The reporter learned from the signing ceremony of the cooperation service agreement between Guangdong Medical Security Bureau and banks yesterday that Guangdong launched the “new mechanism” of medical insurance personal account service. Based on the new personal account service process, the business processes of opening, capital injection, transfer, change and cross city and cross bank capital injection of Guangdong medical insurance personal account will be further optimized. At the same time, it will promote the gradual realization of “establishing accounts without feeling, accounts with people and common in the whole province”.

After employees successfully participate in the medical insurance, they can independently choose the opening bank of medical insurance personal account through public service channels such as “Guangdong medical insurance” and “Guangdong Provincial affairs” applet. Through the information interaction between the provincial medical insurance bureau and the bank, they can realize the “establishment of accounts without feeling” of medical insurance personal account in the province without going to the bank for opening and activation; During the transfer and connection of the insured relationship, the medical insurance personal account is not transferred or withdrawn, used across cities and used across the province. The “one person one account” in the province greatly facilitates the insured, eliminates the inconvenience that the insured had to go back and forth to handle the fund transfer and withdrawal of the medical insurance personal account and the cross city unavailability of the medical insurance personal account, and solves the pain point that the previous personal account changed with the change of the insured place and there were multiple personal accounts.

This deepening cooperation will further expand the public service channels of medical insurance. Online, medical insurance personal accounts can be used by binding medical insurance electronic vouchers or associated social security cards. In addition, “Guangdong medical insurance”, “Guangdong Provincial affairs”, national medical insurance service platform app, bank app and other channels provide medical insurance electronic voucher code exhibition, insurance information query, personal account balance query, remote medical treatment filing, code scanning medical treatment and drug purchase, online settlement and other services. Offline, various inquiry and handling services of medical insurance will be effectively extended to cooperative bank outlets in Guangdong Province.