Using SafeCore, we can introduce Smart Account Automation to non-dev users. It's a product designed to streamline your personal finance management and make it as efficient and effortless as possible. This intelligent digital account is capable of automating a range of routine transactions, such as this scenario of a small business owner:

Routine Payment to merchant:

• Subscriptions: Netflix, Phone bills, Internet bills, iCloud, Discord intro, UNICEF donation.

• Recurring Purchases:

  • Eggs: Every 10 days.

  • Milk: Every 5 days.

  • Toilet paper: Every 45 days.

  • Dog food: Once a month.

Also work for batch transaction:

• Monthly payroll

  • 3 Customer Services

  • 2 Designers

  • 2 Developers

  • 1 Admin

• Weekly 2 Kids' Allowances:

  • 2 allowances sent on a weekly basis. Total about 8 transactions a month.

With this example, a total of 43 transactions are combined into one, saving your time, memory, and productivity. You can just rest and wait for all grocery to reach your door.

Merchants receive sales boosts and can serve customers better. AutoSpend is also a great way for Web 2 businesses to receive crypto payments.

Additional features from SafeCore

Setting spending limit

Smart Account with multiple signers can help you control shopping behavior easier.

RelayKit

Pay gas with just $USDC. Never worry about gas.

AuthKit

Use social network to connect and sign.

Who benefits from this:

• Users - save time, increase productivity, free up memory.

• Merchant - increase sales, improve customer service.

• Payee - receive money on time.

Requirement:

• Web UI that is user-friendly.

• Plugin for merchant sites, such as WordPress/Shopify plugin, for collecting recurring order details.

  • Item and amount

  • Shipping address

Revenue Model:

• $0.5 fee per batched transaction.

• 2.5% fee from merchants who receive payments via the plugin.

Business Model Canvas

• Value Proposition

  • Smart Account Automation allows the automated scheduling of routine payments for subscriptions, recurring purchases, batch transactions, and more.

  • Users : AutoSpend saves time and boosts productivity for the users. It also aids in memory management by eliminating the need to remember numerous payment deadlines.

  • Merchants: AutoSpend allows merchants to boost their sales and improve their customer service by providing a consistent and timely payment stream without waiting for manual orders.

  • Payees: AutoSpend ensures payees receive their money in a timely and reliable manner, eliminating the risk of missed or late payments.

  • Real-world transactions with cryptocurrencies.

• Customer Segments

  • End-users who want automated financial management

  • Merchants looking to improve sales.

  • Size and growth potential of each segment: High growth potential as automation becomes more prevalent in everyday life.

• Channels

  • Twitter: We target crypto-natives first.

  • Website

  • A plugin for merchants.

  • A ticket support system for merchants and users.

• Customer Relationships

  • Regular interaction through the platform and prompt customer service.

  • Customer retention strategies: Continuous product improvements, excellent customer service, and timely responses.

  • Upselling and cross-selling opportunities: Additional premium features, wider range of automated services.

• Key Activities

  • User-friendly UI/UX

  • Easy to use plugin for merchants on multiple platforms.

  • Operation and maintenance of the automation platform, customer service management, and partnering with merchants.

• Key Partnerships

  • Users

  • Merchants who integrate with our platform.

  • Mutual benefits of partnerships: Increase in sales for merchants, more automation options for users.

• Revenue Streams

  • A $0.5 fee per batched transaction

  • 2.5% fee from merchants who receive payments via the plugin.

  • Expected to grow as more users and merchants join the platform.

• Cost Structure

  • Development & maintenance

  • Marketing

  • Customer service.

  • All costs are directly related to providing and improving the automation service.

  • Most costs are fixed, but AutoSpend is highly scalable.