The Senior Finance Officer indicated that the change in the programme of travel would allow Yelren to continue to participate in the discussion of the debt ceiling and to participate in the G7 meeting held in New York, Japan, from 11 to 13 May. In early May, Yeren indicated that the United States might be the first to default on debt on 1 June.

According to media sources, in order to avoid default on the sovereign debt of the United States as a result of the collapse of the debt ceiling negotiations with the Republican Party, the White House considered extending the federal Government’s debt ceiling in the short term until the autumn of this year, this would be a “last instrument”.

Differences between the Government of Baden and Republicans in control of the United States House of Representatives persist, as they refuse to vote in favour of raising the federal debt ceiling. On Sunday, five attempts to appeal to the more moderate Republicans to push for higher debt ceilings and to remain at a distance from other Republicans advocating “severe” budget cuts.

The White House published this week a very dark picture of the United States public debt default, which never happened before, predicting that the stock market will fall by 45 per cent, a historic economic recession and an upsurge in unemployment.

Some economists have also warned that if US$ 3.54 trillion was initially unable to pay interest, a wide range of global consequences would arise, including a downward adjustment in United States credit ratings and a depreciation of the dollar, which could lead to a collapse of equity and recession.

What is the debt cap?

The debt ceiling, also known as the debt limit, is a federal law that limits the amount that the United States can borrow to meet its legal obligation of expenditure.

Every year since 2001, the United States Government has spent more than its income from taxes. The Government borrows money to bridge the funding gap so that it can continue to pay for a range of federal projects and institutions, including the United States army, social security (Social Security) and federal health insurance (Medicare). The Government has raised this money through the sale of interest-bearing securities such as State debt.

Contrary to some public perceptions, raising the debt ceiling does not mean that the United States can spend more. The National Assembly has the ultimate authority in the budgetary process and parliamentarians vote annually on the bill of expenditure. However, since 1917, the amount of debt that the United States Government could incur has also been legally limited. The increase in the debt ceiling is only authorized by the Ministry of Finance to cover expenditures already approved by the National Assembly.

Family benefits, 60 days of experience with services, a one-to-one service!

Electricity information, precision reading, new waves

Among the leading figures of the new eastern home, in the face of the coltan, Acsen opened a new balloon account after his return to the middle, through a balloon opportunity.

Even though the competition has been over the past two days, Ecsen is today a press by an individual news agency expressing his sense of being kicked in the New East House, in the Soccer balloon, and after completing the balloon.

“The strenuous experience of life, although these are great adversaries, they make our victory more honourable!”

Although this year has reached 33 years old, returns have been overtaken by a number of questions and, after being selected by the national team, have not yet reached the criteria for the principal Jankovic.

However, Ecson, a business in business, is trying to train and exhibits a good competitive position in competition.

According to the owner of the city, Xu’s sources revealed after the race that it had reduced by 4-5 kilograms since the Acsenga alliance.

This indicates that, after his return to China, Ecsen has spent more than a month and has lost about a dozen “manufactures”, which is also the main reason for his return.

There is no doubt that Ekesen, a status online, remains the two-thirds majority of Chinese men and women. It is hoped that Exxon will be overtaken by the Quartet this year, or will be able to kill the quartet.

On March 22, citizens lined up at a nucleic acid detection point in Shibei District of Qingdao for nucleic acid sampling. Photographed by Xinhua News Agency reporter Li Ziheng

From full staff nucleic acid detection to regional nucleic acid detection, it is scientific and accurate

At the press conference of the joint prevention and control mechanism of the State Council held on March 22, Jiao Yahui, director of the medical administration and hospital administration, introduced that on the basis of summarizing the experience of the implementation of the national nucleic acid testing organization for more than two years, he constantly revised and improved the organization and implementation work plan. The third edition of the organization implementation guide published this time revised the previous name from “organization implementation guide for full staff nucleic acid detection” to “regional nucleic acid detection”.

On March 22, citizens lined up to register at a nucleic acid testing point in Changsha. Photographed by Xinhua News Agency reporter Chen Zhenhai

Why make such adjustments?

Jiao Yahui said that before, the “whole staff” was easy to misunderstand that it was to carry out large-scale testing in the whole city, which was easy to be understood as flood irrigation. This revision is changed to “area”, which puts more emphasis on scientific and accurate delimitation of the scope of nucleic acid detection.

At the same time, Jiao Yahui also made it clear that in view of the current characteristics of faster transmission and stronger concealment of Omicron virus strain, in order to improve the ability of early detection, the organization and Implementation Guide for nucleic acid detection was revised this time, requiring the infected person to be found as early as possible in a shorter time and the source of infection to be controlled.

In this regard, Meng Yutong released a new video on his social platform today, which is suspected to respond to the rumors of dismissal, and wrote: “it’s a misunderstanding that we haven’t updated for a long time. We’re working honestly ~ I wish you a happy May Day!!”.

In addition, Sanyan finance found that Meng Yutong kept updating his @ pearl Yutong selected account. The content is mostly the clips of live broadcast with goods.

