The recent announcement that Infini is discontinuing its crypto card operations has once again highlighted the challenge of the digital payments space. Amid evolving regulations, rising compliance costs, and the growing complexity of managing KYC, AML and transaction risk, the market is going through a quiet but decisive shakeout.
But while many players are retreating or pausing operations, one company — RedotPay — is continuing to grow exponentially.
“This has never been an easy industry,” says Michael Gao, CEO and Co-Founder of RedotPay. “The reality is simple: if you’re not compliant, you won’t survive. And if you don’t have scale, you can’t grow.”
In a space where many companies have prioritized speed over sustainability — chasing user spikes or short-term token-driven growth — RedotPay has stayed focused on the fundamentals: compliance first, operational scale second.
From the outset, the company made compliance its cornerstone. It has secured multiple licenses across key jurisdictions and continues to expand its regulatory coverage globally — a necessary foundation for long-term expansion.
Alongside that, RedotPay has methodically scaled its user base and transaction volume, ensuring its business model remains both efficient and resilient.
“In crypto payments, compliance is the foundation of sustainable growth — and scale is the engine,” Michael adds. “You need both to make it work.”
What sets RedotPay apart from others in the field is its focus on utility and responsible innovation. Rather than offering crypto cards as a novelty, the company’s mission is to make crypto truly usable — for everyday people, in everyday situations.
At its core, RedotPay offers a simple promise: users can spend, send, and manage crypto assets as easily as they would with traditional money. Its global crypto cards support real-time transactions in over 150 countries, while its app integrates functions like crypto asset conversion and multi-asset wallets.
Recently, the company partnered with Circle Payments Network (CPN) and launched a feature in Brazil that allows users to send crypto while the recipient receives local currency (BRL). It's a small product update — but a big step toward bridging the gap between digital and traditional finance.
“We have seen great traction from users adopting the innovative stablecoin rails for multi-market payout. That brings real value to our users.” Michael says.
And it’s not just for crypto-native users. RedotPay sees financial inclusion for the unbanked population as the real opportunity.
“Globally, more than 1.4 billion people remain unbanked,” Michael notes. “But most of them already have smartphones. That’s where crypto can make a difference.”
RedotPay is building new crypto-to-fiat payout corridors in Latin America, Africa, and other underserved regions. The idea is simple: give users access to digital payments, regardless of their banking status, and let them participate in the global economy on their own terms.
Rather than promising a revolution, the company is taking measured steps — providing solutions where they’re needed most, and designing tools with real-world utility.
While many crypto companies have risen and fallen with the market cycle, RedotPay’s approach has remained remarkably consistent. No flashy launches. No overpromising. Just quiet, methodical execution.
Whether that approach will pay off in the long term remains to be seen — but in an industry now learning to value sustainability over speed, it’s starting to resonate.
“This isn’t about being the fastest,” Michael says. “It’s about being the one still standing when it matters most.”
About RedotPay:
RedotPay is a global crypto payment fintech integrating blockchain solutions into traditional banking and finance infrastructure. Our user-friendly crypto platform empowers millions globally to spend and send crypto assets, ensuring faster, more accessible, and inclusive financial services. RedotPay advances financial inclusion for the unbanked and supports crypto enthusiasts, driving the global adoption of secure and flexible crypto-powered financial solutions.
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