Brandon Donnelly — Daily insights for city builders. Published since 2013 by Toronto-based real estate developer Brandon Donnelly. — Page 231

The Project Bench team spent the last several weeks capturing photos and videos of Canada's largest wine region -- the Niagara Benchlands (link is to the official tourism website). And today I'm excited to share that we've launched our own new placemaking website called On the Bench .

The purpose of the site is to help celebrate the region. There's also some very preliminary information about Project Bench. In our humble opinion, we don't feel that the Benchlands region receives the attention that it clearly deserves. More people are familiar with Niagara-on-the-Lake and Niagara Falls, especially globally.

The Bench is a distinct area, with its own unique character and with more -- and arguably better -- wineries. This v1 website is the start of us working to demonstrate this. So if you're a local business or community member that would like to collaborate with us on this overall initiative, we'd love to hear from you .

To join the Bench community and be first to learn more about Project Bench, email subscribe at the bottom of the page, and follow us on Instagram and X .

A few weeks ago, Equitable Bank launched a new construction financing product for laneway homes and garden suites in Canada. Here is the announcement. This is generally good news. When we completed Mackay Laneway House back in 2021, the banks hadn't yet gotten their head around this housing type. I remember RBC getting tripped up on the fact that there were two detached dwellings on the same residential lot.

That said, there are some important conditions around this new mortgage product :

"The Laneway House Mortgage is offered on properties that are free and clear, or in combination with new or existing mortgages where Equitable Bank holds, or will hold, the first position."

In other words, they want no debt on the property or they want sufficient equity in the property -- but Equitable Bank needs to hold the mortgage. I suspect that most of the people who have built laneway and garden suites have done so by leveraging the equity in their main house; so I'm not sure how "innovative" this product will end being in practice. You'll also need to switch to Equitable Bank if you have your mortgage with another lender.

Still, if you're looking to build one of these homes -- and I continue to believe that they make a ton of sense both financially and from a city-building standpoint -- it wouldn't hurt to see what Equitable Bank can offer.

We spent the last few days in Scuol, Switzerland. Scuol is a small mountain town with under 5,000 people (2018 figure) near the eastern border of the country. The town first achieved notoriety in the 1860s because of the various naturally-occurring mineral waters that can be found in the area. They were / are thought to have healing properties, and so a spa tourism destination was created. Skiing and snowboarding were later added to the town’s repertoire.

We tried the water from this fountain — the Lischana source:

The best way I can describe the taste is to say, imagine water that has had pennies soaking in it for the last 100 years. That’s what it tastes like, which is not good. But it is rich in magnesium and other things, which is why people (especially athletes) seek it out. It comes out clear from the source but if you let it sit in a bottle it will naturally become carbonated and turn brown. That’s why the embankment above has the color that it does.

I had a handful of respectable sips. Hopefully that’s enough to make me strong. A big thank you to Klaus, Peter, and Jaimie for the invite to Scuol!