Today, Mamo Help is live at help.mamo.bot. Powered by Intercom, it's where to go when you have a question, need clarity on how something works, or just want to understand your money a little better.

What you'll find

Mamo Help covers the full picture: getting started, how each account works, compounding, safety, fees, and troubleshooting. Eight categories, more than 25 articles, all written in plain language.

Categories include:

• Getting Started: What Mamo is and how to begin

• Accounts: How each account type works (USDC, Bitcoin, Ethereum, MAMO)

• Compounding and Rewards: How your stack grows over time

• Safety and Control: How your funds stay safe

• Fees and Revenue: How Mamo generates and distributes revenue

• Chat and Support: How to get help inside the app

• Troubleshooting: Common issues, clearly explained

• Trust and Transparency: Where Mamo came from

Every article is designed to answer any question you might have without dragging you through a maze of links and rabbit holes.

Talk to a real person

Mamo Help also includes live chat support. If you can't find what you're looking for, you can message our team directly and get a response from a real person.

Why this matters

Until now, most of our support was done through Telegram and Discord. Those channels worked, but they also attract scammers who impersonate team members, send fake links, and go after new users. Moving support to a dedicated, verified platform means you always know you're talking to Mamo.

A few things to know:

• No one from Mamo will ever DM you first asking for funds or private information

• Support now happens at help.mamo.bot, not in group chats

• Every conversation is with a verified team member

The community stays

Telegram and Discord aren't going anywhere. They're still great places to hang out, share ideas, and connect with other Mamo users. But when you need help with your account, troubleshooting, or anything where you need a clear answer, Mamo Help is the place.

Your money deserves support that's as straightforward as the product itself.

Explore Mamo Help.

Mamo is your personal finance companion, here to help you grow your money quietly in the background. You stay in control, Mamo does the work.

Start today at mamo.bot

Up until now, those updates came through Telegram. It worked, but it also meant checking a separate app and scrolling through messages to piece together what happened. You had to go looking for the information. It should be the other way around.

Today, Mamo introduces a new notification system to deliver earnings reports in a way that best suits your needs.

Earnings reports, on your schedule

Earnings reports are the heart of this update. They break down exactly how much your money earned and how many times it compounded over a given period.

We're now giving you the ability to turn earnings reports on or off completely, and decide how often you receive them.

Some people like knowing what happened in the last 24 hours. Others would rather see the full picture once a week, or once a month. Whatever you decide, you get a clear snapshot of your growth, delivered to you how you like.

Push and in-app notifications

You now receive earnings reports (and other updates from Mamo) inside the Mamo app itself. When something happens that matters to you, you'll see it right where your Accounts, Activity, and Chat already are. No more switching apps. Just clear updates alongside everything else in Mamo.

Push notifications will show up on your iOS and Android lock screens, and on your desktop too. In-app notifications are also there when you open Chat inside the app. The two work together to keep you informed without the noise.

When you open mamo.bot, you'll see a message asking if you'd like to stay informed. You'll also find it inside Chat. Tap "Turn on notifications" to opt in, follow the prompts, and you're good to go.

Add Mamo to your Home Screen

After tapping "Turn on notifications" on mobile, you'll be asked to add Mamo to your Home Screen. This makes Mamo feel like a native app. One tap away, whenever you need it.

To add Mamo to your Home Screen on iOS, open mamo.bot in Safari, tap the share button, and select "Add to Home Screen."

On desktop, it's a similar process. Open mamo.bot in your browser (like Google Chrome), install Mamo as an app, and add it to your dock.

Once Mamo is on your Home Screen, open it and accept the prompt to allow notifications. If you ever want to toggle them on or off, you can do that from Settings in the top right corner of the app.

Other notifications stay on

Alongside earnings reports, you'll always receive notifications about new features, partnerships, and product updates. You'll also get chat messages when Mamo has something worth sharing with you directly. Those stay on automatically. Earnings reports are the ones you control: the frequency, and whether you receive them at all.

Telegram still works

If you've been using Telegram, nothing changes on that end. Notifications and chats with Mamo will continue to sync there. This is an extra layer, not a replacement. You just have more ways to stay informed now, and you pick the ones that work for you.

You can connect your Telegram account anytime through Settings in the app.

