Users can easily enjoy returns by depositing their cryptographic assets (USDT) into the KaiPay account and subsequently subscribing to investment products.

Details of the initial BEP20-USDT investment product:

About KaiPay:

KaiPay is the payment settlement feature embedded in Kai’s social wallet, providing each user with their dedicated wallet. The KaiPay account supports fund transfers between users and features like sending red packets. Provided by HK KAI Group Co., Limited, KaiPay ensures the security of funds through insurance and secure custody solutions, allowing users to withdraw their funds from KaiPay instantly.

About Kai Earn:

Kai Earn is a high-quality asset appreciation module introduced by the Kai platform, offering both current and fixed-term investment options to meet users’ needs for idle asset investment. Through Kai Earn, users can earn daily returns by depositing a certain amount of cryptographic assets, and all investment products are available for withdrawal at any time.

Subscription and Redemption:

1. Before participating in financial management, users should first deposit their encrypted assets into the KaiPay account and then proceed to subscribe to financial products.

2. Users on the Kai Earn page select the financial product they want to subscribe to, deposit a certain amount of currency, confirm the interest rate and duration, and initiate the subscription.

3. The subscription takes effect immediately. After confirming the subscription, the user’s assets will be transferred from the KaiPay account to the selected product.

4. Each financial product has different cycles and a minimum subscription amount.

5. If the user selects the automatic subscription function, after the expiration of the fixed-term product, it will automatically renew with the same type of fixed-term product with the same duration.

6. After the financial term ends, users can apply for the redemption of principal and interest. Upon redemption request, the user’s principal and interest will be refunded to their KaiPay account.

7. Users can also redeem in advance. If they redeem a fixed-term product before maturity, all generated interest will be reset to zero, and only the principal will be refunded, which will be credited on T+1.

Earnings Distribution Instructions:

1. The estimated daily interest = Subscription amount × Annualized interest rate ÷ 360. After subscription, the interest will start to accrue from the next day (i.e., the interest-bearing date).

2. The interest calculation is based on the daily 00:00 UTC as the interest calculation node, and the interest distribution time is the financial cycle + 1 DAY.

3. For subscriptions made after the current day’s interest calculation node, interest accrual begins at the next interest calculation node.

4. Interest is calculated in the same currency, and all interest will be automatically distributed on T+1 after the maturity date.

Participation Guide:

Go to the Kai Dapp page.

Open “Kai Earn” in the Hot section.

Choose the USDT investment product.

Initiate the subscription process.

Web3 wallet with secure links and real-time interaction.

Follow us

Website：www.kai.com

Twitter：https://twitter.com/KaiSocialWallet

Medium：https://medium.com/@kaiwallet

Discord：https://discord.com/invite/auuSYGYFp5

Telegram： https://t.me/KaiSocialWalletOfficial

Instagram：https://www.instagram.com/kai_social_wallet/

What is KaiPay?

KaiPay is a payment and settlement feature embedded in the social wallet developed by Kai. Each user has their own dedicated wallet within KaiPay. The KaiPay account supports functions such as seamless transfers and sending red envelopes between users. The KaiPay account system identifies users through Kai ID, aiming to simplify user fund transfers and accelerate global payments in the future.

The KaiPay account adopts key shard management, where private key fragments are securely stored by multiple parties, mitigating risks associated with the loss or leakage of mnemonic phrases and private keys. This approach ensures the security of user assets.

KaiPay-related instructions

KaiPay is provided by HK KAI Group Co., Limited, offering insurance and secure custody solutions to ensure the safety of funds. Users can withdraw their funds in real-time within KaiPay.

The KaiPay payment system primarily serves high-frequency business scenarios within the Kai ecosystem, such as Kai Earn, the distribution of activity rewards, transfers and red packet sending in social chats, and other community activities.

Currently, KaiPay only supports deposits and withdrawals for BEP20-USDT assets, and additional asset types may be supported in the future, subject to actual display on the front-end interface.