On April 28, the medical team of Sichuan aid Jilin Province arrived in Chengdu at 15:35. 303 members returned by plane from the provincial people’s Hospital and 12 municipal hospitals in Chengdu, Deyang, Mianyang, Nanchong, Dazhou, Meishan and Ziyang.

28 days ago, facing the rapid spread of the epidemic in Jilin Province, Sichuan quickly established a medical team to assist Jilin Province, arrived in Changchun City, Jilin Province on April 1, and took over the square cabin Hospital of Changchun workers’ Stadium (1411 beds) on April 3. As of 18:00 on April 26, the medical team had treated a total of 1293 people infected with COVID-19, and none of them had turned from mild to severe. On April 27, Changchun issued a notice to gradually and orderly restore the normal production and living order of the whole city from 0:00 on April 28.

From the 27th to the 28th, Sichuan online reporter connected several team members of the provincial people’s hospital to listen to their stories in the shelter.

Pharmacy group:

It’s “shelter pharmacist” and “resident pharmacist”

Su Yu, head of the rear Care Department of the Sichuan aid Jilin medical team and pharmacist of the pharmacy department of the Sichuan Provincial People’s Hospital, recalled that when he first took over the shelter Hospital of Changchun workers’ Stadium, 13 pharmacists from different hospitals, cities and states met to form the “shelter pharmacy department”. “After arriving, quickly enter the working mode, sort out the process, count the drugs, find the relevant person in charge, divide the warehouse, carry the drugs and establish the electronic account of drugs.” Su Yu said that just three days after coming to Changchun, 13 people built a systematic drug and equipment warehouse to distribute drugs and medical materials.

“Patients have various medication needs. After individual patients have special medication needs, we will conduct pharmacists’ consultation ‘, analyze the patient’s condition, find drugs that can produce the same effect at hand in combination with the required drugs, and cooperate with doctors to formulate individualized customized plans to solve the medication problems of patients in the shelter.” Su Yu said.

In the shelter Hospital of Changchun workers’ gymnasium, Sichuan medical staff do everything possible to ensure the demand for drugs (picture provided by provincial hospital)

“Shelter pharmacy department” is not only a “shelter pharmacist”, but also a “resident pharmacist”. “Pharmacist, I have pain all over. Help me think.” “Pharmacist, the staff of the resident hotel are not feeling well. Please come and consult and judge.” Su Yu said that during their stay in the shelter Hospital of Changchun workers’ Stadium in Jilin Province, they will also solve the drug problem for the team members and the staff of the resident hotel.

With the efforts of all pharmacists, there are 108 kinds of drugs in the shelter hospital, and more than 700 boxes are delivered into the shelter every day, ensuring the drug demand of the shelter hospital.

Nursing group:

Formulate the ventilation scheme for opening windows in the shelter hospital and be the “life housekeeper” of patients

Recalling the experience of assistance, jiangwenchun, head of the nursing team of the Sichuan aid Jilin medical team and deputy director of the nursing department of the Sichuan Provincial People’s Hospital, said that the shelter nursing work was very different from that of the general hospital or the designated hospital of COVID-19. “First of all, in terms of the overall arrangement of nursing manpower, among the more than 300 members of the medical team assisted by Sichuan Province to Jilin Province, there are 197 nursing teams, involving more than 10 hospitals. Making good use of this group of people is the first thing to consider.” Jiang Wenchun said that the nursing team established a three-level nursing management system of Changchun work and sports shelter hospital (three-level management of nursing department - area - ward), and formulated the overall framework of human resources and dynamic adjustment plan in case of emergency.

The medical team of Sichuan aid Jilin Province divided the shelter into five cabins: A, B, C, D and E. combined with the number of nursing staff, professional characteristics, the number of beds in each cabin and the characteristics of patients, the medical team formulated a zoning management responsibility system - five hospitals in Mianyang, Deyang and Ziyang are jointly responsible for area a and B, three hospitals in Meishan and Dazhou are jointly responsible for area C, four hospitals in Nanchong and Jianyang are jointly responsible for area D, and three hospitals in Chengdu are jointly responsible for area E, The nursing staff shall be allocated to each cabin area as a whole. “Some systems and processes of the hospital may not be applicable to the shelter.” Jiang Wenchun said that according to the actual work, the nursing team took the lead in formulating and improving the post responsibilities of nursing staff at all levels of the shelter hospital, the main work contents of each shift, the pre inspection and triage process, the nursing plan for large quantities of patients, the screening system for high-risk patients, and formulating the patient observation record sheet, the screening record sheet for high-risk patients, the material demand statistics sheet, the material handover record sheet, etc.

“Sister, can you close the window when it’s so cold?” “It’s easy for you to disinfect each other when you’re cold, brother. I’d better turn off the mask when you eat. I don’t have to disinfect each other.” In order to form a good air circulation in the shelter and prevent patients from catching cold, the nursing group formulates the window opening and ventilation scheme of the shelter hospital according to the architectural structure and orientation of the work sports shelter hospital, opens the windows of each cabin area regularly every day, and configures an air disinfector in the cabin area according to the standard of every 60 ㎡.