Staying in the loop, without the noise

Mamo does the heavy lifting while you stay informed and in control. This update just makes the "staying informed" part feel more natural.

Your growth updates now come to you. On your schedule. Right where your money already lives.

Open Mamo, set your preferences, and let the updates find you.

Mamo is your personal finance companion, here to help you grow your money quietly in the background. You stay in control, Mamo does the work.

Start today at mamo.bot

Not because the information is bad. It's that chasing and growing are two completely different things.

The cost of chasing

When you keep moving money around to follow trends, you reset the clock every time. You pull it out before compounding has a chance to do its thing, and you start from scratch somewhere new. The real cost? The growth you missed out on.

Put $1,000 somewhere earning 5% a year and leave it alone. After five years, you've got $1,276. Take that same $1,000 and shuffle it every few months trying to squeeze out a better rate? You almost always end up with less. Turns out, boring consistency wins.

What compounding actually looks like

Here's the thing about compounding. It's quiet. And that's exactly why people underestimate it. It just happens. Day after day, in the background, while you're doing literally anything else. Every day your money sits there earning on its own earnings, the curve tilts a little further in your direction.

Why people keep chasing anyway

Because everything around them says they should.

Social media culture is loud on purpose. The hottest take gets the most engagement. The biggest green candle gets the most screenshots. All of it creates this feeling that if you're sitting still, you're losing. Most platforms are designed the same way. They want you trading, clicking, moving things around, because that's how they make money.

A steady 5% doesn't get anyone's heart racing. But it doesn't need to. Meanwhile, that screenshot of someone's 200% gain never shows the five losses that came before it.

The quiet part

The people who actually build lasting wealth tend to be the ones you never hear from. They're not posting charts or debating the next big narrative. They just let time do what time does.

That's what Mamo is built around. No trend-hopping. No screen-watching. Just an automated system that compounds in the background while you get on with your life. You stay in control the whole time, and the distance between where you started and where you are grows a little wider every day.

There's no need to chase. Just grow.

Mamo is your personal finance companion, here to help you grow your money quietly in the background. You stay in control, Mamo does the work.

Start today at mamo.bot

Boring means no drama.

When your plan is working, you're not checking charts at 2am. You're not sweating over a three percent dip. You're not panic-selling because someone tweeted "crash." Drama is exhausting. In finance, it's also expensive.

Boring means consistent.

There is no secret formula. No single move that changes everything. Just the quiet rhythm of dollar-cost averaging, regular deposits, and automated compounding. It is the same smart moves, repeated until they fade into the background. Like brushing your teeth or making coffee. You do not do it for the rush. You do it because it works.

Boring means predictable.

You know what happens next month. Next quarter. Next year. Your money grows in the background while you focus on the stuff that actually matters, your work, your people, your life. A boring strategy doesn't demand your attention. It respects it.

This is where Mamo comes in.

Mamo makes boring easier. Simple strategies that run themselves. Growth that compounds without spreadsheets or manual swaps. Plain language that helps you understand what is happening without needing a finance degree.

Mamo handles the complexity, allocating your money across platforms like Moonwell and Morpho, while compounding your earnings automatically.

Think of it as having a friend who enjoys managing the details, so you don't have to.

Try Mamo at mamo.bot.

That friction showed up at the moments that mattered most. When a balance changed or a rate updated, you wanted clarity right away. You wanted to understand what happened without stepping away from the place where your money already lives. Those moments feel personal and depend on context. They benefit from being close to your Mamo Accounts, not separated from them.

This is where Chat fits.

We brought the conversation into the Mamo app itself. Chat now lives alongside your Accounts, Notifications, and Activity. When something changes, you see it there. When a question comes up, you ask it there. Everything stays connected to your progress, without needing to switch apps or lose context.

For now, Telegram is still available, and you can continue using it the way you always have. Chat gives you another option, one that lives closer to your money and updates when you want answers fast.

Mamo responds in clear, plain language, focused on what matters to you and what’s happening in your Accounts. No finance jargon. No digging through long docs. No guessing what applies to your situation.

Open Mamo, tap the speech bubble at the bottom of your screen, and ask what you need. Your Accounts keep working quietly in the background. Now your answers live there too.

Ask a question, get help, and stay on track with Chat, now inside the Mamo app.

