultural experience, leisure and entertainment, It has become an important platform to promote the development achievements of Guangdong’s cultural tourism industry, enhance Guangdong’s regional image and promote cultural tourism consumption.

Zhao Hong and Zhang Yimin, deputy directors of the Provincial Department of culture and tourism, Mai Liang, deputy director of the Provincial Sports Bureau, Guo Lishi, leader of Zhuhai City, sun Chunming, leader of Meizhou City, song tie, leader of Chaozhou City, etc. participated in the activities.

In view of the problems and chaos reported by the residents of Shibanqiao (the former dairy farm village area of Dalian) such as disorderly planting of gardens and disorderly occupation and construction of forest land, on the basis of multi-party work notification and rectification in the streets and communities, and on the premise that law enforcement personnel and construction personnel do a good job in strict epidemic prevention, illegal reclamation of forest land and illegal change of forest land use without the approval of the competent forestry department, through the eradication of vegetable fields, fences and other measures, The area of forest land to be restored is about 4600 square meters. For those who did not go through the examination (APPROVAL) procedures for the use of forest land and built houses in violation of laws and regulations, 23 illegal buildings are planned to be demolished through the demolition of illegal buildings in accordance with laws and regulations, with an area of about 647.9 square meters.

In the next step, the urban management and Law Enforcement Bureau of Lushunkou District will always focus on the people, strengthen control and demolition, and “zero tolerance” for new illegal construction, and “encourage self demolition” and “forced demolition according to law” for existing illegal construction. Starting from the source of control, it will gradually extend to the property community, so that the masses can have more sense of gain, happiness and security.

In the early stage of the game, the two sides exchanged heads and played fifth; In the middle of the game, the two sides broke out in the middle of the group war. Jinan RW Xia played a wave of two for five. After the group destroyed the other party, it pushed off the middle highland; However, in the subsequent group war, Xi’an we opened the group with the flash of 556 Guiguzi and directly killed Jinan RW Xia double C, delaying the offensive of Jinan RW Xia; In the later stage of the game, Hua Yun and Xiao Ye contributed perfect performance again, and each won two consecutive defeats. Jinan RW Xia won the group war, won the victory and scored a super score.

From the non-standard Mandarin, Su Changshan learned that the other party came from the remote Tibet Autonomous Region and wanted to purchase a batch of French wine grape seedlings being sold by chengchenghong group. During the negotiation, the other party proposed an additional condition: chengchengchenghong must provide professional technicians to be stationed in Tibet and teach them modern grape planting technology.

Technical training is not difficult for Su Changshan and his successful red group. At the turn of the century, Su Changshan earned his first pot of gold from imported wine. Since then, he has put all his energy on the localization of wine. In his view, it is the mission of his generation to let the Chinese drink their own wine. Since 2011, he has focused his attention on the eastern foot of Helan in Ningxia Hui Autonomous Region, which is building the largest red wine producing area in China with appropriate geographical environment, local conditions, policy support and a group of talents with professional brewing technology. Here, Su Changshan established chengchenghong Ningxia Branch. Su Changshan not only grows grapes, picks grapes and makes wine by himself, but also has the exclusive sales right of wine grapes cultivated by French Messi group.

After hanging up the phone, Su Changshan and the technicians of the company went straight to Tibet with grape seedlings and came to Zuogong County, Changdu District, located in Hengduan Mountain Area in eastern Tibet. He and the technicians spent two months with the local people to study what kind of grapes are suitable for local planting and try their best to teach grape planting technology. This experience gave him a comprehensive understanding of Tibet and the Nujiang River Valley in Zuogong county.

Changdu, located in the east of Tibet and facing Sichuan, is the core area of “Three Parallel Rivers” in Hengduanshan. The typical three-dimensional climate breeds rich species resources here, including economic trees only in high latitudes such as spruce and cypress, temperate crops such as walnut and apple, as well as many kinds of wild animals. It is a rare biodiversity and animal and plant gene bank in China. At the same time, it is also a multi-ethnic inhabited area. Tibetans, Naxi and Han people live on this land for generations. However, due to the inconvenient transportation and lack of materials, the people here have been in poverty and occlusion for a long time. They rely on raising yaks, planting walnuts, apples and other crops to maintain their basic livelihood. Long-term grazing has led to the degradation of grassland. Barren mountains are exposed in the valleys, which has become the psoriasis of highlands. Young and middle-aged workers often come to nearby counties to seek work opportunities, which is a deeply poor area in the country.