Withdrawals through KaiPay require surpassing the minimum withdrawal amount and incurring a small withdrawal fee. For specific details, please refer to the information displayed on the front-end interface.

KaiPay Activation Tutorial

Navigate to the Kai Dapp page and open “KaiPay” in the popular section.

• For first-time users, obtain a verification code through email, and set up a KaiPay password to successfully activate your KaiPay account.

After opening a KaiPay account, you can start depositing and withdrawing assets. Note: Currently, only BEP20-USDT asset deposits and withdrawals are supported.

Web3 wallet with secure links and real-time interaction.

Follow us

Website：www.kai.com

Twitter：https://twitter.com/KaiSocialWallet

Medium：https://medium.com/@kaiwallet

Discord：https://discord.com/invite/auuSYGYFp5

Telegram： https://t.me/KaiSocialWalletOfficial

Instagram：https://www.instagram.com/kai_social_wallet/

Kai Social Wallet is a Web3 wallet based on social relationship chain, which provides users with encrypted social, wallet management, crypto earn, decentralized payments, and other functions. Kai Wallet uses multi-party computation (MPC) technology, private key sharding management, that is, multi-party custody of private key shards offline verification, to ensure the security of assets.

As a new generation of Web3 social wallet, you can create a wallet with a single click by registering quickly through your email address, without the need to use cumbersome private keys and mnemonics, which greatly reduces the threshold of operation and allows users to enjoy a more silky-smooth experience.

About Kai：https://kai.com/

Kai Chat:

Kai Chat uses end-to-end encryption technology, which allows chat messages to be received and decrypted only by the designated person and does not allow third-party intervention, thus protecting it from eavesdropping and tampering by third parties.

Kai Chat allows users to establish dialogue and contact with users around the world in a more secure manner, meeting the diverse social needs of the crypto industry. Social functions include chatting, transferring money, adding friends, creating groups, and top chatting.

Kai Wallet：

Kai Wallet provides a comprehensive crypto asset management service that allows users to easily take control of their crypto anytime, anywhere. Users can create a decentralized wallet with one click, eliminating the need for cumbersome private keys and mnemonics.

Kai Wallet now supports ETH, BNB Chain, Polygon, TRON and other miannet, and is in the process of integrating more miannet.

DApp：

Kai DApp Marketplace provides users with a convenient entry point to the DApp Browser. Experience cutting-edge DeFi, SocialFi, GameFi, and other Web3 DApps within a dynamic multi-chain ecosystem, and explore limitless DApp ecosystems.

Enter the DApp page, and interact with the link by searching or one-click on any DApp.

KaiPay：

KaiPay developed by Kai Social Wallet, is a built-in payment and settlement function, where each user has his own wallet. KaiPay accounts to support the transfer of assets between users, such as transfers without Gas fee and red packets, etc. The KaiPay account identifies the user uniquely through the Kai ID, which is expected to realize the transfer of users’ assets in the future. KaiPay expects that Kai ID will simplify and accelerate the global payment in the future.

KaiPay uses key fragmentation management, multi-party storage of private key fragments, thus avoiding the risks associated with mnemonics and private key loss/leakage, and better ensuring the security of user assets.

Kai Earn:

Kai Earn is an asset enhancement module launched by Kai platform to help users’ investment needs of idle assets, featuring short investment time, low risk and stable returns. Through Kai Earn, users can deposit digital assets to earn daily income, and all financial products can be withdrawn as they are deposited.

Short investment time: Kai Earn provides crypto earn for short periods of 7 days, 14 days, 30 days, etc.

Low Risk: Guaranteed full return of locked-in assets, while you will get the corresponding income.

Stable return: Higher yield and more stable income compared to all products.

Kai Earn will launch BNB Chain’s USDT financial management in the first phase.

Follow us

Website：www.kai.com

Twitter：https://twitter.com/KaiSocialWallet

Medium：https://medium.com/@kaiwallet

Discord：https://discord.com/invite/auuSYGYFp5

Telegram： https://t.me/KaiSocialWalletOfficial

Instagram：https://www.instagram.com/kai_social_wallet/