The five-mineral securities company, backed by five mineral capital (600390.SH), received a circular.

In recent days, according to the Nizi Regulatory Authority, due to the fact that one or two billion privately-funded debt of ASIDS was not used as agreed in the collection statement and that, as of the end of 2022, more than 400 million funds were still not used as agreed, the Board had taken corrective measures against them and had issued a warning letter to its trustee for five mineral securities.

The Senior Dealers reporters noted that, just over a month ago, five mineral securities were not fully performing the responsibilities of the Asset Support Plan Manager and received a circular letter from the Ningpo Regulatory Authority, as the manager of the five- or-one-size-fits-all asset support project. Since this year, five mineral securities have been fined because of the poor performance of their functions.

In fact, in recent years, regulatory tightening has been accompanied by strengthened management of debt financing instruments in the relevant sectors, and increased attention has been paid to the distribution phase of intermediaries and to the performance of functions during the succession management phase. Since the year, there have also been warning letters, such as civil securities, on issues related to fiduciary management operations.

It is a matter of concern that, in conjunction with tickets, the overall performance of five mineral securities is also poor. According to the company’s annual capital report for the five mines, in 2022 five securities earned a combined calibre of R$ 1837 million, a decline of 14.99 per cent, and a net profit of R$ 377 million, a decrease of 28.46 per cent. Of these, five mineral wealth management operations, pipeline operations, other operations have declined.

Correspondents

Five mineral securities continue to be punished.

In recent days, the Nizi Regulatory Authority disclosed an administrative regulatory measure. It is indicated that, as a result of the survey, there is a failure to use pooled funds for agreed purposes in the case of the Honduran National Investment Development Corporation (hereinafter referred to as “an investment”).

In particular, in December 2020, the national ostensible investment released in private a 2 billion yuan renminus “20 ominous 01” corporate bond, with a contribution of 1.2 billion yuan renminbi for debt servicing and 800 million yuan renminbi to supplement liquidity required for daily production operations. Between December 2020 and January 2021, a total of $1982 million was not used for purposes agreed upon in the collection of statements. From January 2021 to December 2022, the National Fund returned part of the funds to the special fund-raising account. As at 31 December 2022, no collection balance of $412.5 million had been agreed upon in the collection statement.

In response to the above, SRI indicated that, as the trustee of the “Sixty 20” company bonds, it had not taken effective measures to induce the State to make use of the pool of funds, and that it was not in conformity with the agreement of the Trustee to supervise the use of the funds raised in the bond management agreement, in violation of the relevant provisions, and had therefore decided to take supervisory measures for the issuance of warning letters to the five securities.

It is a matter of concern that this is not the first regulatory reminder received this year for five mineral securities. Just less than two months ago, on 21 March, the Ningpo Regulatory Authority issued administrative regulations indicating that five mineral securities were identified as managers of a five- or-one-size-fits-all asset-supporting plan, that there was insufficient performance of the asset-supporting plan manager’s responsibilities, and that it was not able to effectively guard against the mixing and diversion of capital assets with other funds. The above-mentioned acts are contrary to the relevant provisions and are subject to administrative control measures to issue warning letters.

In general, five mineral securities have been fined since this year because of the inadequate performance of their functions. In connection with the chain of custody alerts, a letter of interview with five mineral securities and a follow-up correction had been sent by the Long River Business correspondent, but no response had been received as of the date of the release.

Senior reporters noted that, in recent years, regulatory tightening has been accompanied by strengthened management of debt financing instruments in the relevant sectors, with increased attention being paid to the distribution phase of intermediaries and to the performance of functions during the succession management phase. Since the year, there have also been warning letters, such as civil securities, on issues related to fiduciary management operations.

In this context, in April this year, the Association of traders issued protocols to optimize the mechanisms for the renewal of debt financing instruments. The rules make it clear that the deposit management body should be monitored, screened and reported in a timely manner to the traders’ associations, as required by the traders’ associations.