In recent years, driven by a series of policies such as targeted poverty alleviation and common prosperity, Qamdo region has adjusted measures to local conditions, carried out counterpart support work with sister provinces and cities in the mainland, expanded jobs, guided local people to engage in planting and processing, trade logistics, tourism services and other industries, ensured the continuous development of poor families with ability, and actively transferred employment channels to improve people’s income. Among them, The deep processing of grape industry in Zuogong County of Qamdo area is the most representative.

Zuogong county belongs to the valley terrain in the middle and upper reaches of Nujiang River. In addition, it has sandy acid soil suitable for grape growth. It has become one of the few grape producing areas in Tibet. People here began to grow grapes 1000 years ago. 300 years ago, a missionary taught local people the legend of brewing wine, making Zuogong wine a purple business card on the snowy plateau.

The wine industry chain is long, which drives a wide range of employment. Among them, planting and picking can drive the development of the primary industry; Grape deep processing can promote the secondary industry; With the development mode of “industry + tourism” becoming a trend, the new tourism mode combining winery and sightseeing tourism is more and more favored by consumers. Grapes can bring opportunities for the development of tourism, with the characteristics of integrated development of primary, secondary and tertiary industries. Therefore, relying on the construction of brewing grape planting base, support the establishment of wine brand, and create efficient agriculture and green industry, The “grape and grape economy” integrating characteristic tourism and cultural industry has become an important starting point for Zuogong county to lead the local people out of poverty and become rich.

At the suggestion of the Academy of agricultural planning Sciences of China Agricultural University, Zuogong County launched the 10000 mu grape industry demonstration park project according to local conditions in 2012, opening a new chapter of grape industrialization. However, transforming barren mountains into fertile fields is by no means easy. Over the past few years, the local government has invested 110 million yuan to transform more than 7100 mu of random stone mounds and planted grapes on 5800 mu of terraces. However, without the support of market forces, advanced brewing technology can not enter, and the brewed wine does not know where to sell, which is still far from the formation of the grape wine industrial park.

Ten thousand mu vineyard jointly built by the three parties

In Su Changshan’s view, it has the conditions to create high-quality wine: Zuogong belongs to a typical dry and hot valley climate. There is gravel soil suitable for the growth of grape roots. With long sunshine and high temperature, coupled with the appropriate climate in winter, there is no need to bury grapes to prevent freezing and water-proof air loss like Ningxia. Such a unique environment is a paradise for wine brewing.

In the next few years, Su Changshan went to Tibet several times a year. He visited the mountains and rivers of Zuogong. In addition to popularizing grape brewing technology for the local people, he also had a comprehensive understanding of the local soil, climate and business environment, so as to lay a good foundation for brewing high-quality grape wine on the snowy plateau.

After a long-term investigation, Su Changshan found that there are still many difficulties in building a modern winery on the vast barren mountains: first, the local people lack modern planting knowledge. There is a saying in the wine industry: “seven points of planting, three points of brewing”, which means that good wine comes from high-quality grapes, and high-quality grapes are inseparable from good natural conditions and advanced planting technology. Not only that, the establishment and building of brands are also the ability that these ethnic minorities in deep mountains do not have. In the view of Fangyi group, the success of Changyi group is the success of Changyi group. Chenggong red has built a 1200 Mu virus-free wine grape seedling breeding base in Wuzhong, Ningxia, which is the largest wine grape seedling breeding center in China. In 2010, Chenggong red introduced German wine filling equipment, with an annual production capacity of 20000 tons. If you succeed, Hong can compete with Zuo Gong

In view of the current increase in demand for potash fertilizer for spring ploughing and spring sowing, Qinghai Tibet group took the initiative to connect with large factories and mining enterprises and user units under its management, accurately control the production, demand and inventory, vigorously organize the transportation of agricultural materials such as chemical fertilizer, fully meet the needs of enterprises for coal production and fertilizer preparation for spring ploughing, effectively ensure the stability of supply and demand market, and contribute to the stability of social order and local economic development.