The medical staff of the nursing group also act as the “life housekeeper” of the patients, counting the needs of the patients every day from three meal tubes to water cups and basins, from sheets and quilt tubes to paper towels and toothpaste. At the same time, a patient Volunteer Working Group is also established to assist the medical staff in distributing materials, distributing meals, clearing garbage, helping the information registration of the elderly and children patients, and establish a volunteer wechat group to send notices and answer questions in time, It also established a TCM nursing working group of Changchun work and sports shelter hospital to try to alleviate the symptoms of mild patients and improve their negative emotions with traditional Chinese medicine therapies such as Baduanjin and acupoint massage.

They mentioned that the first time they saw Google pixel watch seemed to be in a strange situation: it is said that someone found its prototype near a restaurant and anonymously sent its photos to the foreign website Android central. The pictures of the device are said to match previous renderings, such as a circular dial, a rotating crown and a nearly borderless design.

To tell the truth, the round shape may not be what domestic users are used to (of course, it probably won’t be sold in China).

As shown in the figure, a physical crown is located between the two buttons on the side of the watch. Similar to the Samsung Galaxy watch 4, these two buttons can be used to turn the watch on or off, return to the home screen, or call up recently used applications. The hole next to the crown may be a microphone or an altimeter sensor for tracking stairs. As Android central pointed out, the four pins on the side of the watch may be used for testing purposes and will not appear on the official version.

The back of the watch is a black part with an oval health tracking sensor in the middle. Android central sources also said that there is a smooth feeling behind the watch, “it looks like metal, but it feels like coated glass”, similar to the ceramic backing on Apple watch. (Sina digital note, it should be ceramic + metal electrode)

Android central cannot start the watch viewing user interface. When they tried to open it, a white Google logo appeared, and then there was nothing.

Fitbit watch strap

There is no charger left in the watch. It is wirelessly charged. Similar to the apple watch, it also has a strap. The grooves on both sides should be able to buckle into the strap, and the strap itself is similar to the strap in the Fitbit smart watch series.

More interesting than the watch itself is the story behind it. 12 years ago, someone picked up the iPhone 4 evaluation machine in a bar, which became the most famous leak in Apple’s history: foreign media Gizmodo bought the machine from the person who picked up the phone. After that, the iPhone 4 has not been released, and the testing machine has been disassembled. Now “picking up a mobile phone” has become a leak stem.

But this time the watch… Google doesn’t even seem to be looking for the device (unlike Apple’s call to get the iPhone tester back). I don’t know whether it’s a big heart or a carefully planned publicity method. Someone took a taxi with LYFT and found the pixel 3 XL in the back seat

The name of this watch will be pixel watch, which should be officially released at Google I / O conference next month.

Over the past year, the insurance industry has faced challenges, including pressure on premiums, decline in the value of new businesses and sharp decline in the scale of agents. As an important core of asset liability two wheel drive, investment performance has become an important project for insurance enterprises. According to the data, in 2021, the five A-share listed insurance companies realized a total net profit attributable to the parent company of 215.958 billion yuan, of which the investment income became the main support to drive the net profit.

On the other hand, since the epidemic, “uncertainty” has become one of the hot words in the capital market. How to find certainty in uncertainty is one of the important functions of insurance.

According to the data of China Banking and Insurance Regulatory Commission, the proportion of insurance funds investing in bonds, stocks and equities remained at nearly 60%. By the end of 2021, the balance of insurance funds was 23.2 trillion yuan, including 9.1 trillion yuan in bonds, 2.5 trillion yuan in stocks and 0.7 trillion yuan in equity funds.

In the process of going through the cycle, the future investment of 23 trillion yuan of insurance capital is of great significance as a wind vane.

Investment income drives net profit to maintain positive growth

In 2021, the five major A-share listed insurance companies realized a total net profit attributable to the parent company of 215.958 billion yuan, of which Ping An (601318. SH), China Life Insurance (601628. SH), China Pacific Insurance (601601601. SH), PICC (601319. SH) and Xinhua Insurance (601336. SH) realized a net profit attributable to the parent company of 101.618 billion yuan, 50.921 billion yuan, 26.834 billion yuan, 21.638 billion yuan and 14.947 billion yuan respectively.

In 2021, the net profits of the other four listed insurance companies maintained positive growth, except that Ping An of China, affected by the impairment provision and other adjustments of Huaxia happiness related investment assets, and the net profits attributable to the shareholders of the parent company decreased year-on-year.

Over the past year, the liability side of the insurance industry has been under pressure. The reason why it can achieve positive growth in net profit is due to the investment income, which has become an important source of net profit of insurance enterprises.

The reporter of China business daily learned that the return on investment of the five listed insurance companies remained at about 5%. Compared with 2020, the growth rate of return on investment in 2021 showed a situation of 1 rise, 1 level and 3 slight decline. Among them, Xinhua Insurance realized a total investment return of 57.621 billion yuan, a year-on-year increase of 23.5%. The total return on investment was 5.9%, leading the other four insurance companies. In 2021, the total investment return rate of PICC was 5.8%, basically the same as that in 2020.

The total investment returns of China Pacific Insurance, China Life Insurance and China Ping An were 5.9%, 4.98% and 4% respectively, with a year-on-year decline of 0.2%, 0.32% and 2.2%.

