Welcome to the one hundred thirty-ninth edition of the Japan FinTech Observer. We are hearing that now is the best time since the pandemic to visit Kyoto. You will still see some late autumn foliage, the Japanese Yen is moving closer to its 160 JPY/USD ceiling (or beyond 180 JPY/EUR) if you are a foreign visitor, and Chinese tourists have all but disappeared. Was tackling overtourism on your bingo card for Takaichi's first actions? A supplementary budget certainly was. Coming in at JPY 17.7t

Welcome to the one hundred thirty-eighth edition of the Japan FinTech Observer. We are up to the neck in earnings season, and have included ten quarterly reports in this edition. Among them, Infcurion and Sony Financial (again) present their first results as a public company. We will cover the mega banks in next week's edition. If you would like to get the report immediately once published over the next day or so, please subscribe to the "instant" version of the Japan FinTech Observer on our .

Welcome to the one hundred thirty-eighth edition of the Japan FinTech Observer. We are up to the neck in earnings season, and have included ten quarterly reports in this edition. Among them, Infcurion and Sony Financial (again) present their first results as a public company. We will cover the mega banks in next week's edition. If you would like to get the report immediately once published over the next day or so, please subscribe to the "instant" version of the Japan FinTech Observer on our .