On 26 April, the Third Park City Forum and the Sixth International High Forum on Sustainable Urban Development were jointly opened. As one of the sub-forums of park cities, the forum on the theme “Creating decent living and enhancing the well-being of urban parks” invited expert scholars in the area of community governance to speak together.

Field of the Forum

At the Forum, the Urban Future Park Community Building Guidelines (the “Guide”) were officially launched to provide planning guidance for building future park communities.

Based on the overall approach of the urban future park community, “one centre, three visions, four principles, seven features, nine landscapes”, the Guidelines build on the six objectives of “safety, opportunistic people, wisdom, low carbon, health, sharing”, building on the 445-204 building blocks of the building environment, green transport, municipal facilities, public services, intellectual resilience, focusing on green building, ecological integration, low carbon life, seamong cities, etc., and building on the 445+ building blocks of photovoltaic construction, greening, public transport stations, slower space.

The Guidelines focus on building indicators such as street spatial integration, green construction, the integration of orbital transport stations and green energy supply systems, and promote urban space structures, industrial structures, transport structures and energy restructuring. Construction indicators for green buildings, assembly buildings, new energy parking spaces and multi-level community sponger facilities have been incorporated into new concessional building conditions, and related binding elements have been included in the construction of the project to review the design and construction of future park community projects.

“The first 25 future park communities have now been fully launched, and the second 50 future park communities are being launched, which will be gradually implemented and presented with a set of major infrastructure projects that are supportive, leading major industrialization projects, and major home-based services that reflect a sense of happiness.” The Under-Secretary-General of the Urban Institute indicated that the next step would be to continue to take stock of construction experience, to improve construction standards and to promote full quality and speeding up of future park communities, in strict compliance with the overall requirements of high-quality development, high-quality living and efficient governance.

Hong Kong, Congregation of the Hong Kong Congregation of the United States of America

Recently, many citizens in Hangzhou have found that online car Hailing is very difficult to play during the morning peak period or the noon peak period.

“I’ve called online car Hailing these days. I waited for nearly 20 minutes at the longest time.” Because of the difficulty of calling a car, Miss Qiao in Hangzhou has been able to make complaints about her friends in a circle. Why is online car Hailing so difficult recently? Orange persimmon interactive reporter recently found that it was originally related to these two reasons.

Waiting for a taxi for half an hour during the peak period. The taxi driver is still 3.3 kilometers away during the peak period

“My family lives in the west of the city, and the company is near the software park in the north of the city.” Miss Qiao said that because there was no direct subway from her home to the company, she would call a good car at home and take the bus to the company every Monday. “I usually call at 8:45. Even if it’s hard to take a taxi in the morning rush hour, I’ll wait three or four minutes at most. There can always be an online taxi driver to pick up the order.”

However, Miss Qiao was a little anxious when she took a taxi as usual this Monday. She placed orders on her usual map taxi software and three other special online car Hailing software. She waited for nearly 20 minutes before an online car Hailing driver three kilometers away answered the order. “Call the bus from 8:45 and get on the bus at 9:10.” To miss Qiao’s surprise, she was late for work that day.

This week, like Miss Qiao, there are many citizens who can’t get a taxi. Mr. Xu, who lives in Sandun, also encountered a similar situation.

“On Thursday, I was going to take a taxi from Sandun to IKEA. It took me half an hour to call. It was enough time for me to ride from Liangzhu to Pingyao.” It was not easy to get a taxi on the taxi software. When Mr. Xu looked at the page, the taxi was still 3 kilometers away from him.

Mr. Xu also understood at the beginning. After all, his taxi time was catching up with the morning peak. When he came out from IKEA at noon and got a good car, he was puzzled by the online car hailing distance on the software page, “I took a taxi in the peak period at noon. Why is the car still so far away from me? It’s 3.3 kilometers.”

Fear of being affected by the epidemic

Foreign drivers return home in advance

For the recent difficulty of taking a taxi, the orange persimmon interactive reporter consulted several online car Hailing platforms yesterday.

“In recent days, most foreign drivers have left Hangzhou for the Spring Festival.” A staff member of xiangdao travel said that in addition to the rain in Hangzhou these days, “the speed of Hangzhou passengers hitting the car is really slow.”

The orange persimmon interactive reporter communicated with a number of online car Hailing drivers who are still on duty and found that recently, many people returned to their hometown a lot earlier than in previous years. “I often run to Xiasha area, like Heda city. The number of empty cars in Pingfeng period is about 70. Now from our driver’s map, there are only 20 cars running in Pingfeng period.”

