The concept of the Bitcoin Standard, however, shifts the focus. It prioritizes the quantity of Bitcoin held above all else. It’s about understanding that increasing your Bitcoin holdings is more important than simply making money, and preserving your Bitcoin stack is more critical than short-term profitability.

Over the long term, growing your Bitcoin holdings is the best way to build wealth, and safeguarding your Bitcoin is the best way to protect your financial future. However, in the short term, the market often experiences sharp corrections and shakeouts. During these times, if you lack conviction and fail to hold on to your Bitcoin, you risk being swept out of the market by volatility.

For me, fiat cash feels more like "meal tickets"—tools to exchange for necessities like food and clothing. Investing in Bitcoin, on the other hand, is true saving: a way to store the value of my labor over the long term, protected from the erosion of inflation. Beyond saving and consumption, holding tokens of a specific project, such as Uniswap, or stocks of a company in the fiat world, like Tesla, represents investing. In these cases, I’m allocating funds to support a project, hoping to share in the value they create over time.

Adopting a Bitcoin Standard means remembering this fundamental principle: fiat is for consumption; Bitcoin is for saving; and other tokens or stocks are for investing. Managing how you allocate your income across these three categories is financial planning. The wisdom in doing so is what we call financial intelligence.