Mamo is your personal finance companion, built to help you grow your money quietly in the background. No spreadsheets, no stress, just smart strategies, automated and explained in plain language. You stay in control, Mamo does the work.
Six months ago, a simple question shaped where we are today: what if managing money felt like talking to someone you trust, someone who spots opportunities, handles the details, and keeps things calm? That idea became Mamo. Since then, we have focused on helping you build steady habits and feel confident about your financial life.
This week, as we celebrate six months of Mamo, it's time to reflect on the journey, celebrate the wins, and pull back the curtain on what's coming next.
Our story started at the Coinbase Developer Platform AI Hackathon in January 2025. What began as an early prototype called Mamoriko, we showed how an intelligent assistant could help people grow their USDC on Base. Mamoriko won first place and resonated with the people who tried it. The feedback was simple. They wanted clarity, not chaos. They wanted a companion, not another finance tool filled with jargon. That validation set the direction for everything that followed.
By May 2025, we launched the full version of Mamo with USDC Accounts, making growth simple. Deposit USDC and Mamo handled the rest, allocating funds to the best rates and compounding earnings quietly in the background. It removed the need to watch APYs or chase trends. Behind the scenes, the account used Moonwell’s capital-efficient systems, which gave users a reliable and safe foundation for earning.
Since launch, we've listened, iterated, and delivered features that support calm progress and healthy habits over hype. Here's a snapshot of our key highlights:
Bitcoin Accounts: Your Bitcoin should do more than sit idle. The Bitcoin Account helps your existing stack grow in the background. Mamo moves your Bitcoin to the most effective spots for earning without trading or extra work. You get steady growth without giving up control of your assets.
MAMO Accounts: This is the heart of the ecosystem. By depositing MAMO, you earn a weekly share of Mamo’s revenue. Rewards arrive in MAMO and Bitcoin (cbBTC). You choose how to use these rewards. Many people compound in the MAMO Account by default, while others route Bitcoin rewards to their Bitcoin Account. Both paths fit within the same system and both support long-term progress.
Integration with Base App: Mamo became part of the new Base app, turning onboarding into a simple chat. You can add funds, check your balance, or ask how your accounts are performing. It feels natural, with updates and explanations written in plain language.
A cleaner web app: We stripped away the clutter for a cleaner space for your money to grow in. See what matters at a glance without being overwhelmed.
If the past six months were about proving Mamo's core value, the next phase is about expanding its reach. The next phase is about building a deeper, more helpful companion.
Here's what you can expect:
More account integrations and use cases: Accounts will expand to a broader set of earning sources beyond Moonwell markets and vaults, opening new paths for steady growth. You can expect the MAMO Account to receive upgrades that enable new use cases and smarter reward flows. Ethereum and Moonwell WELL Accounts are also on the way, giving you more ways to grow.
Mamo Visa Cards: Spend with confidence. Earn rewards on everyday purchases that feed back into your accounts, supporting your long-term plan.
Character studio: Personalize your Mamo experience with customizable avatars and personalities. Money management should feel human and approachable.
Persistent chat: Ditch Telegram dependencies for a always-available chat experience through mamo.bot and in mini-apps on Base and Worldchain. Mamo will remember your savings goals and adjust strategies with your permission.
Enhanced habit-building tools: From gamified challenges to predictive insights, expect new routines and small nudges that help you stay consistent. The focus is on building momentum without pressure.
The last six months showed that growth does not need noise or constant attention. Quiet systems, simple routines, and user-first design can help anyone build toward a better financial future. Mamo will continue to evolve, but our core belief stays the same. You should feel informed, supported, and in control.
If you are stacking Bitcoin, growing your digital dollars, or starting your first habit, Mamo is here to walk with you, one step at a time.
Try Mamo at mamo.bot and join thousands of people building calm, steady progress.
Mamo
1 comment
Thousands of people now use Mamo to grow their money. 🌱 The mission hasn't changed: make growing your money simple, automated, and accessible. Here's where we've been and where we're going: https://paragraph.com/@mamoagent/six-months-of-mamo