China news, Jingwei, March 7 (Wu Xiaowei) - adhere to the “real estate does not stir fry”, explore a new development model… The government work report sets the tone, and the real estate market is resounding. Do you have any specific suggestions?

Support the commercial housing market to better meet reasonable housing needs

The government work report submitted for deliberation on the 5th proposed to adhere to the positioning that houses are used for living rather than speculation, explore new development models, adhere to the simultaneous development of rental and purchase, accelerate the development of long-term rental housing market, promote the construction of indemnificatory housing, support the commercial housing market to better meet the reasonable housing needs of buyers, stabilize land prices, house prices and expectations, Implement policies to promote the virtuous circle and healthy development of the real estate industry.

Following the 2018 national two sessions, this year’s national two sessions again emphasized the simultaneous development of rent and purchase. Zhao ran, President of iccra housing rental industry research institute, believes that this makes it clear that China’s real estate market is a three-dimensional structure supported by market-oriented commercial housing, affordable housing and long-term rental housing.

Yan Yuejin, research director of the think tank center of E-House Research Institute, said that at present, there will be an all-round guarantee for reasonable housing demand, which is an important feature in the development of the real estate market this year.

“The annual increase of rent shall not exceed 5%”

For rental groups, Yao Jinbo, deputy to the National People’s Congress and CEO of 58 cities, suggested to speed up the implementation of the “same right to rent and purchase” and effectively protect the relevant rights and interests of low-income groups. The housing rent of new citizens in big cities accounts for 30% - 50% of their income. It is suggested that the annual increase of housing rent should not exceed 5%; Second, steadily promote the same right of rent and purchase. Ensure that buyers and renters enjoy the same rights; The third is to establish a rental court and strengthen judicial protection. Set up a professional and efficient rental court, learn from the experience of “litigation and mediation docking”, and design a diversified dispute resolution mechanism to deal with rental disputes.

Yao Jinbo believes that the greatest significance of the same right to rent and purchase does not lie in its impact on the market, but in solving the rigid living needs of young people, guiding a healthy view of home ownership, making renting a decent and positive way of life, and making the same right to rent and purchase policy truly enter the daily life of the people.

New longitude and latitude photography in data map

In terms of supply, Wang Menghui, Minister of housing and urban rural development, previously said at the press conference of the State Council Information Office that after statistics, he hoped to build and raise 2.4 million affordable rental houses throughout the year; 100000 new public rental houses and 1.2 million shantytowns were raised; It will also accelerate the construction of long-term rental housing market.

“Reduce down payment ratio”

Mo Tianquan, a member of the National Committee of the Chinese people’s Political Consultative Conference, mentioned that, in contrast, reducing the proportion of down payment has a more direct impact on the demand side, including both the direct adjustment of the proportion of down payment for first / second homes and the indirect adjustment of the identification standards of second homes in some cities. Therefore, Mo Tianquan suggested that credit support for rigid demand and improved demand should be further strengthened to promote demand recovery and stabilize market expectations.

Specifically, Mo Tianquan said that in combination with the population policy, we can study and adjust the housing credit policy of two child and three child families, set a differentiated down payment ratio for different families, and adjust it appropriately according to the number of children born; In combination with the talent policy, in addition to giving housing subsidies, local governments can make adjustments in the talent housing credit policy, such as giving special loan support to high-level talents, reducing the down payment ratio of talent house purchase, etc.

In fact, since the beginning of 2022, the policies of “stabilizing the property market” have appeared frequently. In the first two months of 2022, at least 40 places have issued different degrees of property market easing policies, including provident fund policy adjustment, credit easing, attracting talents, subsidizing house purchase, reducing and exempting subsidy deed tax and other policies.

According to the monitoring of China Index Research Institute, as of late February, more than 40 cities have issued real estate related regulation and control policies. It is expected that all localities will continue to strengthen urban implementation after the two sessions.

Recently, the amount of provident fund applied for by Sichuan Zhonggong and Guangxi Yichang has been relaxed, and the proportion of self paid provident fund has been reduced, including that of Sichuan Zhonggong and Guangxi Yichang.

New longitude and latitude photography in data map

On March 4, the central bank and the China Banking and Insurance Regulatory Commission also mentioned the reasonable determination of the standards for the first housing mortgage loan of new citizens who meet the purchase conditions, so as to meet the guidance of new citizens’ housing needs.

Li Xiaolin, deputy to the National People’s Congress and chairman of the board of directors of Beijing Linda Investment Group Co., Ltd., mentioned that since the guiding policies to maintain the healthy development of the real estate market, the market effect has shown relatively positive changes. In the next step, we should also pay attention to sorting out the local administrative control measures, especially pay attention to the new problems found and actively adjust and modify them. Li Xiaolin said that some local governments still have room for further improvement in the registration of real estate property rights. For example, some people have reported that there are too many, too strict and too frequent purchase, sale and loan restrictions in various places, which need to be solved urgently.

Zhou Shihong, member of the National Committee of the Chinese people’s Political Consultative Conference and vice chairman of the Anhui Provincial Committee of the Revolutionary Committee of the Chinese Kuomintang, also proposed that if there is no pre-sale system and existing house sales, the real estate enterprise crisis will not involve buyers, there will be no problems such as “guaranteed delivery”, let alone social stability and systemic financial risks. It is suggested to completely abolish the pre-sale system of commercial housing and fully implement the sales of existing commercial housing throughout the country.

For the agricultural transfer population, Cai Jiming, deputy to the National People’s Congress and professor of Tsinghua University, suggested that we should make efforts from the urban housing supply side of the agricultural transfer population, increase the urban housing supply of the agricultural transfer population, classify and solve their urban housing problems step by step according to different characteristics of the agricultural transfer population, and realize “living and livable”.

Mo Tianquan believes that with the increase of policies to stabilize the property market, there may be a large-scale recovery in the real estate market in the second half of this year. (Zhongxin Jingwei APP)

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Before 1 a.m., when most people were still asleep, Li Xianglan, a 76 year old man from Dutou village, Da’an Township, Hengyang County, had to get up, pick up 50 or 60 kilograms of vegetables and walk more than five kilometers to the Da’an Township vegetable market in order to seize a good stall. It was a dark night, with a cold wind and drizzle. An old man hurried with a load of vegetables and a flashlight.

Every time he goes to the market, old man Li Xianglan will pick vegetables and sell them in Da’an Township vegetable market. In order to ensure the freshness of the dishes as much as possible, the elderly always come to the vegetable field to pick vegetables in the evening before the market. Then wash the picked vegetables little by little in the icy stream, and carefully remove the yellow leaves. After returning home, old man Li tidied up the vegetables, tied them into handfuls with dry straw, stacked them, got up the next day, put them in the vegetable basket and went out.