The integration brings together three distinct layers: Ult's self-custodial trading experience, Onramper's fiat-to-crypto aggregation infrastructure, and Onramp Money's local payment infrastructure.

Ult: A Self-Custodial Trading Platform

Ult is a self-custodial trading platform that brings multiple markets into a single experience, including stocks, crypto, and prediction markets. Users retain control of their assets while accessing these markets through the platform.

For users in India, Ult now offers a way to fund the wallet with INR through local payment methods.

Onramper: Connecting Fiat and Crypto

Onramper is a fiat-to-crypto aggregator that connects wallets, apps, and exchanges with a network of onramp providers through a single integration.

Its infrastructure enables platforms to connect users with available local onramps based on factors such as location and payment method.

In the Ult flow, Onramper connects the INR purchase to Onramp Money.

Onramp Money: Local Payment Infrastructure for Crypto

Onramp Money enables instant entry and exit into crypto through local currencies and local payment methods across 70+ countries.

The platform connects local payment rails with digital assets, supporting fiat-to-crypto and crypto-to-fiat transactions across markets. Businesses can integrate its infrastructure through a widget, API, or SDK.

For the Ult integration, Onramp Money provides the INR payment rail for Indian users, supporting UPI and IMPS. The INR payment is processed through the Onramp Money checkout, after which USDC is delivered to the wallet address provided by Ult.

How the Ult Funding Flow Works

The process starts inside Ult, where an Indian user selects Top Up with cash and enters an amount in INR.

After choosing UPI or IMPS, Onramper connects the transaction to Onramp Money. The payment is then processed through the available INR rail, with the resulting USDC sent to the user's Ult wallet address.

The roles remain distinct throughout the flow:

Ult : self-custodial wallet and trading experience
Onramper : fiat-to-crypto aggregation and routing
Onramp Money : INR payment and crypto settlement

How to Top Up Ult with INR

1. Open the Ult app.

2. Tap Top Up in the top-right corner.

3. Select Top Up with cash.

4. Enter the amount in INR.

5. Select UPI or IMPS.

6. Complete verification, if required.

7. Complete the payment.

8. USDC is delivered to the Ult wallet address.

Quotes, fees, limits, KYC requirements, and network details are shown during the checkout process before payment.

Connecting Local Payments With Onchain Finance

Crypto products may operate globally, but the way users fund them is often local.

For users in India, that means payment methods such as UPI and IMPS. For users elsewhere, the relevant rails can be different.

Onramp Money's infrastructure is built around this connection between local currencies, local payment methods, and digital assets. In the Ult integration, that infrastructure brings an INR payment option into the wallet's funding experience, with Onramper providing the aggregation layer between the two platforms.

For Indian users, the flow is simple:

INR → UPI / IMPS → USDC → Ult Wallet

Ult: ult.trade
Onramper: onramper.com
Onramp Money: onramp.money

Today, we're excited to announce that Hypercall has partnered with Onramp Money to enable fiat-to-USDC deposits inside Hypercall. Users across the globe  can pay with local payment methods, receive USDC in their Hypercall account, and trade options from the same app.

Users across 50+ countries can now convert local fiat to USDC and fund their Hypercall accounts through an embedded Onramp experience.

How it works

Hypercall uses $USDC for options trading. Onramp Money converts local currency into USDC.

A user opens Hypercall, goes to Deposit, and adds the amount they want to fund. They are then redirected to Onramp to complete payment. On Onramp, they pay through a local payment method for their country, such as UPI in India, PIX in Brazil, SEPA in Europe, SPEI in Mexico, QRIS in Indonesia, or VietQR in Vietnam. Onramp converts the fiat to USDC and credits it to the Hypercall account. From there, the user can start options trading.

Onramp handles payment collection, KYC, conversion, and settlement. Hypercall receives the USDC and provides the trading account. The flow is live in 50+ countries, with available methods depending on the user’s location.

About Hypercall

Hypercall is an on-chain options platform built on Hyperliquid. Users can trade calls, puts, and multi-leg strategies on listed markets, including BTC, ETH, and tokenized stocks. Positions are cash-settled in USDC. Accounts work on desktop and mobile. For bought options, the maximum loss is the premium paid.

About Onramp Money

Onramp Money is a fiat-to-crypto payment gateway. It lets users buy crypto through local payment methods and offers widget, API, and SDK integrations for apps, wallets, and exchanges. Onramp manages compliance, payment routing, and settlement. In this partnership, Onramp is used to convert fiat to USDC for Hypercall deposits.

Get started

Open Hypercall, go to Deposit, add an amount, and complete payment on Onramp using your local payment method.

Hypercall
Onramp Money

Onwards & Upwards
Team Onramp Money

Where do you buy it?
How do you pay?
How do you move it to your wallet?
And what happens when you want to cash out?

We believe it should be much simpler.

That’s why Onramp Money is now live inside Cosine Wallet, giving users a simpler way to buy and sell crypto using their local currency, without having to leave their wallet.

So, what does this actually mean?

Imagine you have money in your local currency and want to buy crypto.

Instead of:

Bank account → Exchange → Buy crypto → Withdraw → Wallet

you can now do it directly through the Cosine Wallet experience:

Local currency → Crypto → Your wallet

And when you want to sell:

Crypto → Local currency → Your payment method

That’s it.

Buy crypto with the money you already use

Crypto is global, but people still pay in local currencies.

Someone in India may want to use INR and UPI.

Someone in Europe may use EUR and SEPA.

Someone in Nigeria may use NGN and local payment methods.

The payment method changes by country. The experience shouldn’t have to feel complicated.

Through Onramp Money’s local fiat payment infrastructure, Cosine users can access supported local payment methods and currencies directly within the wallet.

Your crypto stays yours

Cosine is a self-custody wallet.

That means users maintain control of their crypto rather than having to keep their assets on a centralized exchange.

With Onramp Money powering the fiat connection, users can get from local currency to crypto while keeping their assets in their wallet.

For experienced crypto users, that means fewer unnecessary steps.

For someone buying crypto for the first time, it means one less thing to figure out.

What happens when you want to sell?

Getting into crypto is only half the journey.

Eventually, you may want to turn your crypto back into local currency.

With the integration, supported Cosine users can sell crypto and receive local currency through available payment methods.

So the journey works both ways:

Buy → Hold → Sell

All from the wallet.

Why we’re excited about this

Crypto has become much easier to use over the years.

But the gap between traditional money and crypto can still be confusing.

Our job at Onramp Money is to make that connection easier.

We provide the infrastructure that connects crypto platforms with local fiat payment rails across markets.

Cosine brings the wallet experience.

Together, we’re making it easier to move between the financial system people already use and the crypto ecosystem they’re entering.

Whether you're new to crypto or not

If you're buying your first crypto, you shouldn't need to understand exchanges, transfers and multiple apps just to get started.

And if you're already deep into crypto, you shouldn't have to jump between platforms every time you want to move between fiat and crypto.

• Buy crypto.

• Store it in your custody

• Sell when you're ready.

Simple enough for your first crypto purchase.
Flexible enough for your next hundred.

We’re excited to power this experience for Cosine Wallet users across supported markets.

Welcome to simpler crypto access. 🤝

Explore Cosine Wallet
Learn more about Onramp Money

That’s exactly what Eternl is built for. As one of the most comprehensive non-custodial wallets in the Cardano space, Eternl combines powerful wallet functionality with a smooth, multi-platform experience across browser, web, and mobile.

With a dedicated fiat on-ramp now supporting Euro-to-ADA conversion via instant bank transfers, users can fund their wallet directly with euros without leaving the Eternl app.

About Eternl

Eternl is a free, non-custodial light wallet designed specifically for Cardano. Users can send, receive, and store ADA, native tokens, and NFTs, while also staking, swapping assets, connecting to dApps, participating in governance, and managing multi-signature wallets, all from a single interface.

Available as a browser extension, web application, and mobile apps for iOS and Android, Eternl prioritizes both accessibility for beginners and advanced tools for experienced users. Your keys remain fully under your control at all times.