Mamo helps you start wherever you are. Add money when you want. Watch your money work in the background. Learn what's happening as you go. No lockups. No confusing dashboards. No pressure to become a finance expert overnight.

Try Mamo at mamo.bot.

Most people don't buy Ethereum to add another task to their day.

They buy it because they believe in where it's headed. As a foundation for applications, payments, and infrastructure that matters. Something worth holding for years, not weeks.

Then reality sets in.

Ethereum ends up parked in a wallet. Sitting there. Waiting. While figuring out what to do with it feels like work you don't have time for. The conviction stays strong, but the plan stays unclear.

Mamo was built for this exact moment. Not to make you learn more, but to give your asset a system that runs without demanding your constant attention.

Today, Ethereum Accounts go live on Mamo.

When conviction meets structure

You already made the hard decision. You chose to hold Ethereum long term. That took thought, research, and belief in something bigger than short term trades.

What comes after that decision is where most people get stuck. Ethereum sits idle not because people don't care, but because the options feel overwhelming. Too many choices. Too much jargon. Too much risk in picking wrong.

Mamo removes that friction. Ethereum Accounts give your Ethereum a clear job without asking you to become an expert in lending markets, yield optimization, or protocol mechanics.

You set it up once. Mamo handles the complexity. You check in when it matters to you.

How Ethereum grows on Mamo

When you deposit Ethereum into a Mamo Ethereum Account, it flows to one of two trusted destinations on Base: the Moonwell ETH Core Market or the Morpho-powered Moonwell Flagship ETH Vault.

Borrowers on these platforms pay fees to use your Ethereum. Those fees become your earnings. More Ethereum, growing steadily in the background.

You also earn bonus WELL and MORPHO reward tokens, but there's nothing extra for you to manage. Mamo automatically converts everything into more Ethereum for you. No juggling multiple assets, no manual swaps, and no spreadsheets, just quiet compounding of your Ethereum without the complexity.

Mamo watches both the vault and market to move your Ethereum to whichever one earns more at any given time. The switching happens automatically. You don't pick strategies or rebalance positions. Mamo does that work for you.

Security without compromise

Your Ethereum stays yours. Mamo never takes custody. When you deposit, your funds flow into a personal smart contract vault that only you control. This means you stay in full control the entire time while you use Mamo.

You can add more Ethereum, pause if life gets busy, or withdraw when plans change. Anytime you want. There are no lockups or penalties for exiting.

Mamo has been independently audited by Certora and Halborn Security, and maintains an active bug bounty program with Code4rena that pays up to $250K for responsibly disclosed security issues. Real trust comes from transparency, not assumptions.

One system, four assets

Ethereum Accounts complete the picture Mamo has been building.

USDC Accounts give you stability and consistent returns. Bitcoin Accounts let you grow your Bitcoin stack. MAMO Accounts share 100% of platform revenue with depositors. Now, Ethereum Accounts connect you to the most in-demand asset in the Base ecosystem.

Four different assets. Four different roles. One steady, consistent system underneath.

What happens next

Ethereum Accounts are live now. If you already use Mamo, you'll see Ethereum as a new option when you open the app. If you're new, the entire setup takes less than a minute.

No complicated onboarding. No jargon-heavy tutorials. You connect your wallet, whether that is the new Base app, Rabby, Metamask, or any other reputable wallet option, to deposit Ethereum, and the system starts working.

From there, Ethereum does what you bought it to do. It stays productive. It grows steadily. It requires almost nothing from you while remaining completely accessible when you need it.

The conviction you already have gets the structure it deserves.

Your Ethereum, working smarter.
Let Mamo grow it in the background.

Try Mamo at mamo.bot

That is the foundation Mamo is built on. A personal finance companion that keeps things simple. No jargon. No chaos. No pressure to move fast. You make the call, and Mamo keeps your plan running in the background.

Every deposit begins earning. Rewards compound automatically. Your strategy stays aligned with your goals, not the noise around you. You stay in control while Mamo handles the work that used to take spreadsheets and constant attention.

Small steps build momentum. Momentum builds confidence. Confidence builds a future. Mamo is here to support each step, one calm routine at a time.

Your growth starts wherever you are. And it continues quietly from there.

Mamo helps you start wherever you are. Add money when you want. Watch your strategies work in the background. Learn what's happening as you go. No lockups. No confusing dashboards. No pressure to become a finance expert overnight.