At the same time, strengthen the communication with the transportation volume mutual insurance units, timely follow up the loading and unloading needs of enterprises, actively adopt modern office methods such as online acceptance and telephone handling according to the epidemic situation, timely grasp the needs and difficulties of customers, and actively take countermeasures to stabilize the agreed transportation volume. Fully meet the transportation needs of coal, steel, oil and other goods, establish a daily analysis and weekly communication and docking system for the transportation of bulk materials, organize personnel to strengthen marketing, develop customized products according to the transportation needs of users in accordance with the principle of “one enterprise and one policy”, support enterprises to adjust the transportation structure and continuously increase the freight volume.

“At present, the stock market is not clear enough, and even the income of bank financial management has shrunk. In order to provide a safety cushion for their assets, they began to transfer out several large funds to buy insurance products.” Mr. Zhang (pseudonym), a shareholder, recently told the reporter of Securities Daily.

In fact, there are not a few investors who have the same idea as Mr. Zhang. In the low interest environment, the investment of various channels shows a downward trend of income and even faces losses.

According to the feedback from the first-line bank outlet marketers, recently, the popularity of insurance products in bancassurance channels has exceeded expectations, the number of customers buying insurance has increased significantly, and the bank is also increasing publicity.

Bancassurance products sold well due to multiple factors

In order to understand the situation of bank consignment products, the reporter of Securities Daily recently visited several bank outlets in Beijing. “With the end of the transition period of the new asset management regulations and the formal withdrawal of principal guaranteed financial management, people pay more and more attention to insurance products.” Customer managers of many banks told reporters that at present, most of the bank’s financial products are sold on a commission basis, and insurance products are the best to sell, and many customers take the initiative to buy them.

The staff of another joint-stock bank told the Securities Daily that in the first quarter, the sales volume of single insurance products in all channels (including banks, personal insurance, etc.) basically reached hundreds of millions a day. From the perspective of bank sales, the sales volume of all insurance products sold by the bank in the first quarter was between 5 billion yuan and 6 billion yuan. Taking a branch outlet as an example, the sales volume in the first quarter reached tens of millions of yuan, even 20 billion yuan.

Xue Hongyan, vice president of Xingtu Financial Research Institute, said in an interview with reporters that the main reason for the hot sale of bancassurance products is that since the beginning of the year, the volatility of the capital market has increased, the “fixed income +” products sought after in the early stage have suffered losses, and many bank financial products have also experienced the phenomenon of “breaking the net”. In this context, insurance products with long-term savings function have begun to be sought after by investors because of their robustness.

Leveraging insurance products to promote business transformation

With the disclosure of the 2021 annual report of listed banks, the situation of insurance products sold by banks on a commission basis has gradually surfaced: the insurance premium sold by listed banks on a commission basis has exceeded 100 billion yuan, and the income of bank agency insurance business and handling fee income have generally increased.

According to the data of the annual report, in 2021, state-owned banks continued to make efforts in the consignment business, especially the consignment business such as insurance developed rapidly. At the same time, the scale of insurance consignment of joint-stock commercial banks has grown rapidly and has become the main force of bancassurance products. For example, ICBC sold 108.2 billion yuan of personal insurance in 2021. Agricultural Bank of China achieved 115.2 billion yuan of agency insurance premium in 2021, and the annual agency regular premium increased by 11% year-on-year. In 2021, the postal savings bank paid 78.944 billion yuan of new premium for regular payment and 105.031 billion yuan of new premium for guaranteed products.

Several other state-owned banks did not separately disclose the data of consignment insurance, but it can be seen from the growth of their overall handling fees and commissions that they attach great importance to consignment business and are further promoting bank insurance cooperation. In 2021, the commission income from agency business of China Construction Bank, Bank of China and Bank of communications was 19.283 billion yuan, 29.875 billion yuan and 5.664 billion yuan respectively, with a year-on-year increase of 11.04%, 17.77% and 34.86% respectively. In 2021, China Merchants Bank realized a net income of 94.447 billion yuan from handling fees and commissions, with a year-on-year increase of 18.82%. Among them, the bank’s agency insurance income was 8.215 billion yuan, a year-on-year increase of 42.8%.