Bringing Fiat and Cardano Together

With the integrated fiat on-ramp supporting instant bank transfers, European users can move from euros to ADA in just a few simple steps before exploring the full Cardano ecosystem.

Through this feature, users can:

• Fund their Eternl wallet with ADA directly using euros

• Complete purchases via instant bank transfers (including SEPA Instant where available)

• Enjoy a secure and near-instant checkout experience

• Stay within the Eternl interface throughout the entire journey

• Access a convenient entry point tailored for Eurozone users

Whether someone is acquiring ADA for the first time or is an active user topping up their holdings, funding a self-custody wallet is now faster and more convenient.

Why This Integration Matters

For many users, buying crypto is the essential first step before staking, trading, or interacting with dApps. Having to leave the wallet, use an external exchange, complete a deposit, and then withdraw funds adds unnecessary friction and potential security risks.

By embedding a reliable Euro-to-ADA on-ramp with instant bank transfer support, Eternl removes those extra steps. Users can convert euros into ADA using familiar banking methods and immediately begin using their funds within the same trusted environment.

For Eternl, this means a simpler and more complete onboarding experience. For users, it means spending less time moving money between platforms and more time participating in the Cardano ecosystem they care about.

Looking Ahead

As Web3 continues to mature, reducing friction between traditional finance and self-custody wallets will remain essential for broader adoption.

The addition of seamless Euro-to-ADA conversion via instant bank transfers is another meaningful step toward making Cardano more accessible. By combining Eternl’s feature-rich wallet experience with efficient fiat infrastructure, users can move from traditional currency to full on-chain participation through a faster, smoother journey.

Ready to get started?

Open Eternl today and fund your wallet with ADA using euros via instant bank transfers.

Learn more about Eternl: https://eternl.io

Onwards & Upwards
Team Onramp.money

That's exactly what FlipX is building. The platform combines prediction markets with a social experience, allowing users to follow traders, explore market insights, join discussions, and replicate individual positions through its Tail feature.

With Onramp Money now integrated into FlipX, users can seamlessly fund their prediction wallet with USDC using familiar local payment methods, without leaving the app.

About FlipX

FlipX is a social prediction market platform where users can discover markets across crypto, sports, politics, technology, and global events. Alongside market discovery, users can follow traders, explore shared positions, and engage with the community before making their own decisions.

By combining prediction markets with social features, FlipX offers a more connected and engaging way to participate in on-chain markets.

Bringing Fiat and Prediction Markets Together

With Onramp Money embedded into FlipX, users can move from local currency to USDC in just a few steps before participating in prediction markets.

Through the integration, users can:

• Fund their prediction wallet with USDC directly within FlipX.

• Purchase USDC using familiar local payment methods.

• Access support across 50+ countries, including the United States, India, Indonesia, Vietnam, the Philippines, Brazil, and many more.

• Complete transactions through a secure and near-instant checkout experience.

• Stay within the FlipX app throughout the entire journey.

Whether someone is participating in a prediction market for the first time or is an active user, funding their wallet is now faster and more convenient.

Why This Partnership Matters

For many users, buying crypto is the first step before participating in a prediction market. Having to leave the platform, use an external exchange, and transfer funds between wallets adds unnecessary friction to that journey.

By integrating Onramp Money, FlipX removes those extra steps. Users can purchase USDC using their local currency and continue participating in prediction markets from within the same experience.

For FlipX, this means a simpler onboarding journey. For users, it means spending less time funding a wallet and more time participating in the markets they care about.

Looking Ahead

As Web3 applications continue to evolve, reducing friction between fiat and digital assets will play an important role in improving user experiences.

The integration between FlipX and Onramp Money is another step towards making prediction markets easier to access. By combining FlipX's social prediction market experience with Onramp Money's global fiat infrastructure, users can move from fiat to participation through a faster and more seamless journey.

Ready to get started?

Download FlipX today and fund your prediction wallet with USDC using local payment methods powered by Onramp Money.

Learn more about FlipX: https://getflipx.app/download

Learn more about Onramp Money: https://onramp.money

2. Overview

Onramp Gold Rush! is a joint reward campaign by Onramp Money, Tether Gold (XAUt), and Tether Wallet, designed to encourage users to purchase and hold Tether Gold (XAUt) while rewarding both top buyers and community advocates who help spread awareness of the token, the wallet, and the campaign itself.

A total reward pool of $10,000 USDT will be distributed across seven reward categories, ranging from top-buyer leaderboards to community & ambassador rewards and lucky draw rewards.

3. Rewards Structure

Note: Total accumulated XAUt purchases from campaign start to end will determine standings for the Top Buyer, Runner Up, and related categories.

4. How to Participate

1. Buy XAUt: Purchase Tether Gold (XAUt) on Onramp Money.

2. Store in Tether Wallet: Move and hold your purchased XAUt tokens in Tether Wallet.
   
   ✅ You are now eligible for the $10,000 USDT reward distribution.

5. How to Buy XAUt from Onramp money?

1. Click the "Buy Tether Gold (XAUt)" button below to get started.

   Buy Tether Gold ($XAUt)

2. Select your local currency and enter the amount you'd like to convert into Tether Gold (XAUt).

3. Click "Proceed" and enter your Tether Wallet address only. Do not use any other wallet address, as only XAUt held in Tether Wallet is eligible for the campaign.

4. Complete the payment using your preferred local payment method available in your country.

5. That's it! Your XAUt will be delivered to your Tether Wallet, and you're officially part of the Onramp Gold Rush campaign.

6. How to Win

Volumes-Based Rewards

1. To become eligible for this campaign, a minimum purchase of 0.0035 Tether Gold (XAUt) is required.

2. Total accumulated XAUt purchased from the start to the end of the campaign period will be considered for ranking.
   
   Eligibility for each reward tier depends on your final XAUt holdings. For example, to be eligible for a $50 reward, your holdings must be worth more than $50. To be eligible for the $1,000 Top Buyer reward, your total  holdings must be worth more than $1,000.

Community Rewards

$2,000 USDT will be distributed among community members who help spread the word about Tether Gold (XAUt), Tether Wallet, and the Onramp Gold Rush campaign.

• Create and share content (posts, threads, videos, articles, etc.).

• Submit your content links for review.

• Engage with campaign-related updates and community activities.
  
  ✅ Application Form: https://forms.gle/EpubTq2CRcRreXXj8
  ✅ Proof Of Work Submission Form: https://forms.gle/vP28CTrDqiSKDXk29
  
  No platform fee: Onramp Money's platform fee will be waived for all purchases made during the campaign period.

7. Get Ready — Pre-requisites

• Complete your KYC on Onramp Money beforehand to avoid last minute rush

• Download the Tether Wallet app in advance.

Tether Wallet on Playstore

Tether Wallet on Appstore

8. Terms & Conditions

• Participants must follow the standard guidelines for purchasing crypto through Onramp Money.

• You may guide others, but you cannot purchase on behalf of others. Purchases must be made only through your own KYC-verified account. Trading or purchasing on behalf of others may lead to compliance and legal trouble

• One mobile device should be used for one login only — i.e., your own. Logging in with a friend's, sibling's, parent's, relative's, or any other person's account on the same device will trigger a compliance check and may result in disqualification.

• The campaign is open in all countries where Onramp's services are live.

• In case of any discrepancies, Onramp reserves the right to cross-verify identity and request re-KYC if needed.

Onramp Gold Rush! — Buy. Hold. Spread. Win

Why This Matters in 2026

Stablecoins and cryptocurrencies are no longer purely speculative assets; they have transitioned into critical infrastructure for cross-border payments, corporate treasury management, and global remittances. Under the pressure of managing global capital flows, jurisdictions that establish clear, balanced regulatory guardrails are capturing massive institutional volume and business relocation. Conversely, jurisdictions maintaining prohibitive or unstable regimes face capital flight and exclusion from emerging digital economic corridors.