Start today at mamo.bot.

But here is the part we forget. Every dollar carries potential long before it carries weight.

This story begins with someone who feels stuck. They want to grow their savings, but life keeps filling the space where a plan should be. Work is busy. The markets are loud. And everything seems to ask for more time, more knowledge, and more energy than they have. So they wait for the right moment, the right system, the right spark of confidence.

Then one quiet morning, something shifts. They decide to start smaller than they ever planned. One dollar. Not as a statement, but as a test.

They place that dollar somewhere it can settle. A space that is steady, simple, and free from noise. There is no rush. No complicated dashboard. No pressure to check every hour. The dollar lives there without demands.

Days pass. Then weeks. Nothing dramatic happens, and that is the point. Slow growth begins in the background. A routine forms without force. A feeling of stability replaces the old sense of waiting for the perfect time.

That first dollar becomes a habit. The habit becomes progress. Progress becomes confidence. And confidence begins to shape a new story, one where growth feels less like a task and more like a quiet rhythm in the background.

Sometimes the hardest part of building a financial system is believing that small steps count. In reality, they count more than anything. They create the structure that supports every step that comes after. They give your money a place to grow at a pace that matches your life.

Your story does not need a dramatic beginning. It only needs a starting point.

Every dollar has potential.
Sometimes it just needs a place to grow.
The rest builds from there, one dollar at a time.

Mamo helps you start wherever you are. Add money when you want. Watch your strategies work in the background. Learn what's happening as you go. No lockups. No confusing dashboards. No pressure to become a finance expert overnight.

Start today at mamo.bot.

Six months ago, a simple question shaped where we are today: what if managing money felt like talking to someone you trust, someone who spots opportunities, handles the details, and keeps things calm? That idea became Mamo. Since then, we have focused on helping you build steady habits and feel confident about your financial life.

This week, as we celebrate six months of Mamo, it's time to reflect on the journey, celebrate the wins, and pull back the curtain on what's coming next.

A beginning shaped by users

Our story started at the Coinbase Developer Platform AI Hackathon in January 2025. What began as an early prototype called Mamoriko, we showed how an intelligent assistant could help people grow their USDC on Base. Mamoriko won first place and resonated with the people who tried it. The feedback was simple. They wanted clarity, not chaos. They wanted a companion, not another finance tool filled with jargon. That validation set the direction for everything that followed.

By May 2025, we launched the full version of Mamo with USDC Accounts, making growth simple. Deposit USDC and Mamo handled the rest, allocating funds to the best rates and compounding earnings quietly in the background. It removed the need to watch APYs or chase trends. Behind the scenes, the account used Moonwell’s capital-efficient systems, which gave users a reliable and safe foundation for earning.

Six months of meaningful steps

Since launch, we've listened, iterated, and delivered features that support calm progress and healthy habits over hype. Here's a snapshot of our key highlights:

• Bitcoin Accounts: Your Bitcoin should do more than sit idle. The Bitcoin Account helps your existing stack grow in the background. Mamo moves your Bitcoin to the most effective spots for earning without trading or extra work. You get steady growth without giving up control of your assets.

• MAMO Accounts: This is the heart of the ecosystem. By depositing MAMO, you earn a weekly share of Mamo’s revenue. Rewards arrive in MAMO and Bitcoin (cbBTC). You choose how to use these rewards. Many people compound in the MAMO Account by default, while others route Bitcoin rewards to their Bitcoin Account. Both paths fit within the same system and both support long-term progress.

• Integration with Base App: Mamo became part of the new Base app, turning onboarding into a simple chat. You can add funds, check your balance, or ask how your accounts are performing. It feels natural, with updates and explanations written in plain language.

• A cleaner web app: We stripped away the clutter for a cleaner space for your money to grow in. See what matters at a glance without being overwhelmed.

What comes next

If the past six months were about proving Mamo's core value, the next phase is about expanding its reach. The next phase is about building a deeper, more helpful companion.

Here's what you can expect:

• More account integrations and use cases: Accounts will expand to a broader set of earning sources beyond Moonwell markets and vaults, opening new paths for steady growth. You can expect the MAMO Account to receive upgrades that enable new use cases and smarter reward flows. Ethereum and Moonwell WELL Accounts are also on the way, giving you more ways to grow.