Jiao Shifu, who often runs in Qiantang District, said that many of his peers returned to their hometown a week ago. “After finishing the big list of University Town students going from school to the airport and railway station for vacation, many people went back. They were afraid of the impact of the epidemic and couldn’t go back later.”

Platform no longer burn money war

Less subsidies and incentives

For master Jiao’s analysis, Xiao Zhou, a Henan guy who has been driving online car Hailing for less than a year, also recognized it. However, he added an explanation. “Now driving online car Hailing doesn’t earn as much as before, and the rewards are less.” Xiao Zhou said that many of his peers have little motivation to continue to drive online car Hailing. “They are ready to return the car and come back to deliver takeout after the new year.”

In July last year, Xiao Zhou came to Hangzhou from his hometown Luoyang to open online car Hailing. He said that in the past six months, he almost registered the famous online car Hailing platforms on the market. “We send orders through the online car Hailing platform. According to different platforms, 20% - 30% of the drivers will be selected for each order.”

Last year, when I first opened an online car appointment, Xiao Zhou said that he was full of energy. “I started running out from more than 10 a.m. and ran around 11 p.m. with more than 500 yuan of running water.” At that time, he mainly received orders on a local online car Hailing platform in Hangzhou, and the platform gave a lot of rewards, which was equal to the flow of the day at the highest time.

From around January 8, Xiao Zhou found that the flow of the same time not only decreased, but only more than 300 pieces, and the reward of the platform was basically gone. “You must finish 14 orders from 5 p.m. to 11 p.m. before you can receive 38 yuan of the reward of the platform.”

From the online car Hailing battle eight years ago to the suspension of the “logging struggle” in the online car Hailing Jianghu, the income of online car Hailing drivers has also decreased from 20000 or 30000 yuan a month to about 10000 yuan now.

“To be honest, it’s a little difficult for many drivers to earn 8000 yuan a month.” Ding Daoshi, a well-known Internet commentator, believes that the method of red packets and money burning subsidies used by the online car Hailing platform to improve market share is now basically difficult to see again. “The financing news of this industry has also been much less in the past two years. Now, not to mention the lack of online car Hailing drivers in Hangzhou, I have to wait for more than 100 in Beijing today.”

In his opinion, it is also one of the reasons why it is difficult for cities to take a taxi near the Spring Festival.

Orange persimmon interaction · City Express reporter Wan Yu

State supervision and random inspection of interior decoration materials and products in recent three years

Among them, 74 enterprises failed to pass the previous spot check in this follow-up spot check, 8 enterprises are still unqualified in this spot check, and 66 enterprises are qualified. In this spot check, Yongheng heating equipment factory in Guoli Town, Huantai County, Zibo City, Shandong Province violated the provisions of the product quality law of the people’s Republic of China and refused to accept the supervision and spot check without justified reasons.

Interior decoration materials refer to the decoration materials laid, pasted or painted on the interior wall, ground, ceiling and other surfaces of buildings, which can have the functions of thermal insulation, heat insulation, fire prevention, moisture-proof and beautifying the indoor environment, and are closely related to people’s life. The overall unqualified discovery rates of such products in recent three years were 13.7%, 16.4% and 13.0% respectively.

Heating radiator 13.8% unqualified

The unqualified rate of radiator for heating was 13.8%. In this spot check, 109 batches of products produced by 109 enterprises in 13 provinces (autonomous regions and cities) were found to be unqualified in 15 batches, and the unqualified discovery rate was 13.8%, down 2.2 percentage points from the previous spot check. The pressure test, heat dissipation, metal thermal strength, thread accuracy, expansion quality, perpendicularity, center distance of inlet and outlet on the same side and other items were inspected. Unqualified items involve heat dissipation, metal thermal strength, thread accuracy and expansion quality. According to the analysis of the technical organization, the main reason for the unqualified heat dissipation project is that the design structure of the product is unreasonable, or there are problems in the selection of raw materials, resulting in the low heat dissipation; The main reason for the disqualification of metal thermal strength project is that the manufacturer fails to accurately understand the relevant requirements in the product standards, and the product consumables do not meet the design standards, thus reducing the metal thermal strength; The main reasons for the unqualified thread accuracy items are that the raw materials are not accepted in the factory, or the thread part is not effectively protected during the radiator surface treatment, and the thread is not corrected again after the threaded connector is welded and sprayed; The main reason for the unqualified expansion quality items is that there is no appropriate interference between the materials, resulting in the unqualified shear stress between the materials. The focus of this spot check was on the production enterprises in 6 industrial clusters in Tianjin, Hebei, Shanxi, Shandong, Zhejiang and Liaoning. Among them, 10 batches were spot checked in Shanxi Province, 6 batches of products were found to be unqualified, and the unqualified discovery rate was the highest.