Detailed Country Analysis

United States

The GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins Act) passed the Senate 68 to 30 on June 17, 2025, passed the House 308 to 122 on July 17, 2025, and was signed into law on July 18, 2025. This landmark legislation establishes the first federal regulatory framework for payment stablecoins. Under the Act, approved issuers must maintain 100% reserves in cash or short-term Treasuries, publish monthly audited reserve disclosures, and fully comply with Bank Secrecy Act anti-money laundering (AML) rules. The law becomes fully effective on the earlier of 18 months after enactment or 120 days after final implementing regulations, pointing to a hard compliance deadline in January 2027. Interest- or yield-bearing stablecoins are explicitly excluded from the "payment stablecoin" definition. Standard spot trading remains legal under capital gains tax treatment. While a companion market structure bill, the Digital Asset Market Clarity (CLARITY) Act, passed the House in July 2025, it remains stalled in the Senate as of mid-2026. The overall environment remains highly constructive for compliant fiat-to-crypto rails.

European Union

Markets in Crypto-Assets (MiCA) came fully into effect across the EU on July 1, 2026, establishing the world's most comprehensive unified framework. Asset-backed tokens must meet strict capital adequacy, custody, and redemption standards. Non-compliant stablecoins have been systematically delisted from European platforms, whereas MiCA-compliant options, such as Circle's EURC, have experienced a massive surge in commercial transaction volume. Trading is permitted across all member states with capital gains taxation determined at the national level.

United Kingdom

The Financial Services and Markets Act 2000 (Cryptoassets) Regulations 2026 were enacted on February 4, 2026. Following this, the Financial Conduct Authority (FCA) finalized its licensing and oversight rules on June 30, 2026. The authorization gateway opens on September 30, 2026, and closes on February 28, 2027, ahead of the full regime coming into force on October 25, 2027. In a concessions victory for industry participants, the FCA reduced stablecoin capital requirements from 2% to 1% of issued value. Furthermore, digital assets are formally recognized as personal property under the Property (Digital Assets etc.) Act 2025. Beginning in the 2026/27 tax year, UK platforms are required to report transaction data to HMRC under the OECD's Crypto-Asset Reporting Framework (CARF).

Japan

The Financial Services Agency (FSA) is actively transitioning major tokens like Bitcoin and Ethereum from "payment methods" to regulated financial instruments, signaling the imminent approval of domestic spot crypto ETFs. During WebX 2026 in Tokyo, Prime Minister Sanae Takaichi reaffirmed the national target of 10 trillion yen in annual Web3 startup investment by fiscal 2027. On taxation, gains are currently taxed as miscellaneous income at rates up to 55%. However, legislative momentum is building to implement a flat 20% separate tax rate with loss carry-forward provisions by 2028. Stablecoin issuance remains restricted to licensed banks, trust companies, and registered money transfer agents.

Singapore

Under the Monetary Authority of Singapore (MAS), single-currency stablecoins must be 100% backed by cash or high-quality liquid reserves held in segregated trusts. Redemption at par is legally mandated within five business days. The jurisdiction enforces no capital gains tax on standard asset transactions, though commercial trade in digital assets remains subject to prevailing corporate tax rates. It sits at the global forefront of institutional gateway hubs.

Hong Kong

Hong Kong's Stablecoins Ordinance took effect on August 1, 2025. On April 10, 2026, the Hong Kong Monetary Authority (HKMA) granted its first two stablecoin issuer licenses—representing a highly selective 5.6% approval rate out of 36 applications—to HSBC and Anchorpoint Financial (a joint venture of Standard Chartered, HKT, and Animoca Brands). Both issuers are launching Hong Kong Dollar (HKD)-pegged tokens in late 2026. HSBC is integrating its token with its PayMe app (3.3 million users), while Anchorpoint targets B2B institutional settlements. This institutional focus on HKD-pegged tokens accelerated after eight mainland Chinese regulators banned the unauthorized offshore issuance of Yuan-pegged stablecoins in February 2026, shifting Hong Kong's focus away from RMB stablecoin internationalization.

United Arab Emirates

The UAE remains a leading global capital hub. Coordinated oversight between the Virtual Assets Regulatory Authority (VARA) in Dubai, ADGM in Abu Dhabi, and the Central Bank of the UAE provides clear licensing pathways. AED-backed stablecoin initiatives are actively nurtured. Local tax exemptions and structured commercial frameworks continue to pull international operators to the Gulf.

China (Mainland)

The People's Bank of China and seven allied regulators issued a joint notice on February 6, 2026, reinforcing the blanket ban on private cryptocurrencies. The directive explicitly outlaws domestic trading, exchange intermediation, token fundraising, and unauthorized offshore stablecoin issuance. Crucially, the 2026 update brought tokenized real-world assets (RWAs) under the prohibited category for the first time. Mainland efforts are exclusively dedicated to expanding the e-CNY central bank digital currency, which launched interest-bearing features on January 1, 2026.

India

India maintains a flat 30% tax on digital asset gains under Section 115BBH, paired with a 1% tax deducted at source (TDS) on all transaction transfers, with no allowance for offsetting losses. On July 2, 2026, the Reserve Bank of India (RBI) delivered a presentation to Parliament's Standing Committee on Finance proposing a strict containment and eventual prohibition strategy for private crypto, citing severe threats to monetary sovereignty. This position was solidified in internal government submissions on July 8, 2026. While trading remains technically legal, the policy pressure has intensified significantly ahead of the upcoming monsoon parliamentary session.

Pakistan

The Virtual Assets Act 2026 formally established the Pakistan Virtual Assets Regulatory Authority (PVARA). In April 2026, the State Bank of Pakistan permitted local financial institutions to open corporate accounts for PVARA-licensed operators, ending a long-standing banking freeze. However, on June 10, 2026, the prominent Darul Ifta at Jamia Darul Uloom Karachi issued a non-binding fatwa declaring that private digital currencies do not qualify as "maal" (recognized wealth/property) under Shariah law. This has introduced significant cultural and adoption friction in a grassroots market of over 40 million estimated users.

Thailand

Individual capital gains resulting from trades on SEC-licensed exchanges are exempt from tax until December 31, 2029, a direct state policy aimed at routing retail volumes to domestic regulated channels. Concurrently, the Bank of Thailand is executing audits on high-volume stablecoin transactions to counter illicit grey-economy flows. Depositors of cash amounts exceeding 5 million baht (approx. $150,000 USD) must verify their tax and fund sources beginning in Q4 2026. Directly using crypto for consumer payments remains heavily restricted.

Indonesia

Cryptocurrency is legally classified as a tradable commodity rather than legal tender. Business operations are strictly routed through licensed commodity brokers overseen by Bappebti. The regulatory regime remains stable and highly structured for digital asset providers.

Vietnam

The Law on Digital Technology Industry (DTI Law) took effect on January 1, 2026, formally establishing virtual assets as legal property under the Civil Code. A five-year pilot program restricts crypto asset operations to domestic licensed providers with severe entry barriers, including a minimum charter capital of VND 10 trillion (approx. $380 million USD) and a 49% cap on foreign ownership. Retail payment usage remains strictly banned, and all domestic crypto offerings must be backed by real-world assets.

Philippines

Standard asset trading is legal via licensed Virtual Asset Service Providers (VASPs). The Bangko Sentral ng Pilipinas enforces a moderate but cautious operational regime and explicitly prohibits the use of digital currencies as a direct consumer payment mechanism.

Brazil

The Virtual Assets Law, enforced under Central Bank oversight, treats cryptocurrency as a recognized financial asset. The framework integrates crypto into the traditional financial system in a relatively clear, structured, and compliant way, paving the path for institutional-grade fiat-to-crypto rails and secure business entry.

Nigeria

Nigeria represents one of the highest grassroots stablecoin adoption rates globally, serving as an important market for inflation hedging and cross-border invoicing. The Investments and Securities Act 2025 formally classifies digital assets as securities under SEC authority, mandating strict AML compliance, independent reserve audits, and asset backing. The regulated, naira-backed cNGN stablecoin operates alongside the Central Bank's eNaira CBDC. Trading profits face up to a 25% individual tax rate, while licensed operators are subject to standard 30% corporate income tax.

Russia

Russia has legalized cryptocurrencies and stablecoins exclusively for international trade settlement and exporter B2B operations to bypass global sanctions channels. Domestic retail payments remain restricted, indicating a highly pragmatic, sanction-focused policy alignment.