Declining operations 20.72 per cent

According to the information, five mineral securities were established in 2000 as a full-fledged subsidiary of the capital of the fifth mine group of China, under the flag of China. At present, major areas of operation include blockages such as brokering, credit, fixed earnings, portfolio investment, investment banks and asset management, which form an integrated financial services system for large-scale, self-employed, large-scale wealth, pipeline and nurturing operations.

As at 31 December 2022, the total assets of the five deposits of $28,821 million, net assets of $11 billion, total liabilities of $178.10 million and asset liability of 58.26 per cent.

On the performance side, in 2022 five mineral securities achieved a combined calibre income of 1.837 billion yuan, a decline of 14.99 per cent, and a net profit of $377 million, a decrease of 28.46 per cent.

In 2022, operations of the five mainstay camps were reduced. Wealth management operations, investment bank operations, asset management operations, other operations earned $493 million, $613 million, $166 million, $548 million, respectively, representing 26.84 per cent, 34.58 per cent, 8.76 per cent, 29.82 per cent, respectively, as compared with a decline of 3.3 per cent, 20.72 per cent, 17.95 per cent and 14.77 per cent.

Despite a decline in business receipts, five mineral securities are still investing in sound business development and continuing to facilitate the transformation of wealth management. The five mineral capitals are described in the annual report as being active in the operation of the current subsidiaries in five mineral securities, a well-established reserve of operations, and an excellent structure. The mainstream credit bond is ranked as 20 top providers.

In addition, five mineral securities were successful in the full hedge project of vouchers marked by IPO’s share, with equity operations as of the end of the reporting period, with a combined stock-demand operation balance of $673 million, with an average compliance guarantee rate of 39.

Government website 09:51

On 22 April, the official minibo of the Nanjing Fire Service published rumours.

Reminding a wide range of friends of the Internet to develop and disseminate false statements would seriously disrupt social stability. There is no rumour or disinformation to avoid misinformation and unnecessarily panic. Timely reporting of suspicious information and joint maintenance of civilized, clean cyberspace.

“Now they (Dortmund) have been exerting pressure for some time and it’s time to start. All I want to do is play football, but now I can’t do it.”

Following the post match interview in the middle of last month, Harland talked again about Dortmund urging him and his agent to give a reply on whether to leave the team this summer in a recent interview with sky sports, and he once again understood this urge as “pressure”.

In his view, the club’s “pressure” is forcing its attention off the pitch. However, for the club, this is only a prerequisite for making the summer window plan in advance.

Unfortunately, a seemingly pleasant cooperation seems to end in a soap opera.

After the last statement appeared in the newspaper, the club immediately became the object of media interview.

Before the game against Hoffenheim, Dortmund CEO Vask accepted an interview with the media. He said, “Harland felt from the media that we gave him an ultimatum, but the fact is not the case. It is difficult for you to say whether it is the speculation of the media or the news from within the club.”

In addition to refuting Harland’s statement from the perspective of the club, Watts also clarified the relationship between the two sides, “there is no crack in our relationship.

This is certainly a necessary step. If Harland is to be sold in the summer window, of course, there can be no excuse for the other club to lower the price. Moreover, Dortmund still needs the Norwegian striker in the second half of the season.

This season, Harland made 19 appearances for Dortmund, scoring 23 goals and 5 assists.

Such efficiency is still amazing, and this is just his normal in the Bundesliga. Since his transfer to Dortmund in January 2020, he has made 83 appearances for the Hornets and scored 80 goals, averaging nearly one goal per game. If you count 28 assists, he has made more than one goal per game.

Such efficiency has reached the height of mero at his peak. However, Harland, born in 2000, is only 22 years old.

After entering 2022, Harland began to suffer from some injuries. Due to his absence, Dortmund’s results began to fluctuate. On the one hand, it shows his importance to the team, and on the other hand, it also shows that Dortmund really needs to be prepared for his potential departure.

