The vision of Defi3.0

Because the white paper has not been released yet, according to my understanding of defi and my vision of blockchain development, the following points feel that CONCAVE can be the leading project of defi3.0.

--CONCAVE may cover the user's needs for decentralized finance, including the vision of stable assets, liquidity agreements, lending markets, derivatives markets, investment and financial management, etc., especially in cross-chain aggregated mortgage lending, which has leading technical advantages. It is comprehensive The decentralized financial ecology of China lowers the threshold for participation, so that everyone can participate, and everyone has a stable income.

--CONCAVE may be committed to building user-centric, community consensus-oriented, crowning rights in the community, entrusting responsibilities to nodes, returning profits to consensus, using CONCAVE as a proof of rights, a logo of responsibility, and a profit Anchor point. It may usher in a new era of mining economy, bringing benefits to investors and hope to miners, and finally bringing global users into the ecosystem to enjoy the dividends of the times.

--CONCAVE's prominent deflation mechanism perfectly solves the risks caused by the fall in digital currency prices. According to the operation of this deflation mechanism, the deflationary CONCAVE is continuously burned and destroyed, and the total amount becomes smaller and smaller, until the total amount of CONCAVE deflates to a predetermined amount. Through the market supply and demand relationship and currency prices, the consensus and participation are continuously expanded, and the market value of CONCAVE is getting higher and higher.

In short, no matter how the project progresses, I hope that CONCAVE will become the leading project of Defi3.0, and everyone will move forward together!

在Defi2.0时代，诞生了很多优秀的项目。这个新领域中跑出了很多黑马。在九月还是一阵低迷的氛围中一路逆势上涨。Toke、OHM、Spell 從数倍到十多倍的增长都有，究竟这些新出來的 DeFi 项目有何过人之处？

--OHM 是一种算法稳定币，属于资产储备不锚定美元的算法稳定币，在OHM 背后有实质资产做抵押但不锚定美元，跟一般的稳定币几乎都锚定美元不太一样，因为美元其实深受美联储的利率政策影响，所以也不太去中心化。Olympus 想做的是一个真正的去中心化资产，背后依然有储备资金但实际上的价格由市场决定，靠著出售有折扣的流动性 债券以及资产债券来达到平衡的稳定的效果，增发货币供应量可以会引发卖压，给予折扣奖励又会让你买进OHM代币。

--SPELL 跨链稳定币，跨链的资产转移已经是日常生活，Spell 便积极佈局各大公链让用户在每个公链都可以使用 MIM 代币，并且跟跨链转移资产的工具跨链桥合作推出将 MIM 代币转移到其他公链上是不需收手续费的。抵押型的美元稳定币 MIM，1 MIM 等于 1 USD，希望能成为加密货币抵押型稳定币的龙头，Spell 为其治理代币，发行的稳定币为 MIM，Spell 透过抵押多元货币进行 MIM 铸造，支援槓杆功能，另外创新的一点是可以抵押收据(有利息的代币收据)进行借款这是一个创新的尝试，对用户也很有吸引力。

Defi3.0的设想

因为目前白皮书还没有发布，根据我对defi的理解以及区块链发展的设想，如下几个点感觉是CONCAVE能够作为defi3.0的领军项目的因素。

--CONCAVE可能覆盖了用户对于去中心化金融需求,包括稳定资产、流动性协议、借贷市场、衍生品市场、投资理财等愿景,尤其在跨链聚合抵押借贷方面有领先的技术优势,它全面的去中心化金融生态,降低了参与门槛,让人人可以参与,人人有稳定的收益。

--CONCAVE可能将致力于打造以用户为核心,以社区共识为导向,将权利加冕于社区,将责任托付于节点,将利润回归于共识,以CONCAVE作为权利的证明,责任的标识,利润的锚点。可能开创了一个全新的挖矿经济时代,给投资者带来收益,给矿工带来希望,最终将全球用户纳入到生态体系当中,享受时代红利。

 --CONCAVE突出的通缩机制完美解决了数字货币价格下跌带来的风险。按此通缩机制运行,不断燃烧销毁通缩CONCAVE,总量越来越少,直到CONCAVE总量通缩至既定数量。通过市场供需关系和币价,不断扩大共识度和参与度,CONCAVE市值越来越高。

总之，不管项目进展如何，希望CONCAVE成为Defi3.0的领军项目，所有人一起前行！