South Africa

South Africa enforces standard capital gains treatment on digital assets. The Financial Sector Conduct Authority (FSCA) continues to license crypto assets as financial products, with current structural focus aimed at regional cross-border settlement and SADC remittance channels.

Country-wise Holistic View

Key Takeaways

1. The Institutionalization of On-Ramps: Decentralized and grey-market operations are being systemically replaced by capital-intensive, licensed frameworks. To survive, B2B payment entities must secure local bank integrations and direct, compliant corridors.

2. Stablecoins as Strategic Battlegrounds: Policymakers are targeting stablecoins as major economic levers. This is evident in the restrictive, reserve-heavy US GENIUS Act, the strict compliance guidelines of the EU's MiCA, Hong Kong's selective licensing, and the RBI's open concern over USD stablecoins undermining national monetary sovereignty.

3. The Multi-Speed Global Trajectory: There is no uniform movement towards crypto acceptance. While Europe, Singapore, and the UAE offer mature, institutional frameworks, markets like India are leaning back toward prohibition, and Pakistan showcases the intense collision between legal progress and religious/shariah compliance frameworks.

Quick Global Ranking (Total Policy Friendliness)

Final Thoughts

The global crypto landscape in 2026 acts as a critical filter for capital and business efficiency. Jurisdictions offering clear, non-punitive tax regimes, balanced reserve requirements, and robust local fiat-to-crypto rails will continue to capture the lion's share of commercial treasury settlement. Outright bans are largely failing to suppress adoption where real-world currency devaluation exists; instead, they successfully isolate domestic markets from multi-billion dollar digital economic corridors. For global corporate operations, active compliance-mapping is no longer optional—it is a critical pillar of risk management.

We went from "the infra behind a few wallets" to "the infra behind basically every kind of crypto product that exists": messaging apps, self-custody wallets, RWA platforms, DeFi copilots. If your app talks to fiat anywhere, there's a decent chance it's now talking through us.

PingMe: crypto payments that don't feel like crypto

• PingMe lets people send stablecoins over email, QR, or their favourite messaging app. No wallet address, no gas, no seed phrase to lose sleep over. The one thing they couldn't solve alone: getting fiat in. That's the job we picked up. Users in 26 currencies  from INR and NGN to BRL and AED  can now top up straight inside the app, fiat to USDC, settled in under 60 seconds. PingMe builds the "send money like a text" experience; we make sure there's actual money behind it.

Cemperium: SEPA, sorted

• European users on Cemperium can now move Euro to USDC and back to any EU bank account SEPA, SEPA Instant, cards, the works without leaving the exchange. One more reason "convert and cash out" doesn't need three different apps anymore.

WalletFlow: buy crypto without leaving your wallet

• WalletFlow is a self-custody wallet, and self-custody wallets have historically had one weak link: getting fiat onto them without sending users somewhere else first. We closed that gap. Users can now buy across BRL, INR, USD, EUR, GBP, and ARS, with assets landing directly in-wallet. Ethereum, Bitcoin, BNB Chain, Polygon, Base, Arbitrum, Solana, all covered. Full custody stays with the user; we just handle the part where fiat becomes on-chain.

AskORO: DeFi, but you just chat

• AskORO turns DeFi into a conversation. You chat, it executes. We handle the unglamorous first step: fiat to USDC, in 50+ countries, so the AI can take it from there. Fiat → USDC via us, USDC → DeFi via ORO. Simple, finally.

Ryzer: real estate, tokenized

• Ryzer is making global real estate investing fractional and on-chain, the kind of asset class that used to need a passport, a lawyer, and a lot of patience. We're the fiat accessibility layer that lets users convert into USDT/USDC and actually participate. As real-world assets keep moving on-chain, this is the unglamorous plumbing that makes it usable by normal people, not just crypto-natives.

Coixa: fiat access for the Pi ecosystem

• Coixa is a self-custody wallet built around unlocking Pi's real-world economy. Pioneers can now buy Pi directly inside the wallet, through our localized payment rails, without giving up custody. Another community, another local rail we now speak.

Aurellix: bridging TradFi and tokenized RWAs

• Aurellix Smart Wallet now runs on Onramp Money, letting users buy BTC, ETH, BNB, SOL, USDT, and USDC through the payment methods they already use daily UPI, IMPS, VietQR, MoMo, Pix, FAST, QRIS, ShopeePay, and more. It's the same thesis playing out again: tokenized investing only works at scale if the "get money in" step feels local, not foreign.

The pattern across all seven: none of these products wanted to become a payments company. They wanted to be a messaging app, a wallet, a DeFi copilot, an RWA platform. We let them stay that  and just handle the fiat.

The Rails Got Wider

Card payments, live across Europe

• Every dApp, wallet, and exchange building for Europe can now let users buy crypto the way they buy everything else  credit or debit card, seconds, done. No detour required.

Card payments, live in the US

• US users can now go from card to crypto starting at $25, across ETH, BTC, SOL, BNB, USDC, XRP, DOGE, TON, and more. Fast, secure, and about as complicated as ordering coffee.

Offramp live in Singapore

• Crypto to SGD, straight to a Singapore bank account. USDT, BTC, ETH, and 500+ other tokens covered, built for anyone based in Singapore, returning from overseas, or just looking for clean SGD liquidity.

Offramp live in Hong Kong

• One of Asia's most active crypto hubs now has a compliant, direct path from crypto to HKD, straight into a bank account, across 500+ tokens. Selling crypto in Hong Kong just stopped being the hard part.

Coming Next

Here's what's queued up:

• A new listing, backed by gold — because apparently "stable" now comes in more than one flavour.

• A $9,000 USDT airdrop — and a genuinely good earning opportunity for our users & ambassadors who help take it viral. If you've got an audience and a mic, this one's for you.

• More wallet integrations — the list above wasn't the finale.

• And a few things we're not ready to say out loud yet.

Building something that needs fiat rails? We're already plugged into wallets, exchanges, messaging apps, and RWA platforms across 70+ countries. Let's talk → onramp.money

— Team Onramp Money

Users can now buy and sell crypto directly within Lumo Wallet using familiar local payment methods, without leaving the app. By combining Lumo's secure self custody experience with Onramp Money's global fiat infrastructure, the partnership removes unnecessary friction and makes crypto more accessible for users around the world.

About Lumo Wallet

Lumo Wallet is a modern non custodial wallet built for users who want complete control over their digital assets without compromising on simplicity. It supports multiple blockchains, including Bitcoin, Ethereum, BNB Chain, Solana, and more, allowing users to manage their portfolios from one place.

Designed with both individuals and businesses in mind, Lumo Wallet offers a clean interface, strong security, and an intuitive experience for sending, receiving, and now buying and selling crypto.

Bringing Fiat and Crypto Together

With Onramp Money now integrated into Lumo Wallet, users can enjoy a faster and more convenient way to move between traditional finance and digital assets.

Through the integration, users can:

• Buy and sell more than 480 cryptocurrencies directly inside the wallet

• Access support for 22 fiat currencies across more than 75 countries

• Pay using trusted local payment methods, including UPI in India, SEPA across Europe, PIX in Brazil, and many more

• Complete transactions while maintaining full control of their assets

• Benefit from competitive pricing and a smooth checkout experience

Whether someone is buying crypto for the first time, adding to an existing portfolio, or cashing out, everything can now be done without switching between multiple platforms.

Why This Partnership Matters

Self custody gives users complete ownership of their assets, but getting money into and out of crypto has often been one of the biggest challenges.

This is where Onramp Money comes in.

By integrating Onramp Money, Lumo Wallet removes the complexity of fiat on and off ramps while keeping the wallet experience simple and secure. Users get access to reliable payment infrastructure, extensive local payment coverage, and a seamless purchase flow, all without leaving the wallet.

For Lumo, this means they can continue focusing on delivering an excellent self custody experience while Onramp Money powers the fiat layer behind the scenes.

A Better Experience for Users

The integration has been designed to feel like a natural part of the Lumo Wallet experience. There are no unnecessary redirects or complicated workflows. Users can access Onramp Money directly within the app and complete their transactions with ease.