However, even such bright data should pay attention to the gold content.

The style of the Bundesliga League itself is to open and close. In the face of Bayern and dote, the middle and lower reaches of the League rarely choose relatively negative tactical strategies, which makes the overall number of goals in the League quite amazing, and the games with large scores emerge one after another.

This is reflected in the attacking ability of Manchester United last year.

Moreover, in the Dortmund array, Harland also got a lot of resources. In the team, he has unlimited firing power. His teammates’ first choice at the offensive end is to try their best to send the opportunity to him on the front line.

When the two factors are added together, his attack data will not be too ugly.

Of course, it is the privilege of the superstar in the team to get the preference of resources, which is better than mero’s brilliant performance in his career.

The question is, how much help can you bring to your teammates when you get the preference of resources? How many trophies can you bring to the club while getting the resources?

At the peak of mero, in addition to creating goal records one by one, their personal ability on the sidelines can attract a lot of defensive attention, so as to create an unbalanced situation on the pitch. In addition to these goal records, they can bring heavy trophies such as the Champions League and the League to the club.

This is precisely what Harland cannot do at present.

As a tall and strong young striker, his advantage is that he has quite fast speed under such large physical conditions, which makes his impact quite amazing.

In the environment of opening-up and closing in the Bundesliga, such impact can naturally crush the opponent’s defense, but in the Champions League, against opponents with a large number of ball rights and opponents with a tight defensive front, this is Harland’s challenge.

When it comes to the ability of the big center to make the ball, Harland can only reach the level of one shot at present; When it comes to the runner’s ability to grasp opportunities, his right foot shooting needs to be strengthened.

In today’s football world, of course, the comprehensiveness of players is a scarce characteristic, but what is really scarce is the comprehensiveness of all kinds, rather than the comprehensiveness of all kinds.

Therefore, no matter whether Harland’s next home is in the Premier League or La Liga, strengthening the basic skills of the center or running forward is the performance of really improving the level if he continues to maintain the ability of the other direction after one of these two directions reaches a certain height.

If he comes to the Premier League, he needs to continue to maintain a sense of existence in intensive defense; If he arrives in La Liga, he will improve the accuracy of handling the ball in a narrow space.

Only in this way can he reach enough height and enough length like Mello.

In addition, he also needs to understand that football is always a team sport.

Transfer and departure, people come and go, which is the norm of professional football. It’s normal for players to have ideas and clubs to have plans.

Only trophies and honors will be remembered by history forever.

In Dortmund’s more than two years, Harland has indeed brought a lot of goals to the team, but in the honor room, there is only one German Cup champion, so the data is certainly shining, but his contribution to the team can only be said to be limited.

Mero also pursues personal data and personal honor, but among the countless golden ball awards, the only thing that can really make fans proud is the trophy won by beating their opponents on the pitch. The six Champions League and three consecutive Champions League are immortal achievements.

Harland is still a long way from that height.

WeChat official account: Ruili network

Nowadays, even if girls like this man no matter how much, it is difficult to summon up the courage to confess. First, it has always been a man’s sense of chasing women. Second, girls chasing men will be considered that girls are not reserved, so they are not optimistic. But now girls’ ideas are more and more avant-garde, and it is no longer difficult to express boys.

Female confession

“Boys also like girls who confess first”, “want to be chased back”, “girls who confess first are positive and charming”

Listening to these words, people have the idea of summoning up the courage to challenge. But boys who say these words to girls to manage their popularity change their words when chatting with their friends. Say you don’t like girls who take the initiative.

Like and then launch an active pursuit offensive. The girls who catch up are more attractive, and the girls who take the initiative to send them to the door are boring. Even the moment a girl confesses on her own initiative, it makes people feel that she has no self-esteem, so the little interest and charm she felt before have completely disappeared. But because there is no reason to stop those girls who like themselves and take the initiative to get close to themselves, it’s also good for girls who say initiative when talking to others.

“The girl who confesses first is very good. How can there be a reason that only boys can confess first?”