Among them, the decline of China Ping An investment return is due to the comprehensive impact of capital market fluctuations, downward market interest rates and increased impairment provision.

“Dumbbell” strategy

Faced with the use of more than 20 trillion yuan of insurance fund balance, insurance enterprises invariably choose the “dumbbell” investment strategy.

Dumbbell strategy is to give up waist (average performance) assets, allocate assets at both ends (extreme performance), and select two types of investment products with large differences in styles. One end is the asset category with low volatility, low risk and stable return (Monetary Fund, convertible bond, national debt, etc.), and the other end is the asset category with high volatility, high risk and higher return than expected.

Specifically, in 2021, the amount of debt investment of Xinhua insurance was 577.214 billion yuan. In terms of debt based financial asset investment, Xinhua Insurance continued to allocate interest rate bonds such as long-term local bonds and national bonds, while flexibly grasping the trading opportunities of bonds and carrying out band operation; In terms of equity financial asset investment, it actively grasped structural opportunities and laid out high-quality tracks. In addition, in terms of Hong Kong stocks, Xinhua Insurance adopted a high dividend strategy, continued to tap the market value depression of Hong Kong stocks, and chose the opportunity to increase the allocation.

Referring to the asset allocation strategy in 2022, Deng bin, chief investment officer of Ping An, China, introduced the “double dumbbell” investment asset allocation strategy he adopted. He believes that one end of the dumbbell is to allocate long-term interest rate bonds, making the matching of cash flow very stable. The other end is risk assets, including real estate and equity assets. Among the risk assets, there is a small dumbbell configuration. One end is a stable value investment with high dividends, and the other end is a growth oriented investment.

“Since 2022, in the process of market retreat, the benefits of this configuration to us are very obvious.” Deng Bin said.

Fu fan, President of CPIC, holds the same view and implements the “dumbbell” asset allocation strategy. On the one hand, strengthen the allocation of long-term interest rate bonds to extend the duration of fixed income assets and strengthen the control of reinvestment risk; On the other hand, appropriately increase the allocation of equity assets including unlisted equity to improve the long-term return on investment.

“With regard to the better investment returns last year, Taibao assets in terms of stock investment, while being vigilant about the overseas economy, but optimistic about the overall judgment of China’s economy in the medium term, has been proactive in investment strategy, and the layout of sectors and styles is relatively balanced. Through in-depth research on the fundamentals of listed companies from bottom to top and strict stock selection, the downside risks are controlled. The investment research team combs the industry research according to the changes in macro economy and the industry changes caused by the epidemic.” Research system, strengthen fundamental research, focus on industries in line with the company’s investment philosophy and future investment direction, and emphasize the centralized and in-depth research of key varieties. At the same time, in the strategic direction, ESG and resources were arranged in advance, and high-quality listed companies in line with national policy guidance, such as “specialized, special and new” were deeply studied. The entrusted equity asset accounts of Taibao assets have achieved excess returns. “ Fu Fan said.

In 2021, in the face of the adverse impact of the low interest rate environment and the downward shock of the equity market, as for the investment strategy, PICC executives said that the strategy of PICC in bond investment is to seize the opportunity of long-term debt allocation, prolong the duration and constantly narrow the duration gap of assets and liabilities; Equity investment selects tracks, seizes structural investment opportunities, strengthens performance benchmarking and strategy benchmarking, and actively develops new income growth poles to make the sources of investment income more diversified.

Overweight equity assets

Recently, the CBRC said it would give full play to the advantages of long-term investment of insurance funds and guide insurance institutions to allocate more funds to equity assets.

Insurance companies also gave a positive response on

About a year ago, we heard the first rumor about the pixel watch smart watch. At that time, many people expected that this wearable device would come with the pixel 6 / 6 Pro smartphone in the second half of 2021. Unfortunately, Google didn’t bring the pixel watch at the autumn new product launch last October, but the rumors didn’t disappear. The latest leaked information suggests that the company may lift the ban on the official release of pixel watch than ever before.

Jon Prosser was one of the well-known whistleblowers who talked about pixel watch smart watches last year. A few weeks ago, he posted an update on Twitter and expected the smart watch to appear at the I / O 2022 conference in mid May.

The company said that during the launch of the pixel wearable device in October, it will not be long before the company’s pixel wearable device will be changed.

Given the numerous rumors, we are still a little confused about the latest pixel watch leak. Evan Blass, a well-known informant, just shared a screenshot related to the wear OS wearable operating system and suggested that we don’t need to wait too long.

The screenshot shows a website’s introduction to Google pixel “Rohan” wearable device and reveals that it will be equipped with wear OS 3.1 software. However, the code “Rohan” is obviously not like the actual commercial name of a product.

For a long time in the past, Google internally used “Rohan” to refer to pixel watch. Unfortunately, the left area of the web page that should have displayed the product image is still vacant.

In view of this, Google is likely to mention the pixel watch at next month’s I / O 2022 conference to introduce the functional features of the new wear OS - although this does not mean that the company will start selling this wearable device soon.

Finally, in another disclosure in early March, the figure of pixel watch was found in the inventory system of a suspected mobile operator.