With this integration, users benefit from:

• Fast transaction processing

• Familiar local payment methods

• Full self custody throughout the entire journey

• Access to hundreds of cryptocurrencies and multiple fiat currencies

The result is a smoother experience that makes entering and exiting the crypto ecosystem much more convenient.

Looking Ahead

As crypto adoption continues to grow, easy access between fiat and digital assets is becoming increasingly important. Wallets that offer a seamless on and off ramp experience are helping make Web3 more accessible to everyday users.

The partnership between Lumo Wallet and Onramp Money is another step toward that future. By combining secure self custody with global fiat infrastructure, both teams are making it easier for users to participate in the digital economy without compromising on control or convenience.

Ready to get started?

Download Lumo Wallet today and experience seamless fiat to crypto and crypto to fiat transactions powered by Onramp Money.

• Learn more about Lumo Wallet: https://lumowallet.com

• Learn more about Onramp Money: https://onramp.money

At Aurellix, the mission is clear: bridge traditional finance and the digital future by providing a secure, compliant, and transparent platform for tokenized investments.

However, accessing on-chain opportunities often starts with a challenge—acquiring cryptocurrency.

That's where Onramp Money comes in.

Making Onboarding Simple

The Aurellix Smart Wallet now integrates Onramp Money, enabling users across multiple countries to purchase cryptocurrencies such as:

• Bitcoin (BTC)

• Ethereum (ETH)

• BNB

• Solana (SOL)

• Tether (USDT)

• USD Coin (USDC)

using their local currencies and trusted local payment methods.

Depending on their region, users can pay through methods such as UPI, IMPS, VietQR, MoMo, Pix, FAST, QRIS, ShopeePay, bank transfers, and many more.

Why This Matters

For many users, the biggest barrier to entering the digital asset ecosystem is not understanding blockchain—it's navigating the process of converting local currency into crypto.

Traditional methods can involve multiple platforms, complex banking procedures, and unnecessary delays.

With Onramp Money embedded directly into the Aurellix Smart Wallet, users can move from local currency to crypto within a streamlined experience, reducing friction and improving accessibility.

How It Works

1. Open the Aurellix Smart Wallet.

2. Navigate to the “Fiat Fast Buy”

3. Select your local currency and preferred payment method.

4. Complete the transaction to receive the chosen cryptocurrency directly in your wallet.

5. Use the acquired assets to engage with tokenized RWAs or other supported features.

The flow is designed to work within the existing wallet interface, maintaining security and compliance standards.

Ready to bridge fiat to the future?Explore Aurellix Smart Wallet now.
www.aurellix.com/wallet

Who is Ryzer?

Ryzer isn't just another tokenization platform.

It's a full investment experience built around the idea that premium real estate — the kind that generates real rental income and long-term appreciation — should not be locked behind wealth, geography, or gatekeepers.

Through Ryzer, users can:

• Co-own fractions of premium properties across global markets

• Earn rental income and benefit from property value appreciation

• Invest socially — create private groups with friends, family, or colleagues and build portfolios together

• Access exclusive investor perks — including travel rewards, free hotel stays, and investor clubs by profession or city

Ryzer handles the property management. You build wealth.

The platform covers a wide range of asset types — from residential apartments and vacation properties to office spaces, co-working hubs, warehouses, Airbnb properties, and more. It is regulated under the QFC Digital Assets Sandbox, with operations across the UK, Dubai, and India.

What Does This Partnership Enable?

Until now, one of the key friction points for Ryzer users — especially those in emerging markets — was the process of moving local currency into the digital assets needed to invest.

With Onramp now integrated into the Ryzer ecosystem, that problem is solved.

Ryzer users can seamlessly convert fiat currency from across the world — including INR via UPI, BRL via Pix, EUR via SEPA, and many more local payment methods — directly into USDT or USDC, and use those funds to start investing in real-world property assets.

No external exchanges. No unnecessary steps. Just a smooth path from local money to global real estate.

Why This Matters

The global real estate market is worth over $300 trillion. Yet for most people around the world, meaningful participation in it has always felt out of reach.

Tokenized real-world assets (RWAs) have already crossed $34 billion on-chain — and real estate is positioned to lead the next major wave of that growth.

But infrastructure is everything.

The most compelling investment platform is only as useful as the ease with which users can actually fund it. Payment friction, currency barriers, and complex onboarding flows are what stand between a great product and mass adoption.

That's precisely the gap Onramp is built to close.

By embedding our fiat-to-crypto rails directly into the Ryzer experience, we're ensuring that a first-time investor in India or Brazil faces the same seamless path to ownership as anyone else — using payment methods they already know and trust.

This Is Bigger Than Payments

For us, integrations like this are never just about payment infrastructure.

They're about what that infrastructure unlocks.

In this case, it unlocks the ability for everyday users to own a piece of a hotel in Dubai, a vacation property in Thailand, or a premium apartment anywhere in the world — and to earn real income from it.

That's a meaningful shift in how wealth gets built and who gets to build it.

What's Next

Ryzer is live on the Onramp ecosystem now.

As we continue to expand our coverage across more countries, more payment methods, and more asset classes, integrations like this will become increasingly powerful for the users we collectively serve.

This is just the beginning.

👉 Explore Ryzer: ryzerx.com
👉 Learn more about Onramp: onramp.money

Onwards & Upwards
Team Onramp Money

What’s Now Available

• Instant Euro → USDC on-ramp

• USDC → Euro off-ramp to any European bank account

Flexible Payment Options:

• Instant Bank Transfer (Recommended) – Fast, secure, and direct from your bank

• SEPA Bank Transfer – Standard and reliable

• Credit/Debit Card – Quick transactions when needed

All powered by SEPA and SEPA Instant rails.

Why This Matters?

Onramp Money makes moving between fiat and crypto simple and reliable. With support for 480+ tokens and 30+ fiat currencies across 75+ countries, we bring real-world payment rails to crypto platforms.For European users, this means:

• Near-instant Euro to USDC conversions

• Fast off-ramps via SEPA Instant

• Transparent, competitive fees

• High reliability and full compliance

A Perfect Match

Cemperium is building the beginning of a new era in crypto — a secure, privacy-focused exchange. By integrating Onramp Money, their users can now handle fiat on-ramps and off-ramps without ever leaving the Cemperium experience.This partnership is another step in our mission to make crypto adoption smoother across Europe.Ready to try it?

Cemperium users: Open the exchange and start converting Euro ↔  USDC instantly. Everyone else:

Visit onramp.money to experience the rails.

Team Onramp Money

Building practical fiat  ↔  crypto rails across 75+ countries

At Onramp.money, our mission is to make digital assets seamless, compliant, and accessible for everyone.

We’re excited to announce our partnership with AskORO, the team behind Oro — an AI-powered conversational interface that simplifies crypto purchases through natural language interactions.

With this integration, users can purchase crypto directly through Oro using Onramp.money’s fiat-to-crypto infrastructure, creating a more intuitive onboarding experience for mainstream users.

Introducing the Onramp.money × AskORO Partnership

AskORO is building an AI-powered DeFi agent that changes how users interact with decentralized finance. Instead of navigating multiple protocols and interfaces, users can simply type what they want to do:

• Swap tokens

• Bridge assets

• Lend funds

• Check portfolios

• Discover opportunities

All through a conversational interface that feels more like chatting with an intelligent assistant than managing complex infrastructure.

Bridging Traditional Finance with Web3

One of the biggest challenges in crypto remains onboarding users efficiently and securely.

Through this partnership, Oro users can:

• Buy crypto using conversational prompts

• Access multiple fiat currencies and payment methods

• Move seamlessly from chat interaction to checkout

• Complete transactions through a secure Onramp.money-powered flow

For example, users can type:

“Buy USDC on Ethereum with Euro”

and complete the purchase through a simple checkout experience.

Solving the Entry Problem

While Oro simplifies the DeFi interaction layer, Onramp.money simplifies the entry layer.

Users across 50+ countries can instantly purchase USDC using local payment methods directly within the AskORO experience.

No switching platforms.
No complicated onboarding.
No unnecessary friction.