So what does that mean? Although it means that no one refuses to come, it can also be understood as “advertising itself makes people feel good”. Just like a girl, although she doesn’t like a boy, she will be in a good mood if she hears him confess to herself. If someone likes to pursue themselves, everyone will feel in a good mood. Because of the immortal popularity, the recurrence of “Prince’s disease” can also enhance self-confidence. So this means that if you are advertised, you will feel happy. It doesn’t mean you will like the advertised girl.

Love experts among girls will not take the initiative to confess, but will find ways to let boys confess like themselves first

Because I was not satisfied with the answer of the friend who said that he liked active girls for a while and changed to say that he didn’t like active girls for a while, I asked a more reliable male love expert. Asked what he thought of the girl who confessed voluntarily, he replied: “compared with the girl who confessed voluntarily, if you try to let the boy confess first, you can increase the possibility of two people’s communication, and the relationship will be more stable after communication”.

Whether to take the initiative to confess varies from person to person. If boys are introverted and passive and girls are outgoing and cheerful, girls can better show their charm by taking the initiative. The so-called female chasing male spacer yarn refers to this situation. A girl’s confession can take a direct way, or a female specific way of hint, guidance, or even a little stimulation to give him the opportunity to speak.

If both sides are introverted and conservative, it is not suitable for the woman to take the initiative to speak, because once rejected or encountered contradictions in the future, the woman will be deeply hurt.

If both sides are export-oriented, there is no need for the woman to take the initiative. He will naturally confess at the right time. At this time, if the girl is too active, it is easy to dispel his desire for challenge and conquest.

If boys are extroverted and girls are introverted, then girls hesitate to confess. This reaction itself suggests a possibility that boys have no intention of in-depth communication. I’m afraid they are still in a beautiful stage of secret love or single love. It’s better to give each other more time.

1、 Why did Xiaomi join the car making war?

Obviously, Xiaomi’s car making is not blindly following the trend and rubbing the heat, but based on the consideration of its own development strategy. In other words, whether Tesla’s market value soared or Weilai, Xiaopeng and ideal followed, Xiaomi was indeed excited about it, but it was not enough for Lei Jun to make up his mind to build a car. In fact, Xiaomi’s car building is the result of careful consideration.

Xiaomi official said in the announcement that Xiaomi’s management made the most important decision in Xiaomi’s history after 85 industry visits and communications, in-depth exchanges with more than 200 senior people in the automotive industry, four internal management seminars and two formal board meetings within 75 days.

Lin Shiwei, Xiaomi’s CFO, once revealed that at the beginning, President Lei (referring to Lei Jun) did research with Xiaomi’s attitude of not making cars. As a result, it was found that if Xiaomi didn’t make cars, Xiaomi would be greatly affected. “If we still have only mobile phones and smart appliances in the future, we will be a traditional enterprise.”

Lei Jun once expressed similar views. In his opinion, the trend of the whole automobile industry and investment and financing field last year (referring to 2020) shows that electric vehicles are the development direction of the whole automobile industry in the future, which is a consensus. Intelligent and electric make the automobile industry closer and closer to consumer electronics from the original machinery industry.

For Xiaomi, if one day it becomes the number one in the global consumer electronics field, but does not make new energy vehicles, it may become a traditional company and there is a risk of falling behind. “Intelligent electric vehicle is the general trend of future development and an indispensable link of our intelligent ecology. From personal devices to wearable devices, to intelligent home, to intelligent office and then to intelligent travel, intelligence is the main theme today. If we lack intelligent travel, our whole intelligent ecology will become incomplete.”

Therefore, Lei Jun regarded Xiaomi’s car making as the last major entrepreneurial project in his life. “I know what this decision means. I am willing to bet all my reputation in my life and fight for Xiaomi’s car again!” He is determined to build a good car that moves people’s hearts. He will try his best to meet the difficulties, just to live up to expectations.