Xue Hongyan told reporters that in recent years, the banking industry has generally paid more attention to the wealth asset management line, and the consignment of insurance products also belongs to the wealth business in a broad sense, which has received more attention within the bank. At the same time, under the industry background of the rapid shrinkage of the number of insurance agents, insurance companies have also significantly increased their attention to bancassurance channels, and improved the channel suitability by developing targeted products, which has achieved good results.

In terms of the quality of bancassurance business, Xue Hongyan said that from the perspective of the bank, we should change the marketing concept from simply earning Commission on consignment to better providing customers with one-stop asset allocation services, that is, we should look at the sales of insurance products more from the perspective of big wealth line, make use of insurance products to supplement the necessary link of customer asset allocation, enhance customer stickiness and expand AUM of retail customers. In this perspective, consignment insurance is no longer a one-time transaction. Banks should not simply recommend high commission products to customers, but recommend appropriate insurance products based on customers’ own needs.

Massive information and accurate interpretation are all in Sina Finance app

Network transmission of Xiangxi Prefecture is a medium and high-risk area

The query of the national government service platform shows that Xiangxi Prefecture is a low-risk area

Please do not believe rumors, spread rumors, and forward unverified information. Everything shall be subject to the official release. The regional epidemic risk classification can be queried through the “client of the State Council” applet.

As of 10:00 on July 29, there were 5 high-risk areas and 50 medium risk areas in China. Don’t let up on prevention and control!

At the beginning of the game, the two sides fought against each other, and the score has been leading alternately. The stars Durant and Tatum of the two teams also fought against each other. Subsequently, both sides fought very closely and entered the final decisive battle at the end of the festival.

Tatum continued his performance, while his teammates could also add icing on the cake on the outside. The green army seized the opportunity to surpass the score again, but Durant and Owen led the team to beat the score again with a wave of 9-0 climax. However, the game’s Tatum was too inexplicable, and Jay Brown killed the game with key three points.

At present, the Celtics have won three consecutive games and given it to the nets for four consecutive defeats. Before the end of the game, Durant returned to the dressing room in disappointment. （Emily）

There are 60 confirmed cases imported from abroad. A total of 1349 cases were confirmed, 1289 cases were cured and discharged, and there were no deaths.

As of 24:00 on December 31, there were 83 confirmed cases in the province, 1732 cured and discharged cases, 2 deaths and 1817 confirmed cases. A total of 36214 close contacts were tracked, and 1685 close contacts were still under medical observation.

There were 4 new asymptomatic infections in the province, all imported from abroad (2 cases in Laos and 2 cases in Myanmar). One case was released from medical observation and 113 cases were still under medical observation (101 cases were imported from abroad).

According to the analysis of the person in charge of the operation of qunar holiday products, this year’s flower appreciation is still dominated by local tours and short distance tours in the suburbs. Family trips and parent-child trips account for a high proportion. Guangzhou, Hangzhou, Kunming, Chengdu, Chongqing, Wuhan, Jiangxi and Wuxi are all popular flower appreciation places. In terms of long-distance flower tours, bookings in Tibet and Xinjiang increased the most, and the demand for private groups and customized tours increased significantly compared with that before the epidemic.

Many local officials announced that the “spring” flower tour ushered in a small peak

“Since February, the South has been rainy and the temperature is low. Until the last week of February, the temperature has picked up significantly, spring flowers bloom in Hangzhou, Guangzhou, Chongqing and other places, and the booking volume of flower viewing products on the platform has also ushered in a small peak in the past week.” Yang Guanghui, the person in charge of qunar product operation, introduced that from the current booking situation, the most popular flower viewing places include Tibet Nyingchi, Xinjiang Yili, Wuxi Yuantouzhu, Nanjing Meihua Mountain, Jiangxi Wuyuan scenic spot, Beijing Summer Palace, Chengdu Manhua manor, Wuhan University, Chongqing Nanshan botanical garden, Guangzhou baomo Garden, etc.