Together, the partnership creates a complete end-to-end experience:

• 💳 Fiat → USDC via Onramp.money

• 💬 Chat → DeFi actions via AskORO

Why This Partnership Matters

Mainstream crypto adoption depends on reducing complexity.

Today’s users expect experiences that are intuitive, fast, and seamless. They don’t want to learn wallets, bridges, token standards, or protocol interfaces before participating in DeFi — they simply want outcomes.

This partnership reflects a broader shift in Web3 where infrastructure becomes invisible and user experience becomes the priority.

By combining AI-powered DeFi interaction with localized fiat access, Onramp.money and AskORO are making decentralized finance more practical and accessible for everyday users worldwide.

Live Across Major Ecosystems

The integration is live across:

• Ethereum

• Solana

• BNB Smart Chain (BSC)

Users can now access a simplified AI-powered DeFi experience while onboarding seamlessly through local fiat payment rails.

👉 Try AskORO here: app.askoro.ai

The future of DeFi isn’t just decentralized.
It’s accessible.

This partnership allows WalletFlow users to buy crypto directly using local fiat currencies and have the assets delivered instantly to their secure, self-custodial wallet — all without leaving the WalletFlow experience.

What is WalletFlow?

WalletFlow is a modern self-custody cryptocurrency wallet designed to combine strong security with simplicity.

Unlike traditional custodial services, WalletFlow gives you full control of your private keys. It uses distributed key management (multi-party computation) so your keys are protected with encryption and never stored in a single location. This approach significantly reduces the risks associated with seed phrases while maintaining true self-custody.

Key benefits include:

• Automatic synchronization across all your devices (web, phone, tablet)

• Your wallet stays fully encrypted and under your control

• A clean, user-friendly interface that makes managing crypto feel simple

• No intermediaries or custodians — you remain in complete ownership of your assets

Whether you’re new to crypto or an experienced user who values security and convenience, WalletFlow aims to make self-custody accessible without the usual complexity.

Now Buy Crypto Directly in WalletFlow with Onramp.money

With this integration, buying crypto has never been smoother. You can now onramp fiat straight into your WalletFlow wallet using local payment methods in multiple countries and regions.

Supported Fiat Currencies:

• BRL (Brazil)

• INR (India)

• USD (United States)

• EUR (Europe)

• GBP (United Kingdom)

• ARS (Argentina)

Supported Blockchains and Tokens

WalletFlow + Onramp.money supports a wide range of popular blockchains and tokens, so you can buy exactly what you need:

• ERC20 (Ethereum): ETH, USDT, USDC, AAVE, LINK, PEPE, SHIB, UNI, WBTC

• Bitcoin: BTC

• BEP20 (BNB Smart Chain): ETH, USDT, USDC, BNB, LTC, XRP, TRX, ADA, DOGE, CAKE

• Polygon: ETH, USDT, USDC, POL

• Base: ETH, USDT, USDC

• Arbitrum: ETH, ARB, USDT, USDC

• Solana (SPL): USDT, USDC, SOL, BONK, WIF, TRUMP

From major assets like Bitcoin and Ethereum to stablecoins (USDT, USDC) and popular meme tokens, you have plenty of options in one place.

How to Buy Crypto Inside WalletFlow (Step-by-Step Guide)

1. Visit the WalletFlow Dashboard at https://dashboard.walletflow.app/ and log in to your account.

2. Look for the “Buy Crypto”, “Onramp”, or “Deposit” section on the dashboard.

3. Select Onramp.money as the provider.

4. Choose your fiat currency (BRL, INR, USD, EUR, GBP, or ARS) and the crypto + blockchain you want to receive.

5. Enter the amount you wish to buy. WalletFlow will show your wallet address for the selected network.

6. Complete any required KYC (usually quick for first-time users).

7. Pay using your preferred local method (UPI, PIX, bank transfer, card, etc.).

8. Once the payment is confirmed, the crypto is sent directly to your WalletFlow wallet.

The entire process is designed to be fast, transparent, and secure. The purchased assets land straight in your self-custodial wallet, so you maintain full control from the moment they arrive.

Why This Integration Matters

• Convenience: Buy crypto without switching between apps or exchanges.

• Security: Assets go directly to your self-custody wallet — no third party holds your funds.

• Multi-chain Support: Choose the right blockchain for your needs (low fees on Base or Arbitrum, fast transactions on Solana, etc.).

• Local Payment Rails: Pay with familiar methods in your own currency, reducing friction and fees.

This makes WalletFlow an even more complete solution for anyone looking to enter or expand their crypto holdings.

Get Started Today

Ready to try it? Head over to the WalletFlow dashboard and explore the new onramp feature:

https://dashboard.walletflow.app/

We’d like to thank the WalletFlow team for this smooth and valuable integration. Together, we’re working to make crypto more accessible while keeping security and user control at the center.

Stay tuned for more updates as we continue expanding supported currencies, blockchains, and features.

Have questions about the integration or need help with your first purchase? Feel free to reach out to our support team or drop a comment below.

Happy onramping!

What is PingMe.xyz?

PingMe is redefining crypto payments by making them feel familiar and frictionless. Instead of dealing with complex wallet addresses, seed phrases, or gas fees, users can send and receive stablecoins (like USDC) using just a phone number, email, or QR code — even if the recipient has never used crypto before.

Key highlights of PingMe include:

• No wallet setup required for receivers

• Claimable links or notifications for easy pickup

• Support for instant peer-to-peer transfers

• Merchant payments and broader ecosystem integrations

• Available on iOS and Android with a clean, intuitive interface

PingMe positions itself as “the payment layer that makes crypto as easy as sending a message — just a Ping.”

What is Onramp Money?

Onramp Money is a fast, secure, and globally accessible fiat-to-crypto platform that supports buying, selling, and swapping over 480 cryptocurrencies across 75+ countries. It excels at local payment methods, including:

• UPI in India

• SEPA in Europe

• PIX in Brazil

• And many other regional rails

The platform is particularly strong for stablecoin purchases like USDC, offering competitive rates, quick settlements, and seamless integrations for wallets, dApps, and now — messaging-based payment apps like PingMe.

The Power of the Integration: PingMe + Onramp Money

With this new integration, users of PingMe can now:

✓ Buy USDC instantly using local fiat currencies and payment methods powered by Onramp Money.

✓ Send USDC (or other stablecoins) globally in seconds to anyone via phone, email, or QR — no complicated wallet addresses needed.

✓ Enjoy 24/7/365 availability — no banking hours, no delays from traditional remittance services.

This combination creates a complete end-to-end experience:

1. Onboard fiat → USDC in minutes (via Onramp)

2. Send that USDC instantly to friends, family, or merchants anywhere in the world (via PingMe)

For users in high-remittance markets like India, Southeast Asia, Africa, and Latin America, this means dramatically lower fees, faster transfers, and a much simpler process compared to traditional banks or legacy services like Western Union.

Why This Matters for Crypto Adoption

Crypto has long promised borderless, instant, and cheap money movement — but the reality for most people has involved too many technical hurdles. This integration tackles the biggest pain points:

• Onboarding friction: New users can buy USDC without leaving the PingMe app.

• Sending complexity: Recipients don’t need a crypto wallet or technical knowledge to claim funds.

• Availability: True 24/7 service that doesn’t depend on banking schedules.

• Global reach: Combining Onramp’s multi-country fiat support with PingMe’s simple delivery layer.

Whether you’re sending money to family abroad, paying a freelancer, or making a quick peer-to-peer payment, the process now feels as natural as using WhatsApp Pay or Venmo — but on stable, borderless rails.

How to Get Started

1. Download the PingMe app from the App Store or Google Play.

2. Complete a quick signup (phone/email).

3. Use the integrated Onramp Money flow to buy USDC with your local currency and preferred payment method.

4. Send funds instantly to any contact — they’ll receive a simple claim notification.

No seed phrases. No gas fees to worry about on the sending side. Just fast, reliable stablecoin movement.

Looking Ahead

This integration is a clear signal that crypto payments are maturing beyond speculative trading into practical, everyday tools. By partnering Onramp Money’s robust onramp infrastructure with PingMe’s consumer-friendly interface, both teams are lowering the entry barrier for millions of users worldwide.