• Mamo Visa Cards: Spend with confidence. Earn rewards on everyday purchases that feed back into your accounts, supporting your long-term plan.

• Character studio: Personalize your Mamo experience with customizable avatars and personalities. Money management should feel human and approachable.

• Persistent chat: Ditch Telegram dependencies for a always-available chat experience through mamo.bot and in mini-apps on Base and Worldchain. Mamo will remember your savings goals and adjust strategies with your permission.

• Enhanced habit-building tools: From gamified challenges to predictive insights, expect new routines and small nudges that help you stay consistent. The focus is on building momentum without pressure.

A steady path forward

The last six months showed that growth does not need noise or constant attention. Quiet systems, simple routines, and user-first design can help anyone build toward a better financial future. Mamo will continue to evolve, but our core belief stays the same. You should feel informed, supported, and in control.

If you are stacking Bitcoin, growing your digital dollars, or starting your first habit, Mamo is here to walk with you, one step at a time.

Try Mamo at mamo.bot and join thousands of people building calm, steady progress.

Mamo has been redesigned to help you focus on what matters: simplicity, clarity, and quiet progress. From the moment you sign in, everything you need to manage and grow your money is right in front of you. The new experience is easier to follow, simpler to use, and built to support steady financial progress.

Where your money gets to work

Home is your central place to check in, deposit, and watch your balances grow. This is where your smart financial habits take root.

Balance overview: Your total balance and lifetime rewards sit front and center. No hunting. No guessing.

Account cards: See how your USDC, Bitcoin, and MAMO are performing with live charts that visualize your growth. Tap plus to deposit, minus to withdraw.

APY indicators: Live APYs update automatically. You know what's working hardest for you, when it matters.

Activity that makes sense

Beyond your current balances, you need to see the full picture of what's happened over time. The new Activity tab shows your full history in one clean, chronological view.

Deposits: Every dollar you've added to grow your money.

Compounding events: Your earnings being reinvested automatically.

Withdrawals: Money you've moved back to your wallet.

Each action displays an icon, timestamp, and exact amount. Everything you need to track your progress, automatically logged. No spreadsheets to maintain. No guesswork about what happened when. No missing pieces.

Stay in the loop

While Activity shows what you've done, Notifications keeps you informed about what's new. The new Notifications tab is where Mamo quietly taps you on the shoulder with updates that matter.

New assets becoming available. Account improvements going live. Rate changes worth noting. Information that helps you make better decisions with your money.

You get a simple summary with clear options to deposit or dismiss. If you need to take action, you'll know right away. If it's just worth knowing, you'll see it here.

Coming soon: Chat with Mamo

Sometimes you need more than notifications. You have questions. Soon, there will be a smarter way to get help: Chat with Mamo. Need to understand your APY? Curious about compounding? Want to check in?

Mamo will be ready to answer all of your questions in calm, clear language. Straight answers when you need them.

Built for steady progress

All these improvements serve one purpose: making it easier to grow your money. You spend less time managing and more time watching your balance grow.

Try the new experience now at mamo.bot

Mamo is your personal finance companion, built to help you grow your money quietly in the background. No spreadsheets, no stress, just smart strategies, automated and explained in plain language. You stay in control, Mamo does the work.

A place to grow your MAMO stack. Set it, stack it, compound it.

Your new default for smarter rewards.

What is a MAMO Account?

A MAMO Account is your place to grow alongside the Mamo ecosystem. By depositing MAMO, you instantly start earning a share of the weekly revenue Mamo generates.

Each week, as real activity across the ecosystem produces revenue, a portion flows directly back to you. It’s your piece of Mamo’s success, automatically distributed and quietly added to your balance.

These earnings don’t just sit there. They steadily compound in the background, growing your MAMO stack over time without extra work or constant checking. You stay in control, always free to add, pause, or withdraw whenever it suits you.

With a MAMO Account, as Mamo earns, you earn too, sharing directly in the calm, consistent growth we’re building together.

What you earn

When you deposit MAMO, you start earning a share of real platform revenue, automatically distributed to you each week.

Here’s what that looks like:

• 🟢 MAMO: more of what you already hold.

• 🟠 cbBTC: Bitcoin, fully backed 1:1 by Coinbase.

