I. On-Chain Finance: Accelerated by Policy and Market Forces
In 2025, on-chain finance is moving from the periphery to the mainstream. The U.S. Securities and Exchange Commission (SEC) launched the “Project Crypto” initiative, proposing the migration of securities, USD, stablecoins, and other core assets to public blockchains, providing regulatory assurance for on-chain payments, settlement, and trading. This not only significantly reduces regulatory risk but also makes the concept of “financial super apps” increasingly feasible.

Meanwhile, the global market is expanding rapidly. According to the latest report from the Bank for International Settlements (BIS), as of Q2 2025, the total size of global on-chain financial assets has reached $4.8 trillion, a year-on-year increase of over 65%. Stablecoin trading volume has surpassed that of certain traditional payment networks, and tokenized government bonds and money market funds have entered the asset allocation lists of mainstream institutions.

Demand-side shifts are equally profound. Web3 wallets are gradually becoming a new standard for financial services. Forecasts indicate that by 2033, the Web3 wallet market will exceed $69 billion, while the enterprise blockchain market could expand to $746 billion. This demonstrates that wallets are no longer merely tools for crypto enthusiasts but are becoming core entry points to global financial services.

II. Wallets as the Gateway to On-Chain Finance
As the trend of on-chain finance accelerates, user expectations for wallets have evolved significantly. Wallets are no longer simple asset storage tools but comprehensive financial gateways that integrate security, cross-chain interoperability, and compliance. Users require non-custodial wallets to safeguard funds, multi-chain support to unify the management of assets across different blockchains, and cross-chain functionality to break silos, enabling free asset flow across networks.

Furthermore, wallets must seamlessly interface with DeFi, NFT, and RWA applications, while supporting decentralized identity (DID) to comply with future regulatory requirements. The Nivex Web3 wallet responds precisely to these trends. It not only addresses fragmented asset management and complex interactions but also elevates the wallet to a unified entry point to the on-chain ecosystem. Within this gateway, users can complete the full loop of storage, payment, investment, trading, and yield management, enjoying a smoother financial experience.

III. Nivex Web3 Wallet: The Starting Point of Strategic Upgrade
The launch of the Nivex Web3 wallet is not merely a product update but a critical step in strategic transformation. Its core advantages lie in combining non-custodial security, multi-chain management, cross-chain interoperability, and direct DApp access, while introducing decentralized identity binding, ensuring user autonomy while reserving regulatory compliance space for the future.

More importantly, this wallet is not just functional—it symbolizes Nivex’s strategic upgrade. It marks Nivex’s evolution from a single centralized exchange (CEX) to an on-chain multi-asset operating system, gradually becoming a key participant in global on-chain financial infrastructure. For Nivex, the Web3 wallet launch represents both a substantial expansion of its business footprint and a transition from a “trading matching platform” to a comprehensive asset service provider.

IV. Wallet + Exchange: Building a Unified Growth Flywheel
The Nivex Web3 wallet does not replace the centralized exchange but complements and synergizes with it. On the wallet side, non-custodial security, multi-chain support, one-click cross-chain functions, and DID integration lower barriers for users entering DeFi, payments, and RWA scenarios, providing a freer and more open environment. On the exchange side, Nivex continues to leverage its advantages in liquidity, deep order matching, contract tools, fiat on/off ramps, and risk management to provide users with efficient and stable trading support.

Once these two ends are connected, Nivex can construct a true growth flywheel. Users enter the on-chain ecosystem through the wallet, managing assets and performing cross-chain interactions; these assets and actions naturally flow into the exchange’s matching system, gaining higher liquidity efficiency and more sophisticated strategy allocation.

Nivex further guides users back into the wallet-exchange loop through task incentives and rebate mechanisms, ensuring that assets and strategies are retained within the entire Nivex ecosystem rather than isolated in a single segment. This dual-drive approach strengthens user retention and unlocks long-term growth potential through the accumulation of user behavior and data.

V. A New Starting Point for a New Stage
The launch of the Web3 wallet is both a response to user needs and a core component of Nivex’s strategic blueprint. It represents not only a product upgrade but also Nivex’s proactive capture of the global trend toward on-chain finance, entering a new growth trajectory.

Moving forward, Nivex will use the wallet as a starting point to operate the “wallet + exchange” growth flywheel, gradually building a comprehensive system encompassing user access, trading liquidity, and on-chain asset management. As this system matures, Nivex will serve not only retail and institutional users but also developers, enterprises, and financial institutions entering the Web3 world, completing its strategic upgrade from a centralized exchange to a global hybrid asset operating system.