I'm a product designer from Nashville, TN occasionally sharing my thoughts on design and technology. [kallemeyn.me](http://kallemeyn.me
How I Paid Cash For My First Home
TLDR: By living well below my means, staying away from debt, and working side jobs (while having the good fortune of no major, negative life events), I was able to save consistently into a mutual fund over 5 years that returned over 12%, allowing my wife and I to buy a nice, starter home for 100% cash.The First Hurdle: CollegeIn 2007, I was a sophomore in college, paying my way with various web design projects. I wanted to graduate debt free, a goal I set for myself in high school after being...
How I Paid Cash For My First Home
TLDR: By living well below my means, staying away from debt, and working side jobs (while having the good fortune of no major, negative life events), I was able to save consistently into a mutual fund over 5 years that returned over 12%, allowing my wife and I to buy a nice, starter home for 100% cash.The First Hurdle: CollegeIn 2007, I was a sophomore in college, paying my way with various web design projects. I wanted to graduate debt free, a goal I set for myself in high school after being...
Redesigning The Telcoin App
My perspective on how the Telcoin app could be simpler and easier to use.Telcoin lets people send remittances to family and friends at a fraction of the cost of competitors like Western Union.🌎 Someone can send money to a loved one in another country.💰 They can cash it out to their local currency with a “mobile money provider”.📲 Their phone can be used as their wallet, all without needing a bank.Credit: Image from Telcoin’s App WebsiteTo do this, Telcoin uses cryptocurrency (like USDC, a d...
Redesigning The Telcoin App
My perspective on how the Telcoin app could be simpler and easier to use.Telcoin lets people send remittances to family and friends at a fraction of the cost of competitors like Western Union.🌎 Someone can send money to a loved one in another country.💰 They can cash it out to their local currency with a “mobile money provider”.📲 Their phone can be used as their wallet, all without needing a bank.Credit: Image from Telcoin’s App WebsiteTo do this, Telcoin uses cryptocurrency (like USDC, a d...