• 🤖 VIRTUAL: powering the Virtuals Protocol ecosystem.

• 🔮 Future tokens: like cbXRP or cbDOGE, as new accounts launch on Mamo.

These rewards come from real activity: trading fees generated by people trading MAMO on Aerodrome, Base’s largest decentralized exchange. Right now, that includes the MAMO/cbBTC and MAMO/VIRTUAL trading pools. As new accounts launch on Mamo, like cbXRP, you’ll see pairs such as MAMO/cbXRP and new streams of revenue flowing back to MAMO Account holders.

Looking ahead, earnings from Mamo-specific features, like auto-compounding fees, will add even more ways for your MAMO stack to grow.

When Mamo earns, so do you.

https://x.com/AerodromeFi/status/1925205447952478234

https://x.com/Mamo_agent/status/1940448825715667433

How it works

1. Deposit MAMO: Start earning your share of weekly revenue right away.

2. Earn real rewards: MAMO, cbBTC, VIRTUAL, and future tokens.

3. Auto-compound by default: Mamo quietly reinvests your MAMO, cbBTC, and VIRTUAL into more MAMO, growing your balance over time without any extra effort.

4. Customize your Bitcoin plan: Prefer to send cbBTC rewards to your Bitcoin Account? Just switch the toggle. That way, your Bitcoin keeps stacking while your MAMO, VIRTUAL, and any future tokens continue compounding in your MAMO Account like always.

The Mamo Drop 💧

Every week, Mamo kicks off a new rewards cycle, what we call “The Mamo Drop.” It’s how we quietly turn activity (revenue generated) across the Mamo ecosystem into rewards for MAMO Account holders. The amount set aside each week is based on a mix of data points, including total deposits and liquidity on Aerodrome.

The Mamo Drop is announced at the same time each week on our X account (@mamo_agent). You will see exactly how much MAMO, Bitcoin, and VIRTUAL are being distributed that week.

It’s a small ritual that gives you one more reason to check in, see how your balance is growing, and feel good knowing there’s a steady plan working quietly in the background.

Try it now

Your MAMO Account is live at mamo.bot.

It’s your new default for smarter rewards. Built to grow with you, not demand your constant attention. Setup takes just minutes!

Mamo is your personal finance companion, built to help you grow your money quietly in the background. No spreadsheets, no stress, just smart strategies, automated and explained in plain language. You stay in control, Mamo does the work.

You've got enough on your plate. The last thing you need is something else that demands constant attention. We built Mamo so your money can quietly grow while you focus on everything else that matters. Now, your Bitcoin gets that same thoughtful treatment.

Introducing the Mamo Bitcoin Account — where your Bitcoin earns more Bitcoin through smart, human-first routines that run in the background.

Your Bitcoin deserves better habits

Most Bitcoin just sits there. Waiting. While you're building your life, your Bitcoin could be building too — steadily, quietly, without the noise.

That's where Mamo comes in. We turn what used to be complex into smart routines that just work. Think of it as your financial companion who speaks plain language and actually helps your money grow — without the stress.

Since launching in late May, we've learned something important: people want financial tools that work with them, not against them. We started with a USDC Account, quietly helping your dollars earn in the background. Now, we're bringing that same thoughtful approach to Bitcoin.

Your money works best when it's actually working. Whether it's USDC or Bitcoin, the principle stays the same: calm, steady progress beats chasing the latest craze. Smart growth happens in the background while you stay focused on everything else that matters.

One habit at a time. That's how real wealth builds.

What is the Mamo Bitcoin Account?

Think of it as a smart routine for your Bitcoin. Simple to start, steady to grow.

First, what is cbBTC?

cbBTC is a tokenized version of Bitcoin, issued by Coinbase. Each cbBTC token is fully backed 1:1 by Bitcoin held in Coinbase’s custody. It brings your Bitcoin into the Base ecosystem where it can earn while maintaining the same value as regular Bitcoin. Still your Bitcoin, just with more earning potential.

How your Bitcoin earns

The Mamo Bitcoin Account makes use of cbBTC. You deposit cbBTC and Mamo quietly moves it between Moonwell and Morpho, two trusted lending platforms on Base.

• Moonwell: Moonwell cbBTC Core Market

• Morpho: Moonwell cbBTC Frontier Vault

Borrowers on these platforms pay interest to use your cbBTC. That interest becomes your earnings — more Bitcoin, growing steadily in the background.