As for the truth, please wait patiently for the I / O 2022 conference to be held on May 11.

“Red archives” is the first environmental drama in Yunnan. This version is specially customized by Wuhua District according to the theme of this exhibition, “Cuihu cultural and Creative Park”. At the exhibition site, “audience” under the leadership of actors, enter the plot by role-playing, through interaction, performance Games and other links present the story of the underground transportation station at No. 11, xiaoduizi lane, Yuantong street, Kunming to the audience. The secret tasks of Wuhua mountain, Yuantong mountain and Zupan mountain, the sound and visual effects deduced by the ring screen and ground screen according to the situation, fully integrate the story, interaction and the exhibition environment with the combination of virtual and real, and build a drama experience scene with strong atmosphere and strong interaction on the scene, so that the participants can feel the glory and dream in the eventful years Mission and responsibility!

It is understood that the play takes Kunming in September 1949 as the historical background and is artistically processed according to the true stories of underground workers at that time. After 210 days of creation, 23 audience tests, 40 draft modifications, 10 performances and 4 performance versions, the play has formed a relatively mature public performance mode. In addition to the versions performed at the ICIF, there are three versions of the play: 180 minute complete plot version of gilded time, 120 minute task game version of hair trigger, and 30 minute webcast experience version of secret task. As long as the roles drawn by the audience are different, the props encountered, the plot tasks received, and the actors performing the opposite play are different, Then the story experience triggered will be different, and the sense of experience will be completely different. It is reported that the play will be staged in Cuihu hotel in November.

Recently, Huaxia Bank Foshan branch sued Foshan Fojia Real Estate Development Co., Ltd., jiazhaoye group (Shenzhen) Co., Ltd. and jiazhaoye Dawan Industrial Development Co., Ltd. under jiazhaoye group for financial loan contract disputes. The case was officially tried on March 1.

The trial let the outside world know that the Foshan branch of Huaxia Bank, which was controversial at the beginning of the year for “misappropriating the pre-sale funds of commercial houses of Foshan jiazhaoye Yuefeng project without authorization”, is actually the creditor of jiazhaoye.

According to the loan contract, Huaxia Bank Foshan branch lent Foshan Fojia Real Estate Development Co., Ltd. (hereinafter referred to as “jiazhaoye Foshan company”) 850 million yuan of real estate development loan. Meanwhile, Huaxia Bank Foshan branch is also the pre-sale fund supervision Bank of jiazhaoye Yuefeng project.

The use of development loans for real estate enterprises is strictly limited and can only be used for project construction, which is also an important feature of development loans.

According to the regulatory requirements of the CBRC, commercial banks should establish a complete monitoring mechanism and risk prevention mechanism for the issuance and use of development loans. After the self owned funds of real estate enterprises are implemented, loans can be issued by stages according to the progress and progress of the project, and the use of funds can be monitored to prevent the loan from being misappropriated.

According to the trial video of the interface news, the main reason why Foshan branch of Huaxia Bank sued jiazhaoye was that it believed that jiazhaoye misappropriated real estate development loan funds and did not deposit part of the sales house funds into the regulatory account, requiring jiazhaoye to repay the loan principal and interest in advance.

Huaxia Bank said that according to the project planning of jiazhaoye Foshan company, the development loan issued by the bank was enough to pay for the project. It was precisely because jiazhaoye Foshan company did not deposit the sales house money into the regulatory account in the project and misappropriated the development loan that led to the shortage of funds for the project, which was taken over by the government.

At the court hearing, Huaxia Bank Foshan branch said that it had fully issued 850 million yuan of real estate development loan to jiazhaoye Foshan company. According to the contract, the loan should be earmarked for all project funds and related funds of jiazhaoye Yuefeng project.

“According to the project meetings held by the plaintiff, the defendant and the general contractor of the project, China Construction Fourth Engineering Bureau, in Chancheng District, Foshan City and Foshan housing and Urban Rural Development Bureau for many times, the defendant and China Construction Fourth Engineering Bureau clearly recognized that the total budget of the project required was 440 million yuan, the defendant had paid 190 million yuan, and the unpaid amount was 60 million yuan, and the loan issued by the plaintiff was enough to cover the project funds, so the defendant of the project had capital The plaintiff can recover the loan in advance according to the contract. “ Huaxia Bank Foshan branch said.

In addition to being accused of misappropriating development loans, Foshan branch of Huaxia Bank also said that according to the contract, jiazhaoye Foshan company needs to enter the deposit, down payment, one-time payment, installment and all project income of pre-sale commercial houses into the monitoring account opened in Huaxia Bank agreed by both parties. Jiazhaoye Foshan company is in the period of outstanding principal and interest of development loans, It shall be ensured that all sales revenue of the project shall be transferred to the monitoring account in time and in full, and the closed operation shall not be used for other purposes. In case of breach of contract, the plaintiff has the right to recover the development loan in advance.

As we all know, the purpose of pre-sale fund supervision is very clear, which is to ensure the financial safety of property buyers and prevent the uncompleted development of commercial housing. According to government regulations, the pre-sale funds of commercial houses deposited in the supervision account must give priority to the completion of the project, and the specific supervision regulations such as supervision amount, supervision method and fund allocation shall be decided by the local government.

