Argentina: where crypto is overtaking TradFi
Argentina has long operated under a financial paradox: while much of the population measures value in dollars, access to them remains constrained. Decades of inflation, capital controls, and macroeconomic instability have led Argentines to continually reinvent how they save, transact, and preserve value. This environment has created one of the most complex retail FX markets in the world — and one of the most fragmented. Several types of “dollars” coexist: the official dollar, influenced by po...
Argentina: where crypto is overtaking TradFi
Argentina has long operated under a financial paradox: while much of the population measures value in dollars, access to them remains constrained. Decades of inflation, capital controls, and macroeconomic instability have led Argentines to continually reinvent how they save, transact, and preserve value. This environment has created one of the most complex retail FX markets in the world — and one of the most fragmented. Several types of “dollars” coexist: the official dollar, influenced by po...
A New Look at Brazilian Open Finance
Brazilian Open Finance, formerly known as Open Banking, has experienced remarkable growth in just four years since its launch by the Central Bank of Brazil (BCB). By March 2025, the number of users who consented to data sharing reached 49.15 million, a 75% surge compared to early 2024. This expansion resulted in an impressive 73.82 million active consents and 3.15 billion API calls per week, solidifying Brazil's position as one of the most advanced Open Finance ecosystems globally, as re...
A New Look at Brazilian Open Finance
Brazilian Open Finance, formerly known as Open Banking, has experienced remarkable growth in just four years since its launch by the Central Bank of Brazil (BCB). By March 2025, the number of users who consented to data sharing reached 49.15 million, a 75% surge compared to early 2024. This expansion resulted in an impressive 73.82 million active consents and 3.15 billion API calls per week, solidifying Brazil's position as one of the most advanced Open Finance ecosystems globally, as re...
The Next Frontier in Cross-Border Payments
In an era of rapid digital transformation and financial innovation, cross-border payments have never been more essential - yet they remain inherently complex. This complexity stems from the multi-layered nature of these transactions, involving numerous intermediaries, regulatory frameworks, and outdated infrastructures. Consequently, cross-border payments are defined by what we call the ‘cross-border trifecta’ — three fundamental pillars that define their efficiency: cost, speed, and transpar...
The Next Frontier in Cross-Border Payments
In an era of rapid digital transformation and financial innovation, cross-border payments have never been more essential - yet they remain inherently complex. This complexity stems from the multi-layered nature of these transactions, involving numerous intermediaries, regulatory frameworks, and outdated infrastructures. Consequently, cross-border payments are defined by what we call the ‘cross-border trifecta’ — three fundamental pillars that define their efficiency: cost, speed, and transpar...
The landscape of cross-border payments
In the last decade the cross border payments market has evolved significantly, with advancements in technology and the entry of new market players. However international money transfers remain complex, particularly for the wholesale banking and B2B sectors, which account for 98% of cross-border transactions. In this article, part of a series that aims to explore the cross-border payments market, we'll dive into the current state of the cross border payment market and its trifecta: cost, ...
The landscape of cross-border payments
In the last decade the cross border payments market has evolved significantly, with advancements in technology and the entry of new market players. However international money transfers remain complex, particularly for the wholesale banking and B2B sectors, which account for 98% of cross-border transactions. In this article, part of a series that aims to explore the cross-border payments market, we'll dive into the current state of the cross border payment market and its trifecta: cost, ...
How AI Can Boost Cyber Insurance for SMBs
Preliminary RemarksLatin America today is positioned as a relevant player in terms of technology among emerging economies, with a major undergoing digitalization process and a GDP that accounts for 6% of the global total. However, this growth has also been accompanied by an increase in the region's exposure to virtual crimes. Some countries in the region, especially Brazil, already have a robust regulatory framework capable of protecting, to some extent, the population and institutions a...
How AI Can Boost Cyber Insurance for SMBs
Preliminary RemarksLatin America today is positioned as a relevant player in terms of technology among emerging economies, with a major undergoing digitalization process and a GDP that accounts for 6% of the global total. However, this growth has also been accompanied by an increase in the region's exposure to virtual crimes. Some countries in the region, especially Brazil, already have a robust regulatory framework capable of protecting, to some extent, the population and institutions a...