Expect more features, expanded token support, and deeper merchant adoption as the ecosystem grows.

Ready to experience the future of money?

Download PingMe now at pingme.xyz and start sending USDC globally with Onramp Money.

Key Partnerships & Integrations

We’re thrilled to have powered seamless fiat-to-crypto experiences for leading platforms across gaming, streaming, payments, and more. Here are the few standout collaborations:

• Skinsauna: A leading CS2 skin marketplace and gamer wallet platform. Gamers can now top up wallets instantly with SEPA transfers to buy CS2 skins using USDC on Ethereum, BNB Chain, Stellar, and TRC-20. Faster funding, smoother gameplay.
  

• Netstream: An all-in-one Web3 live streaming + trading + tokenization platform. Integrated into this all-in-one Web3 platform for live streaming, trading, and tokenization. Users buy/sell/swap USDC directly inside Netstream across 75+ countries.
  

• Tippikl: A fast-growing social tipping and gifting platform.Onramp powers direct purchases of USDT, USDC, and AVAX inside the tipping platform — removing barriers for instant, seamless tipping.
  

• Coinstancy: A mobile-first crypto app popular in emerging markets. Live integration allowing users to buy USDC on Arbitrum with 13+ local currencies (INR, TRY, AED, MXN, VND, IDR, NGN, EUR, and more) directly in the app.
  

• Chainrails: A global invoice and payment orchestration layer. Seamless USDC invoice payments using local currencies and methods (UPI, Pix, VietQR, etc.) across 60+ countries. Bridging fragmentation for global commerce.
  

• TagoCash: A borderless digital wallet and instant global payments platform. Enhanced fiat onramp/offramp capabilities integrated for smoother user experiences.

New Asset Support & Features

• $BSV Listing : Full buy/sell support for BSV Blockchain — the scalable, low-fee Bitcoin protocol ideal for micropayments and enterprise use. Available in India, Indonesia, UAE, Nigeria, Europe, and 50+ countries.
  

• $RBTC Enhancements (April): Instant sell functionality for Rootstock Bitcoin holders — convert $RBTC directly to cash in your bank account. The buy option is already available.

OTC Desk – Early Traction → Scaling Pipeline

We successfully rolled out and scaled our OTC operations across EUR and GBP corridors, witnessing strong early traction on our OTC desk.

The Big One: Echo Money Launch

We are incredibly proud to announce the launch of Echo Money — our independent evolution focused on solving cross-border payment friction.Built on the foundation of Onramp Money’s $1B+ processed volume, 350+ partnerships (including Coinbase & MetaMask), and infrastructure serving 3M+ users across 80+ countries, Echo Money brings:

• Deep Liquidity with lightning-fast local collections & payouts

• Native Accounts – Real local banking infrastructure for emerging markets

• Battle-Tested Tech – Proven stack built to scale globally

Echo Money is designed for every business scale — from freelancers and creators to global importers/exporters, fintechs, remittance companies, and more.

Visit: https://echo.money/

Events Spotlight: Money20/20 Asia

Our team was in Bangkok for Money20/20 Asia (April 21–23, 2026) — one of Asia’s premier fintech gatherings. We connected with leaders in payments, Web3, and embedded finance, shared our onramp/offramp solutions, and soaked in incredible energy and innovation. Huge thanks to everyone who stopped by!

Coming Next

• Cards: Stay tuned for spending solutions that bridge crypto and everyday use.

• Series of Integration Partnerships: More platforms and ecosystems will soon offer seamless Onramp experiences.

We’re just getting started. Our goal remains simple: make moving between fiat and crypto effortless, secure, and available to everyone, everywhere.

Join the Movement

• Try Onramp today: https://onramp.money/

• For businesses: Explore our API and partnership options at onramp.money/business

• Follow us on X: @onrampmoney

Team Onramp Money
April 2026

This integration enables users to move seamlessly between fiat and BSV through a simplified, non-custodial flow — improving accessibility for both retail users and ecosystem participants.

About BSV Blockchain

The BSV blockchain is designed to deliver scalable, high-throughput on-chain performance.

With its Teranode architecture, the network is capable of:

• Processing large transaction volumes at scale

• Supporting near-instant transaction finality

• Maintaining low transaction costs

These characteristics make $BSV suitable for use cases such as:

• Micropayments

• High-frequency transactions

• Data-on-chain applications

• Enterprise-scale blockchain solutions

Expanding Fiat Access to $BSV

With $BSV now supported on Onramp.money, users can directly convert fiat into $BSV — and vice versa — without relying on traditional exchange infrastructure.

This includes:

• Fiat on-ramp (buy $BSV with local currency)

• Fiat off-ramp (sell $BSV to local currency)

The goal is to simplify how users enter and exit the $BSV ecosystem, reducing dependency on complex trading platforms.

The process is designed to be simple:

• Select $BSV

• Choose a preferred payment method

• Complete the transaction

• Receive funds directly in a personal wallet

There is no requirement to create an exchange account or interact with trading interfaces. The goal is to reduce friction at the point of entry and make access more practical.

Global Availability

The integration is live across multiple high-growth and established markets, including:

• India 🇮🇳

• Indonesia 🇮🇩

• UAE 🇦🇪

• Nigeria 🇳🇬

• Kenya 🇰🇪

• Vietnam 🇻🇳

• Malaysia 🇲🇾

• Canada 🇨🇦

• Europe 🇪🇺

• And 50+ countries globally

This broad coverage ensures that users across regions can access $BSV using locally relevant payment methods.

Local Payment Support

Onramp.money continues to focus on localized payment infrastructure to improve accessibility and transaction success rates.

Supported payment methods include:

• UPI

• SPEI

• MoMo

• EFT

• Bank transfers & more

By aligning with familiar payment systems, the platform reduces friction and enables a more reliable fiat-to-crypto experience.

Wallet Compatibility

Users can directly receive $BSV into supported wallets, ensuring full control over their assets.

Compatible wallets include:

• Fiorin

• HandCash

• BSV Desktop

• Yours

• And other $BSV-supported wallets

All transactions follow a non-custodial model, where assets are transferred directly to user wallets without intermediary custody.

Enabling Practical Blockchain Usage

The integration of $BSV into Onramp.money connects scalable blockchain infrastructure with accessible fiat entry points.

This allows:

• Users to acquire $BSV without complex onboarding

• Developers to enable fiat-to-BSV flows within their platforms

• Ecosystems to improve user onboarding and participation

By reducing friction at the access layer, the integration supports broader adoption of $BSV-based applications.

Looking Ahead

The addition of the BSV blockchain and $BSV to Onramp.money  expands the range of assets accessible through a simplified fiat-to-crypto flow.

By combining localized payment support, a non-custodial model, and fast transaction processing, the integration provides a practical pathway for users to access $BSV without relying on traditional exchange infrastructure.

Get Started

$BSV is now available on Onramp.money.

Users can purchase $BSV directly using their preferred local payment methods and receive funds in their wallets without additional steps.

👉 https://onramp.money/buy-bsv

Today, we are excited to announce a partnership that tears down that wall. Onramp.money is officially integrating with Chainrails, the omnichain payment infrastructure, to provide a seamless, localized fiat-to-crypto checkout experience.

The Challenge: The "Empty Wallet" Problem

Even the most elegant Web3 applications face a common hurdle: the checkout drop-off. When a customer reaches a payment modal but realizes they don’t have the specific token on the right chain, the transaction ends. Asking a user to leave your site, go to a centralized exchange, buy crypto, and send it back to a wallet is a conversion killer.

The Solution: Embedded Localized Onramps

By integrating Onramp.money’s infrastructure directly into the Chainrails payment flow, we are enabling "Just-in-Time" liquidity.

When a merchant generates a crypto invoice via Chainrails—for example, $100 USDC on the BNB Chain—the user can now select "Pay with Fiat." Through our partnership, the user can use local payment rails like UPI in India, mobile money in Africa, or bank transfers in Europe to fulfill that crypto invoice in seconds.

