In the traditional world, annual returns for fixed-income products typically range from 3% to 6%. In the crypto world, annual returns are often more than double this range. In some cases, there are even annual returns of 20%-30% at certain times.

The risk in the traditional world is relatively low, mainly because banks are too large to fail. However, with returns above 5%, there are risks such as uncollected rent or unforeseen black swan events. The risk in cryptocurrency lies in self-custody wallets being attacked by hackers, but this risk is manageable because it requires a certain level of knowledge. Additionally, the crypto space does not have centralized risks. The existence of decentralized exchanges (DEXs) means there is no risk of misappropriation of user funds. Even in the case of investments in centralized exchanges (CEXs), the probability of a major exchange collapsing during a bull market cycle is extremely low, similar to the stability of large banks in the traditional world.

In terms of investment cycles, the crypto world is currently in a bull market, and 2025 is expected to be a year of maximum consensus. In the traditional world, China is facing deflation, while the U.S. is at risk of stagflation transitioning into a recession. In contrast, the crypto space is seeing increasing consensus due to the new U.S. administration and the openness of regions like Hong Kong and Singapore in the Web3 world. Bitcoin’s rise also serves as a testament to this trend. Therefore, before the end of 2025, this is a crucial moment to seize the opportunity.