The measures for the supervision of pre-sale funds in Foshan stipulates that real estate enterprises should sign a tripartite agreement on pre-sale funds of commercial housing with regulatory banks and district transaction management institutions. The regulatory bank shall do a good job in the supervision and management of pre-sale funds in accordance with the provisions of laws and regulations and the provisions of these measures and the agreement.

Huaxia Bank Foshan branch disclosed that at the coordination meeting of all parties held by Foshan Municipal Bureau of housing and urban rural development, the representative of the defendant company clearly admitted that nearly 200 million sales receipts did not enter the special monitoring account. If necessary, you can ask the court to investigate with Foshan Municipal Bureau of housing and urban rural development.

Jiazhaoye Foshan company denied the accusation that Huaxia Bank Foshan branch said it did not deposit the sales return into the monitoring account, and said: “the use of pre-sale funds was used after the approval of the plaintiff Huaxia Bank’s internal risk control. The defendant does not misappropriate the funds without the consent of Huaxia Bank.”

In other words, jiazhaoye Foshan company not only denied that some sales receipts were not deposited into the regulatory account, but also said that the use of pre-sale funds was approved by Huaxia Bank, which is completely different from misappropriation.

In addition to being required to repay the development loan in advance, jiazhaoye Foshan company will find it very difficult to withdraw the pre-sale regulatory funds for project construction.

Generally speaking, in order to ensure the repayment safety of bank development loans, banks will control the fund balance of regulators. According to the “closed management agreement on real estate development loans” signed by Huaxia Bank Foshan branch and jiazhaoye Foshan company, when the sales rate reaches 70%, a deposit of no less than the sum of principal and interest shall be maintained in the designated account, that is, a deposit of no less than 630 million principal plus interest in the account.

The two sides had some differences on the calculation method of sales rate in the court trial. Jiazhaoye Foshan company believes that the sales rate should be calculated according to the proportion of sales revenue in the estimated total sales revenue agreed in the contract, and the data source of sales revenue should be the pre-sale fund supervision account, and the estimated total sales revenue is based on the calculation results recognized by the plaintiff.

According to the contract of Huaxia branch, this is the most authoritative data of Huaxia branch.

Zheng Xuhua, a lawyer of Beijing Jincheng Tongda (Shenzhen) law firm, told the interface news that under normal circumstances, the sales rate calculated according to the actual sales capital income data should be consistent with the sales data of the Construction Bureau, unless the defendant does not deposit part of the sales income into the regulatory account.

“In addition, the 70% sales rate calculated according to the sales funds is based on the premise that the defendant strictly deposits the sales funds into the regulatory account. If the defendant only does online signing but does not receive payment from the corresponding regulatory account, if the defendant is

At present, the domestic and provincial epidemic prevention and control situation is very grim. The risk of epidemic transmission caused by the movement and aggregation of people is constantly emerging. According to the needs of Liaoyuan’s epidemic prevention and control work, the leading group of New Coronavirus pneumonia epidemic prevention and control work in Liaoyuan city has decided that the Circular of Liaoyuan’s prevention and control work is hereby announced as follows:

1、 It is suggested that the general public should pay close attention to the epidemic situation and do not go out of the city unless necessary. If you really need to go out of the city, please bring the negative certificate of nucleic acid test within 48 hours. Personnel returning (coming) to Liaoning from outside the province shall take the initiative to report to the community (Village) and units, and shall hold the negative certificate of nucleic acid test within 48 hours. At the same time, they shall be tested immediately after returning (coming) to Liaoning.

2、 Individual clinics and private medical institutions are not allowed to receive patients with fever, dry cough, fatigue, sore throat, hypoesthesia of smell (taste), diarrhea and other symptoms. All kinds of pharmacies stop selling “one refund and two antibodies” drugs. If abnormal conditions are found, they should be reported immediately, isolated for diagnosis and treatment at the first time, so as to reduce the risk of epidemic spread to the greatest extent.

3、 Suspend offline large-scale conferences, activities, forums, training, performances, exhibitions and promotions; Suspend large-scale indoor gathering activities such as temple fairs, folk customs and literary performances.

4、 Welfare institutions, elderly care service institutions and mental health institutions shall be fully closed. The elderly care institutions will suspend the reception of newly admitted elderly people and stop visiting activities. The public security and judicial administration prison is under full closed management, and the visits of family members in direct contact are suspended.

5、 In public places (railway stations, passenger stations, hotels, restaurants, shopping malls, supermarkets, agricultural markets, pharmacies, scenic spots, exhibition halls, etc.), organs, enterprises and institutions should strengthen control to prevent personnel from gathering, comprehensively carry out prevention and control measures such as measuring body temperature at the entrance, checking health code (travel code), checking the wearing of masks, and do a good job in environmental disinfection regularly.

6、 Drivers and passengers of buses, taxis (including online car Hailing), shuttle buses and tourist charter buses must wear masks throughout the process and disinfect the vehicles regularly.

7、 Various social organizations suspended gathering activities, advocated delaying red affairs and simplifying white affairs, and did not get together, gather or have dinner, so as to develop good health habits and lifestyle.