2、 Where does Xiaomi’s confidence come from?

Lei Jun once admitted that after a very painful decision-making time, the real reason for him to make up his mind to build a car is mainly based on the following three factors: first, not bad money. By the end of 2020, the cash flow on Xiaomi’s account was as high as 108 billion yuan; Second, it has a team of excellent engineers and intelligent ecology; Third, we can afford to lose money. To put it bluntly, under the background of Tesla, Weilai, Xiaopeng and increasingly mature ideals, Xiaomi, as a latecomer, dares to enter the highly competitive new energy vehicle market. Its core advantage is that some people have money and resources.

Let’s start with money. Car making is a capital game of tens of billions. The ideal of relying on only $1 billion for five years is a special case. Most players keep looking for money and keep financing in order to get a sense of security. In other words, strong capital is the ticket for all enterprises to join the car making war, and Xiaomi, who holds hundreds of billions of cash, likes to mention the ticket as soon as it enters the game. It doesn’t need money to make it full of confidence. Lei Jun revealed that Xiaomi plans to invest 10 billion yuan in the first phase and 10 billion US dollars in the next 10 years. Note that Xiaomi adopts a wholly-owned model for making cars. All the money is paid by Xiaomi itself and will not open the entry of external capital.

Besides, Xiaomi has a team of engineers with a scale of 10000 people, and is constantly increasing recruitment efforts, which can be used by Xiaomi cars. Lei Jun put forward a requirement for the mobile phone department, that is, to become the technology center at the level of Xiaomi group, which can incubate and drive some innovative businesses. The most direct performance is that Xiaomi mobile phone department will transport talents and technology to the automotive business in the future. Zeng Xuezhong, President of Xiaomi mobile phone department, said that Xiaomi mobile phone department is conducting monthly multi-dimensional technical exchanges with the automotive team, involving battery, image, software and supply chain teams. In 2022, the mobile phone department will import some software technicians to the automobile team.

Finally, Xiaomi has successfully built its own ecological chain by means of strategic investment + resource empowerment. Among the 102 enterprises invested by Xiaomi industrial investment fund, more than 40 enterprises are related to automobiles. In addition, Xiaomi has also arranged upstream and downstream enterprises through Xiaomi group and Heshun as capital, with about 10 automobile related enterprises. They mainly involve the fields of power batteries, sensors, chips, automotive electronic parts and automatic driving, and many invested enterprises are the head players in the subdivided fields.

For example, Xiaomi automobile has fully laid out the three battery system and invested in five companies in the field of power battery alone, including AVIC lithium battery, honeycomb energy, Zhuhai Guanyu, Ganfeng lithium battery and Weilan new energy. For another example, autonomous driving has become a battleground for strategists. Xiaomi has absorbed autonomous driving talents by acquiring deepmotion and started large-scale recruitment in this field. By the way, Xiaomi automobile also began to lay out sales channels. Lu Weibing, Xiaomi’s partner, revealed that Xiaomi home will open more big stores in the future, which is also for the purpose of selling cars. “Xiaomi home has been considering how to display and better interact with the scene after the car category enters the store.”

It is worth noting that Xiaomi has another invisible advantage in making cars, that is, the support of rice noodles. Lei Jun once revealed that nearly 10000 people voted in a survey on whether Xiaomi’s official wechat wanted to build a car. Among them, up to 92% of users choose to support cars made by Xiaomi and claim to buy cars made by Xiaomi. After Lei Jun personally decided that Xiaomi car would be on the stage in the first half of 2024, some rice noodles said, “I can wait!” In other words, Xiaomi car was originally made for rice noodles. The attention, support and expectation of rice noodles are the biggest driving force for Xiaomi car to move forward.

3、 What has Xiaomi done in the past year?

Since Xiaomi official announced the creation of the car, rumors about the authenticity of Xiaomi car have continued, and the frequency of official rumor refutation is far greater than the latest progress. However, it can still be seen through the extremely limited real hammer