10.5% of solvent based wood coatings are unqualified

The unqualified rate of solvent based wood coatings was 10.5%. In this spot check, 95 batches of products produced by 95 enterprises in 10 provinces (cities) were found to be unqualified, and the unqualified discovery rate was 10.5%, an increase of 8 percentage points compared with the previous spot check. The content of soluble heavy metals, the total content of ethylene glycol ether and ether ester, the content of benzene, the total content of halogenated hydrocarbons, the content of methanol, hardness, adhesion and water resistance were tested. The unqualified items include VOC content, total content of ethylene glycol ether and ether ester, total content of toluene and xylene (including ethylbenzene), total content of polycyclic aromatic hydrocarbons, total content of free diisocyanate, total content of halogenated hydrocarbons and yellowing resistance. According to the analysis of the technical organization, the main reasons for the quality problems are as follows: first, some enterprises fail to produce in time in accordance with the mandatory national standard GB 18581-2020 limits of harmful substances in wood coatings implemented on December 1, 2020, especially the indicators involving changes in the limit requirements such as the total content of toluene and xylene (including ethylbenzene) are more unqualified; Second, raw materials may contain polycyclic aromatic hydrocarbons, halogenated hydrocarbons and other components restricted in standards. This time, 53 Enterprises in Guangdong Province, an industrial cluster, were selected, accounting for 55.8% of the total number of enterprises, and the unqualified discovery rate was 13.2%. Through random inspection, it is found that the unqualified discovery rate of Shaoguan, Jiangmen and Huizhou is higher than the average level of Guangdong Province.

19.2% of fire doors are unqualified

The unqualified detection rate of fire doors was 19.2%. This time, 198 batches of products produced by 198 enterprises in 18 provinces (autonomous regions and cities) were randomly selected, and 38 batches of products were found to be unqualified, with a unqualified discovery rate of 19.2%. The inspection focused on the opening and closing flexibility, reliability, opening force of door leaf, fire resistance, fire resistance of fire lock and fire resistance of fire hinge (hinge). 38 batches of unqualified products were found to have fire resistance, which did not meet the standard requirements. According to the analysis of the technical organization, the main reasons for the unqualified fire resistance performance items are as follows: first, the density of the filler of the fire door is not enough, the filling is not dense, and the filler does not protect the position of the fire lock in place; Second, the structure of fire door is unreasonable, the deformation of door leaf and door frame is not synchronous at high temperature, and cracks appear in the experiment, resulting in loss of integrity; Third, the door leaf filler is not effectively pressed, and the fireproof glass is not installed correctly. A total of 130 batches were randomly selected in six centralized production areas in Zhejiang Province, Guangdong Province, Hebei Province, Jiangsu Province, Sichuan Province and Shandong Province, accounting for 65.7% of the total batches, and the unqualified discovery rate was 20.8%.

UPVC 11.2% unqualified

The unqualified rate of unplasticized polyvinyl chloride (PVC-U) pipes was 11.2%. This time, 233 batches of products produced by 233 enterprises in 21 provinces (autonomous regions and cities) were randomly selected, and 26 batches of products were found to be unqualified, with the unqualified discovery rate of 11.2%, a decrease of 6.4 percentage points compared with the previous random inspection. The inspection focused on the specification and size (average outer diameter and wall thickness), density, Vicat softening temperature, tensile yield stress, elongation at break, drop weight impact test, longitudinal shrinkage rate, lead limit and other items. Specifications and dimensions involved in nonconforming items

High risk shadow banking

25 trillion in the past five years

At the meeting, Guo Shuqing introduced that from 2017 to 2021, 25 trillion yuan of high-risk shadow banks had been dismantled in five years, and 11.5 trillion yuan had been reduced in the past two years. The disposal of non-performing assets was about 12 trillion yuan in five years, and more than 600 billion yuan in the last two years.

The so-called high-risk shadow banking generally refers to the credit intermediary system that is free from the banking regulatory system and may cause systemic risks and regulatory arbitrage, including all kinds of relevant institutions and business activities, such as P2P.

At the meeting, Guo Shuqing pointed out that high-risk shadow banking is essentially a loan product, which is also called “credit like” shadow banking internally. There are also nested financial products such as financial management and trust of other channel businesses, but it is not strictly managed according to credit.