In Jiangsu and Zhejiang, with a wave of warming at the end of February, the highest temperature in many places is close to 20 degrees Celsius. Wenzhou, Taizhou, Quzhou, Jinhua, Ningbo and Hangzhou successively declared “spring”. Qunar platform data show that Hangzhou West Lake, Lingyin Temple and Yangzhou thin West Lake are hot places to enjoy flowers.

In Guangzhou, flower appreciation Tour “multi-point flowering”. Conghua Jindong peach blossom town has the blessing of “hot spring + flower appreciation”. On the qunar platform, the search volume of “peach blossom town” increased by 20% month on month last week.

In Chongqing, the most popular places to enjoy flowers are Nanshan, Fotuguan, Caiyun Lake National Wetland Park, etc. Qunar data show that the search volume with “Tongnan rape flower” as the keyword increased by 20% month on month last week.

In Kunming, the weather finally warmed up after the snow last weekend. Tulips, plum blossoms and rape flowers bloom just right. Qunar data show that Dounan is the rape flower in Wetland Park, the tulip in laoyuhe Wetland Park and Cuihu Park, and the plum blossom in Luolong park. The search volume is the highest in Kunming.

Rape flowers in Wuyuan, Jiangxi Province are also getting better, and the number of tourists has increased significantly. Wuyuan has just officially announced that it will enter the “peak of flower appreciation tourism in spring”. From March 5 to May 10, traffic control will be carried out from 6:00 to 22:00 every day. Where to go also reminds tourists that the flower viewing trip needs early planning and early reservation.

Play a new “flower” like steam train, mine exploration and new measures camping

What’s new in this year’s flower tour?

According to Yang Guanghui, compared with the same period last year, the booking increase of flower viewing products in Tibet and Xinjiang this year has reached about 40%, the highest among similar products. Under the condition of “traveling abroad”, it is still in line with the analysis of everyone’s yearning for Tibet. In addition to the attraction of spring flowers, the two places’ different natural scenery, strong ethnic customs and good epidemic prevention and control are all highlights.

Qunar data show that from the consumer portraits booked by flower viewing products, Guangzhou tourists love flower viewing most. Chongqing, Chengdu, Hangzhou, Nanjing, Beijing, Shanghai, Wuhan, Xi’an and Kunming are also big flower admirers. The proportion of post-90s increased by 10% compared with last year, and family travel reached more than half.

The proportion of private groups is more than 1.5 times higher than that before the epidemic

Small groups and customization are an obvious trend of flower tours this year.

Qunar platform data show that free travel accounts for about 30%, small groups account for 45% and private group customization accounts for 10% of the reservation of flower viewing products this year. Compared with before the epidemic, the demand for small groups and private customization increased by about 1.5 times.

“After the epidemic, people have higher requirements for privacy and security, and group tours also show a trend of miniaturization.” Yang Guanghui introduced that for private customized tours, tourists are more concerned about not only the itinerary and time, but also vehicle services, accompanying travel photos, scenic spot guides, etc. on the whole, they put forward higher requirements for service quality and accommodation quality. Correspondingly, the pricing of long-distance flower tour products has also risen this year, and the average price of flower tour products in Tibet has reached nearly 5000 yuan.

According to the analysis of qunar big data research institute, the richer experience content and higher quality service level also make tourists no longer “look at the flowers”, and more tourists choose to stay one more night near the flower viewing place, which drives the reservation of hotel accommodation nearby and improves the “gold content” of flower viewing tour.

Qunar platform data show that in the last weekend of February, the number of hotel home stay reservations around scenic spots such as Hangzhou West Lake, Lingyin Temple and Hangzhou flower garden increased by more than 30% month on month compared with a week ago; The number of home stay bookings of hotels around Baiyun Mountain scenic spot in Guangzhou increased by more than 30% month on month; Tulips bloomed on the Bank of Kunming Cuihu lake, becoming a popular punch in place, driving the reservation volume of surrounding hotels to increase by 20% month on month over the weekend; The number of home stay bookings of hotels around Nanshan in Chongqing increased by 50% month on month. Many hotels in flower viewing places in the suburbs such as black Valley and Jinyun Mountain have sold out as early as the middle of the week.