You also earn bonus WELL and MORPHO reward tokens, but there’s nothing extra for you to manage. Mamo automatically converts everything into more cbBTC for you.

No juggling multiple assets. No manual swaps. No spreadsheets. Just quiet compounding of your Bitcoin without the complexity.

Familiar feel, same principles

If you already use the Mamo USDC Account, this will feel comfortably familiar:

Works in the background

Mamo continuously monitors where your cbBTC can earn the most and adjusts automatically.

You’re always in control

You choose when to deposit, withdraw, or pause. Mamo guides your money, but never takes custody. There are no lockups, no hidden restrictions, and no surprises.

Guided autonomy, not guesswork

Mamo does the heavy lifting while you stay in the loop. Not hands-off. Just less hands-full.

Good habits should work across everything you save. That's why Mamo applies the same thoughtful approach to Bitcoin as it does to USDC. Compounding for everyone, one smart routine at a time.

How Mamo keeps you safe

Mamo makes growing your money feel effortless, but not at the cost of your safety. Your Bitcoin is protected with the same secure architecture that powers all of Mamo.

Your ownership, always

When you deposit cbBTC, you stay in control the entire time. Mamo guides, it never takes. Every action requires your say-so.

Built for trust

Mamo has been independently audited by Certora and Halborn Security, and is backed by a $250,000 bug bounty program with Code4rena.

Complete transparency

Every action is visible and verifiable. There are no hidden fees or fine print to disrupt your progress. Just clear, simple access to what’s yours.

Getting started

When you first set up Mamo, you’ll have access to both a USDC Account and a Bitcoin Account. Starting with one — build the habit, get comfortable.

Once you're settled in, you can start growing the other whenever it feels right.

No pressure.

Mamo offers smart routines, ready when they fit your financial plan.

Ready to make your Bitcoin work smarter?

Your Bitcoin doesn't have to just sit there. With the Mamo Bitcoin Account, it can quietly earn in the background while you stay focused on what matters most.

Your Bitcoin. Your control. Calm, steady growth without the complexity.

Ready to begin? Try it today at mamo.bot

That’s the world Mamo is building.

Mamo is your friendly AI companion for financial growth. It helps your money work smarter through automated, intelligent strategies while keeping you informed and in control.

Because meaningful financial growth doesn't come from flashy dashboards or market gambles, it comes from habits that compound over time.

What is Mamo?

Mamo turns what used to be complex into easy, human-first routines.

It works quietly in the background, finding smart opportunities for your money while you focus on what matters in your life. Think of Mamo as your knowledgeable friend who understands how to help your money grow and explain everything in plain language.

Behind the scenes, Mamo applies proven strategies and real-time data to optimize your portfolio, reinvest earnings when conditions are right, and adapt to market shifts — all with your approval and full transparency.

No noise. No confusion. Just calm, steady growth.

Why it’s different

Most financial tools feel overwhelming. They're designed for people who already speak the language of finance.

Mamo takes a different path. It’s built for the rest of us — for people who want to grow their money without making it their full-time job.

✅ A truly human experience

Mamo communicates like a helpful friend, not a financial terminal, automatically placing your funds where they can earn more — and explaining why, every step of the way.

✅ Smart allocation

Mamo constantly scans for the best opportunities across safe, trusted strategies. It weighs rates, rewards, and risk — adjusting as conditions change.

✅ Compounding for everyone

Mamo reinvests your earnings when the time is right, creating a virtuous cycle. Like planting seeds from each harvest, this careful compounding helps your money grow more efficiently over time.

✅ Learn as you go

Mamo builds your understanding alongside your wealth, offering context when it matters. These thoughtful explanations strengthen your financial confidence without overwhelming you.

✅ Full control, always

Add, pause, withdraw — anytime. No lockups. No confusing rules. Just a system that works with you, not against you.

Built from experience, backed by intention

During the days of the 2020 pandemic, founder Luke Youngblood began exploring smarter ways to grow his money. Not through chasing trends or watching screens all day, but through calm, steady systems that compound over time.

As he discovered what worked, friends took notice. Some suggested starting a fund, but Luke had a different vision — not managing others' money, but creating a tool that would help anyone grow their own wealth, regardless of their financial background.