Previously, shadow banking once became a serious financial risk, especially reaching its peak in 2016. However, on the whole, these risks have been completely controllable, and the relevant risks will be gradually resolved from high to low in the future.

Guo Shuqing showed this with a set of data. He introduced that the high-risk shadow banking business has decreased by 25 trillion yuan in the past five years, and now there is about 29 trillion yuan. During the peak period, the cumulative transaction scale of P2P reached 2 trillion-3 trillion yuan every year. The total amount of funds of lenders that have not been repaid is only more than 490 billion yuan, which greatly reduces and shrinks the risk of shadow banking.

“Of course, as a regulatory department, we can’t relax, because with the development of science and technology and the development of economy and finance, there are many fake new financial products and innovative products. In fact, they are very deceptive and even deceptive, and the risk is great. Therefore, we and all sectors of society should be highly vigilant.” Guo Shuqing reminded.

“Preventing and resolving financial risks is always on the way.” Zhou Maohua, a macro researcher in the financial market department of Everbright Bank, told the Beijing Business Daily that at present, remarkable results have been achieved in preventing and resolving risks in China, the risks of shadow banks have converged significantly, and the financial chaos such as illegal fund-raising has been effectively curbed. The overall profitability and asset quality of financial institutions are good, but it is still necessary to guard against the rebound of shadow banks and some financial chaos, The risks of individual real estate enterprises, implicit debt risks of individual local governments and risks of financial institutions with high potential risks need to be handled and resolved in an orderly manner; At the same time, facing the complex global environment, there should be effective external impact risk.

Ant and other financial Internet platforms

Smooth rectification

Guo Shuqing said that we should resolutely curb the disorderly expansion of capital in the financial field. Strengthen the supervision of non-financial enterprises’ investment in financial institutions, and build a firewall between industrial capital and financial capital. Adhere to both standardization and development, emphasize that financial innovation must be carried out under the premise of prudent supervision, treat similar businesses and similar subjects equally, and fully bring the financial business of Internet platform into supervision according to law. Strengthen financial antitrust and unfair competition, standardize business cooperation between licensed institutions and Internet platform companies, and maintain market order.

Among them, with regard to the rectification progress of financial technology platform enterprises such as ant group, Guo Shuqing introduced that 14 Internet platform enterprises involving financial business such as ant group have been undergoing rectification since the previous year, and the overall progress is relatively smooth.

Guo Shuqing pointed out that the financial business carried out by platforms such as ant group was not included in the supervision in the past because of its certain innovation, but is now gradually included in the supervision. Difficulties will also be encountered in the rectification process, including the identification or identification of these products by enterprises and management departments, such as the protection of data, personal information and personal privacy, and the protection of enterprise information and trade secrets, involving many aspects. But on the whole, we have full confidence to do a good job in rectification.

The rectification of Internet platforms such as ant group has always been a topic of great concern in the market. This regulatory statement also revealed some new information, including “relatively smooth progress”, “rectification is still in progress” and “difficult points in rectification”. Especially in the difficulties in the rectification process, many examples have been made, which will also be the key problems to be solved by the platform in the follow-up rectification.

Yu Baicheng, President of zero one research institute, pointed out that the financial business carried out by the Internet platform will be included in the supervision, which will have an impact on the Internet platform itself, financial institutions and financial consumers. With the promotion of various policies and rectification, the financial business carried out by the Internet platform is expected to be further clarified in terms of business boundaries, development methods and privacy protection.

Real estate bubble and financial momentum

Fundamental torsion

The press conference also repeatedly mentioned the real estate market concerned by the whole people. For example, Guo Shuqing said that in recent years, the implicit debt situation of local governments has tended to improve, and the trend of real estate bubble financing has been fundamentally reversed. A number of high-risk enterprises and illegal financial institutions have been disposed of in an orderly manner.

On the follow-up trend of the real estate market, Tian Guoli, chairman of China Construction Bank, also pointed out at the meeting that “it is difficult to really solve the housing problem of the working-class in the future, especially to meet the housing needs of ordinary people, those who have no savings, migrant workers and new citizens. In the future, they need to rely on rental housing”.

Tian Guoli said that the era of appreciation after buying a house has passed. Real estate is not a particularly ideal asset sale. With the maturity of China’s market, the era of relying on leasing will certainly come soon.

Around this idea, Tian Guoli believes that “from the perspective of new citizens, it is basically enough to have a housing with a fixed term of three, five and ten years. China Construction Bank strives to meet the needs of new citizens in these ways. Now more than 36 million people have registered on the platform of China Construction Bank and conducted transactions in this regard”.

“The house is for living, not for speculation.” This is also the focus of supervision