Key Benefits of the Integration:

• Hyper-Local Payment Methods: We’ve brought the world’s most popular local payment methods to the Chainrails ecosystem. Whether it’s UPI, Pix, or regional bank transfers, users can pay in the currency they use every day.

• Automatic Network Routing: Blockchain gas fees can be volatile. The integration intelligently suggests the most cost-effective networks (like BEP20 or Polygon) to ensure users aren't paying $20 in fees for a $50 transaction.

• Zero-Friction UX: The entire process happens within the Chainrails modal. The user stays within the merchant’s ecosystem, and the merchant receives the exact crypto amount they requested.

• Global Compliance: Onramp.money handles the heavy lifting of regional compliance and KYC, allowing Chainrails merchants to expand into new markets instantly.

Real-World Impact: From $0 to On-Chain in 60 Seconds

Imagine a freelance developer in Europe requesting payment in USDC from a client in India. Previously, this would involve complex wire transfers or the client navigating a crypto exchange for the first time.

With this partnership, the client simply scans a UPI QR code or uses their banking app through the Chainrails modal. Onramp.money converts the INR to USDC and delivers it to the developer's wallet on their preferred chain. It’s as fast as a local transfer, with the transparency and security of the blockchain.

Looking Ahead

At Onramp.money, our mission is to make the transition to Web3 invisible. By partnering with innovative infrastructure providers like Chainrails, we are moving closer to a world where "paying with crypto" is just as simple as tapping a credit card.

By bridging domestic payment rails with on-chain liquidity, Onramp now operates as the primary access layer for high-velocity global capital.

Institutional Infrastructure & Growth

The year began with a significant surge in infrastructure adoption, solidifying Onramp Money's role as the preferred partner for high-scale platforms.

• Whitelabel Dominance: Over 15+ Whitelabel API integrations are now live and active, allowing partners to deploy localized fiat-to-crypto rails under their own brand.

• Institutional OTC: Successfully supported 7+ major businesses with instant, high-volume OTC transfers, providing deep liquidity for enterprise-grade requirements.

• Aggregator Reach: Re-integrated with Meld and Onramper, restoring industry-leading local rail access to the global developer ecosystem.

New Integrations

We’ve been busy embedding Onramp Money into the apps you use every day, ensuring that fiat-to-crypto is a feature, not a hurdle.

• SI8 (Stellar): Direct, instant $USDC buys are now live for this fast-growing AI social platform across 50+ countries.

• Yuse Wallet: Seamless fiat ↔ crypto conversions (INR & NGN) are now live across major chains including Solana, TON, and Ethereum.

• Gatorpay (Europe): Merchants can now accept EUR via SEPA Instant and receive settlements in stablecoins like $USDT and $USDC.

• HoyaPay: Focused on cross-border efficiency, users in India, the Philippines, and the UAE can now access $USDT on TRON.

• Trokera: Expansion into the LATAM and SE Asia markets (Mexico, Chile, Argentina, Philippines) for effortless $BTC and $USDT access.

• Lisarstake: We’ve enabled a direct Naira → $LPT (Livepeer on Arb) pipeline, allowing Nigerian users to stake for yield in seconds.

• Gemtrust: Our token sale widget is now live, enabling instant € → $GEM purchases via SEPA Instant directly inside the GemDiCom platform.

New Assets & Network Support

We are constantly widening the gate to include the most stable and efficient assets in the ecosystem.

• $MNEE Listing: The USD-backed stablecoin collateralized by U.S. Treasuries is now live for instant buy/sell.

• USDC on XDC: We now support $USDC on the XDC Network across 10+ countries, offering sub-2-second finality and near-zero fees.

Innovation, Education & Presence

ON-BLOCK 2026

In January, we headed to IIT Kharagpur for ON-BLOCK 2026. This Web3 & PayFi hackathon challenged the brightest minds to build the next generation of value infrastructure. With a ₹300,000 prize pool, teams competed across five cutting-edge tracks including : The Invisible Rail (UX-focused payments), Web3 Credit & BNPL, Agentic Commerce (AI Payments), Streaming Utility, RWA Liquidity

ICE Barcelona 2026

The event provided front-row access to the conversations shaping global compliance and digital infrastructure. By engaging with policymakers and builders on regulatory intelligence, Onramp ensures its rails remain secure, compliant, and the premier choice for institutional-grade projects as international frameworks mature.

The Access Layer: What’s Next

Onramp Money is evolving into the primary engine for Global Remittances, B2B payouts, and Merchant Settlements. Ongoing discussions with major Web2 and Web3 players center on Onramp as the critical access layer for compliant, instant liquidity.

Coming Up Next:

• Global Expansion: Scaling to 100+ countries, including Hong Kong, China, South Korea, Taiwan, Japan and Singapore.

• Global Card Payments: Launching specialised card infrastructure.

• Expanding token coverage while deepening Onramp API integrations across wallets, exchanges, and platforms.

• Instant Pay with Crypto: Enabling checkout on 90+ websites (including Domino’s) across multiple jurisdictions.

Want to integrate Onramp Money into your platform? Get Started with our Widget/API

🔎 1. What Is India Doing?

The Indian government has announced that it will begin sharing and receiving information on cross-border cryptocurrency transactions with other countries from April 1, 2027. This data exchange will be carried out under the Crypto-Asset Reporting Framework (CARF) — a global reporting standard developed by the Organisation for Economic Co-operation and Development (OECD).

In practical terms, this means that crypto platforms and intermediaries will report detailed transaction data to Indian tax authorities, and that information will then be automatically shared with other countries where crypto users reside. Likewise, India will receive similar data from abroad.

🌐 2. What Is CARF and Why Does It Matter?

CARF is a global data-sharing system that allows tax authorities in participating countries to automatically exchange information about crypto transactions across borders — similar to how bank accounts and financial investments are reported under existing international tax rules.

This global cooperation aims to:

• Reduce tax evasion by tracking offshore crypto activity

• Increase transparency in the rapidly growing crypto market

• Align crypto-asset reporting with global financial standards

More than 60 countries are expected to implement CARF by the end of 2027-28, reflecting a broad international effort to regulate digital assets.

📜 3. What Changes Did the Union Budget 2026 Introduce?

To support the global reporting standards and ensure compliance before India begins data exchange in 2027, the Union Budget 2026 introduced stricter rules and penalties for crypto reporting:

• 📍 From April 1, 2026, entities that fail to file required crypto transaction statements will face a penalty of ₹200 per day.

• 📍 If a platform furnishes incorrect details or fails to correct mistakes, a flat penalty of ₹50,000 may be imposed.

The aim is not only to enforce discipline in reporting but also to bring crypto transactions within the formal Income-Tax compliance framework in India.

💡 4. Why Are These Steps Important?

🪙 Combatting Offshore Trading and Tax Leakage

India’s tax authorities have repeatedly pointed out that a large share of Indian crypto trading happens on foreign platforms, making oversight and taxation difficult. The new reporting and data exchange system is intended to curb this trend and ensure proper tax compliance.

🛡 Global Alignment

As international crypto reporting standards evolve, India’s participation in CARF aligns it with global peer nations. This cooperation allows countries to:

• Detect cross-border tax evasion

• Share information automatically

• Build greater confidence in crypto regulatory frameworks

📊 Stronger Compliance Signals

By linking reporting penalties with the CARF timeline, India is signalling to crypto exchanges, marketplaces, and intermediaries that accurate and timely reporting is now a core regulatory requirement.

🧾 5. What This Means for Crypto Investors and Platforms

For investors and crypto platforms, the changes imply:

• Greater transparency: Overseas crypto activity may now be visible to Indian tax authorities if it involves Indian residents.

• Increased compliance requirements: Exchanges and intermediaries will need robust reporting systems by April 2026.

• Potential operational changes: Platforms operating in India may have to invest in data capture and reporting infrastructure to meet new norms.

🧠 Final Thoughts

India’s decision to join the global crypto transaction reporting system through CARF marks a major step toward structured and transparent regulation of digital assets. By tying domestic reporting rules to international data exchange timelines, India wants to ensure its tax system adequately covers the fast-expanding crypto economy while aligning with global tax-transparency efforts.