8、 Remind the general public that in case of fever, dry cough, fatigue, sore throat, decreased sense of smell (taste), diarrhea and other symptoms, please do not take medicine by yourself. You need to wear a mask and go to the fever clinic of the nearest medical institution for investigation and treatment as soon as possible. Avoid taking public transport during the treatment process, and take the initiative to inform you of your residence history and contact history.

9、 It is strictly prohibited to maliciously spread rumors, falsely report and conceal the epidemic situation, and release false information.

Liaoyuan New Coronavirus pneumonia epidemic prevention and control work leading group office

March 6, 2022

Every morning

Small trucks deliver a large number of blood tofu products to merchants

Through investigating relevant clues, the law enforcement officers of Tianjin market comprehensive law enforcement corps found that the packaging method of bulk blood tofu operated by a merchant obviously did not meet the requirements of food production license in a farmers’ wholesale market in Tianjin. Then the law enforcement officers further investigated the merchant and found that a small truck transported a large number of blood tofu products to the merchant at about 1 a.m. every day. Through a series of visits and investigations, we locked a residential house in dakoutun Town, Baodi District, and preliminarily mastered the important information such as the source of raw materials, production law and delivery method of the “black dens”.

Subsequently, the municipal market comprehensive law enforcement corps, together with the public security organ and the local market supervision department, deployed the “network collection operation” to carry out surprise inspection on the target site and destroy the “black dens” in one fell swoop.

More than 2400 kilograms of “blood tofu” were seized at the scene

The amount involved in the case in two years is more than 730000 yuan

On the day of inspection, Lei was illegally producing blood tofu products. Law enforcement officers seized more than 2400 kilograms of illegally produced blood tofu products at the scene, and seized more than 1900 kilograms of food raw materials used for illegal production, as well as more than 300 processing tools such as cooling cans, tank cars, water tanks and circulation boxes.

The on-site law enforcement personnel inquired and investigated Lei and the personnel assisting him in illegal business, and locked Lei’s wechat transfer records and other electronic data by means of electronic evidence collection. In the face of hard evidence, Lei confessed to the fact that he had been illegally engaged in the production and operation of blood tofu for a long time.

The investigation was conducted on the downstream tofu products according to the facts of the two merchants.

After investigation, without the food production license and business license, Lei has obtained cow blood from a slaughtering enterprise in Beichen District of our city and used it to make processed blood tofu in the past two years, involving an amount of more than 730000 yuan. In order to further eliminate potential food safety hazards, the municipal market comprehensive law enforcement corps and Tianjin agricultural comprehensive administrative law enforcement corps inspected the slaughtering enterprises that provided blood to Lei, and required relevant enterprises to improve the flow management system of blood products and prevent the recurrence of similar situations.

The laptop weighs about 2.3 pounds (about 1.044 kilograms), which is quite high in the current notebook computer market. However, although the x40l-k is very light, officials say it has met the mil-std-810h standard and passed tests such as drop test and pressure test.

In terms of configuration, DYNABOOK said that it would pass the certification of Evo program, be equipped with 12th generation P-Series i5 and i7 processors and up to 32GB of lpddr5 memory, and adopt Intel irisxe integrated display.

In terms of sound quality, the port é g é x40l-k speaker supports Dolby atmos audio, 360 degree dual array microphone and artificial intelligence noise reduction. In terms of display, it can support up to four external displays with a screen ratio of 16:10, support blue light reduction, and can ensure that the face is clearly visible under a wide range of lighting conditions with the help of artificial intelligence technology.

On the interface, the port é g é x40l-k includes a thunderbolt 4 port, an HDMI and two usb-a ports.

In addition, DYNABOOK has also updated some of its 13 inch notebooks, including port é g é x30l-k and port é g é x30w-k. the prices of these models are around 10000 yuan.

The notebook of DYNABOOK basically takes lightness as its biggest advantage. In 2019, DYNABOOK returned to the domestic market and brought many characteristic products to users. The port é g é x30w-j launched last year controlled the weight of the fuselage at about 951g. The new products released this time will also bring more high-quality choices to domestic business users.

Wen / blackcurrant

In the middle of February 2022, Ding Dong finally handed over a seemingly good answer sheet to buy vegetables.

From the financial report alone, Q4 in 2021 can be called the “sweet period” since the establishment of dingdong shopping. In the fourth quarter, the revenue and Gmv increased year-on-year, the loss rate narrowed, and even began to realize comprehensive profitability in the base camp of Shanghai.

Of course, an unavoidable topic is that Ding Dong is still losing money in buying vegetables. This relatively “excellent” financial report can only show that Ding Dong is slowly repairing the huge hole left in the early stage in the period of strategic transformation.

As the leading brand in the fresh e-commerce industry, it is inevitable that it will experience a money burning period of “investment for growth” in the early stage in order to gain market share. From the financial report of 2021q4, the strategic contraction has indeed played a role in preventing the further expansion of losses.

Another problem has also been exposed: the continued tight cash flow.

