XDC Network enables small businesses to receive cross-border payments in USDC within seconds for under one cent in fees, replacing traditional correspondent banking that can take five to ten days. Circle's USDC went live on the network in September 2025, alongside the Cross-Chain Transfer Protocol V2. The blockchain also supports Australian dollar stablecoin swaps and meets ISO 20022 bank messaging standards.
Live applications include ScallopX payouts to over 70 markets and a government-funded pilot in Osaka Prefecture testing invoice factoring for auto parts exporters. The network processed 27.7 million transactions in July 2026. Effectiveness for individual businesses still depends on licensed partners that convert stablecoins to local currency.
Read the full story on BSC News: Could XDC Change How Small Businesses Get Paid Across Borders?
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