That vision materialized in 2025 at the Coinbase Developer AI Hackathon, where Luke collaborated with engineers from leading tech companies to build what would become Mamo. The concept immediately resonated, winning first place and confirming that people were ready for a simpler, more accessible approach to building wealth.

Who is Mamo for?

Mamo is for anyone who wants to grow their money steadily — without getting lost in spreadsheets, dashboards, or financial jargon.

🟢 New to investing

If wealth-building feels overwhelming, Mamo provides a simple starting point. Begin small, learn the ropes, and build confidence one step at a time.

🟢 Overlooked by traditional finance

No credit checks. No paperwork. All you need is a phone and internet connection to get started.

🟢 Tired of financial jargon

Leave behind confusing charts and complex terms. Mamo explains everything in plain, human language.

🟢 Busy professionals

You’ve got enough on your plate. Mamo works quietly in the background, growing your money while you focus on life.

🟢 The financially curious

Interested in building wealth but not sure where to begin? Mamo makes it easy to learn as you go — without the stress.

How Mamo keeps you safe

Mamo makes wealth-building feel simpler — but never at the expense of your security.

Your ownership, always

You stay in control. Mamo doesn’t hold your funds — you do.

Audited and secure

Mamo follows industry best practices and has been independently audited by leading security firms, Certora and Halborn Security. Mamo is backed by a bug bounty program with Code4rena, offering up to $250,000 for responsibly disclosed issues. Because real trust comes from transparency, not assumptions.

Permission-based actions

Nothing moves without your okay. You’re in the driver’s seat.

Complete transparency

Every action Mamo takes is visible and verifiable. There are no hidden fees, no lockups, and no surprises. Just clear, simple access to what’s yours.

Token distribution

Mamo is powered by the MAMO token, which had its genesis event at 13:39 UTC on May 20.

The token address for MAMO is 0x7300B37DfdfAb110d83290A29DfB31B1740219fE.

From the beginning, our goal was simple: design a launch that reflects Mamo’s values: transparency, simplicity, and alignment with the community.

The total supply is fixed at 1,000,000,000 MAMO tokens.

There is no venture capital. No day-one unlocks for the team, treasury, or platform development. No empty promises. Just a launch designed to be fair, transparent, and aligned with the people who matter most: you.

• 10% — Airdrop

  • Unlocked at launch.

  • Mamo is for the communities that helped shape it. That’s why we reserved 10% of the supply for an airdrop to:

    • stkWELL holders

    • WELL holders

    • VIRTUAL stakers

    • veAERO holders

    • MEME holders

  • This is our way of saying thank you and inviting you to grow with us from day one.

  • Claim the MAMO Airdrop!

• 25% — Treasury

  • Vested monthly over 24 months. No unlocks at launch.

  • Reserved to support the long-term growth of the Mamo ecosystem, including grants, community initiatives, and partnerships.

• 25% — Platform development

  • Vested monthly over 24 months. No unlocks at launch.

  • These tokens support Mamo’s ongoing development — from new features and integrations to infrastructure improvements and product upgrades.

• 15% — Team

  • 6-month cliff, followed by 24 months of monthly vesting. No unlocks at launch.

  • For the contributors who brought Mamo to life and continue to build, improve, and maintain Mamo to be smarter and more helpful every day.

• 15% — Virtuals LP

  • Locked.

  • Provides liquidity in the MAMO/VIRTUAL pool, helping users trade MAMO with minimal slippage.

• 10% — cbBTC LP

  • Locked.

  • Provides liquidity in the MAMO/cbBTC pool on Aerodrome. cbBTC is Coinbase’s version of Bitcoin on Base, giving MAMO cross-ecosystem exposure and improved accessibility.

Begin your journey today

Mamo represents a fresh approach to building wealth, combining intelligent automation with clear education:

• Steady, consistent growth

• Simple, human explanations

• Complete control of your money

• No hype, no noise — just real results

In a world full of confusing apps, risky bets, and empty promises, Mamo is different. It’s your companion for growing wealth — one quiet, consistent habit at a time.

Get started today

Ready to start?

Visit Mamo to start your wealth-building journey.

Connect with the Mamo community:

• Mamo on X

• Mamo Community on Telegram

• Chat with Mamo on Telegram

• Mamo Documentation