By the end of December 2021, the company’s cash, cash equivalents and short-term investments were 5.23 billion yuan, of which the cash part was only 660 million yuan, with a total decrease of about 1.6 billion yuan month on month. For a quarter to burn more than 1 billion Ding Dong to buy vegetables, the situation is not optimistic.

Mixed earnings

In the 2021q4 financial report, Ding Dong finally stopped the declining trend of expanding losses.

In the fourth quarter, the net loss was 1.096 billion yuan, a year-on-year decrease of 12% compared with 1.246 billion yuan in Q4 in 2020. Compared with the 2.011 billion yuan in Q3 in 2021, it decreased by 45% month on month.

In addition, other relevant core data also have surprises. In Q4 of 2021, Ding Dong’s vegetable sales revenue was 5.484 billion yuan, a year-on-year increase of 72%, and the gross profit margin increased by 9.5% month on month to 27.7%. Gmv reached 6.004 billion yuan, a year-on-year increase of 12.6%, of which the prefabricated vegetable business performed strongly, accounting for nearly 17% of the business.

It is worth mentioning that dingdong shopping announced in its financial report that its headquarters in Shanghai had achieved overall profitability in December 2021, and the Yangtze River Delta also achieved the correction of UE (unit economic model) in the fourth quarter.

Data source: Ding Dong’s financial report on buying vegetables unit: 100 million yuan odd and even school drawing

Liang Changlin, founder and CEO of dingdong shopping, said: “the fourth quarter was the best quarter since the establishment of dingdong shopping, and its revenue achieved rapid growth”.

Of course, in this financial report with many highlights, there are also hidden worries about the future development of dingdong shopping.

The most intuitive point is that although the loss is narrowing, a cruel fact is that Ding Dong, who lost 1 billion yuan in a quarter, is still very challenging to turn loss into profit in the short term, and faces the risk of slowing growth.

The revenue of RMB 5.484 billion in the fourth quarter seems to continue to maintain a high level, but at the same time, it is also the first time that dingdong has recorded a negative quarter on quarter growth in revenue since Q1 2019, with a month on month decline of 11%. Reducing revenue in exchange for narrowing losses is obviously not a long-term method.

On the other hand, looking at the annual loss data of dingdong shopping in 2021, it is also shocking.

According to the data, in 2021, dingdong’s total loss of buying vegetables reached 6.429 billion yuan. Excluding the “best” fourth quarter, the cumulative loss in the first three quarters was 5.333 billion yuan. It means an average loss of 1.78 billion yuan per quarter.

In the three years from 2019 to 2021, dingdong’s net losses in buying vegetables were 1.873 billion yuan, 3.177 billion yuan and 6.429 billion yuan respectively. The total accumulated losses reached nearly 11.5 billion yuan.

The continuous loss is accompanied by increasing cash flow pressure. According to the Q4 financial report of 2021, by the end of 2021, the company’s cash and cash equivalents and short-term investment were 5.23 billion yuan, of which the cash part was only 663 million yuan. The total amount is less than the total annual loss of Ding Dong’s shopping.

Compared with Q3 in 2021, the total decreased by 1.6 billion yuan month on month. The cash part also dropped sharply from 3.098 billion yuan to 663 million yuan, a decrease of 78.6%.

Data source: Ding Dong’s financial report on buying vegetables unit: 100 million yuan odd and even school drawing

Specifically, whether in business activities or financing activities, the tight cash flow makes it difficult for Ding Dong to buy vegetables.

According to the data, the net cash from Q4 dingdong’s vegetable buying activities in 2021 was -1.763 billion yuan, compared with -922 million yuan in the same period last year; The net cash from financing activities was 414 million yuan, compared with 787 million yuan in the same period last year.

At the same time, Ding Dong was also burdened with 2.06 billion yuan of accounts payable and 3.1 billion yuan of short-term loans. Whether it is declining cash flow or high debt, it is not good news for dingdong to buy vegetables, which needs to survive in the fresh e-commerce industry with high investment.

In fact, the pressure of cash flow has plagued the leader of this fresh e-commerce track for a long time. According to tianyancha data, in addition to the IPO round and angel round, dingdong has carried out 9 rounds of financing in three years.

Of course, compared with the total annual loss of nearly 11.5 billion yuan, the amount of financing seems a little “unable to make ends meet”.

In the secondary market, Ding Dong did not show strong fund-raising ability. When the company successfully landed on the New York Stock Exchange last June, it raised only $85 million at the issue price of $23.5.

In the past 2021, Ding Dong’s liquidity level of buying vegetables continued to decline. According to statistics, in the fourth quarter of the year, cash and cash equivalents and short-term investments were 5.615 billion yuan, 7.286 billion yuan, 6.817 billion yuan and 5.231 billion yuan respectively. Among them, the QoQ decline of Q4 in 2021 was 23.3%, the highest in the year.

In the latest quarterly financial report, Ding Dong still suffers from cash flow pressure.

It’s hard to burn money for quantity

In August 2021, dingdong shopping officially adjusted its strategic planning from “giving priority to scale and giving consideration to efficiency” to “giving priority to efficiency and giving consideration to scale”.

In the subsequent Q3 financial report of 2021, Ding Dong’s cash and cash equivalents and short-term investment in vegetables were 7.286 billion yuan