Welcome to the fourth edition of the ProdigyFi Product 101 Series — your go-to resource for understanding the ins and outs of ProdigyFi. If you are just joining us, we recommend checking out the earlier editions to get up to speed — you can catch up on them here.

So far in the series, we’ve unpacked the world of Dual Currency Investments (DCIs) — what they are, how they differ between CeFi and DeFi, and why they’re becoming a go-to strategy for both yield seekers and market-savvy traders. By now, you’re probably feeling like a DCI expert — and that’s exactly the point.

Now, in this fourth instalment, we’re ready to shift gears and zoom out a little — because it’s time to focus on ProdigyFi itself.

In this edition, we’ll walk through how ProdigyFi works, what makes it unique, and how it’s helping users take control of their trading strategies in a decentralised, accessible way. Whether you’re a DeFi native or just dipping your toes in, this guide will give you a clear picture of how ProdigyFi turns complex strategies into easy-to-use products — no spreadsheets or trading desks required.

Ready to see what ProdigyFi is all about? Let’s dive in.

ProdigyFi simplifies DeFi by offering structured products like Dual Investment Vaults that combine passive income with strategic trading.

Dual Investment lets you “Buy Low” or “Sell High” while earning high yields, using preset price targets and expiration dates — no active trading required.

The platform is transparent and decentralised, with smart contracts and trusted oracles (like Pyth and Chainlink) ensuring fair, on-chain execution.

It’s built for all user levels, from DeFi beginners to experienced traders, with flexible vaults and clear, user-friendly mechanics.

While yields are attractive, risks exist — like price targets not being reached or being locked in until expiry — so users should always understand what they’re subscribing to.

Decentralised finance is full of opportunity, but it can also be overwhelming. Between volatile price swings, endless token options, and strategies that sound like they need a degree in financial engineering, it’s easy to feel like you’re constantly playing catch-up.

That’s why we built ProdigyFi — a platform designed to make DeFi simpler, smarter, and more rewarding. At the heart of it all is our flagship product: Dual Investment Vaults.

If you’re looking for a way to earn passive yield and make smart moves in the market — without trading fees, leverage, or complex tools — Dual Investment could be your new favourite strategy.

In this guide, we’ll walk you through how it works, why we built it, who it’s for, and how you can start using it today.

ProdigyFi is a DeFi platform built to make DCIs accessible to everyone. The platform offers users the chance to earn high yields through its flagship product: Dual Investment vaults.

Unlike traditional finance, which often feels closed-off and overly complicated, ProdigyFi focuses on making things transparent, flexible, and user-friendly. Its mission is to make DeFi approachable for everyone while enabling users to earn high yields and maximise profits — even in volatile markets.

No hidden fees. No fine print. Just smart vaults, transparent terms, and real earning power.

Let’s break it down.

At its core, Dual Investment Vaults help you to:

• Earn high yields on your crypto assets

• Buy low or sell high based on preset price targets

• Do it all passively, without needing to time the market

You deposit one token (like USDC, WETH, WBTC and more) into one of ProdigyFi’s vaults, set a target price (called the linked price) for buying or selling another token, and earn a high yield (measured as an Annual Percentage Yield, or APY) until the vault expires. Whether you’re aiming to “Buy Low” (eg, acquire WETH at a discount) or “Sell High” (eg, sell WETH at a premium), it’s a way to grow your holdings and set up a smart trade — without constantly watching the charts.

Here’s how it works in practice. First, you can explore ready-made vaults in the “Subscribe and Earn” section of ProdigyFi’s platform, each with predefined token pairs (eg, WETH/USDC), linked prices, expiry dates, and APYs.

If none suit your needs, you can create your own vault by setting these parameters and providing liquidity via a smart contract. As a subscriber, you deposit one token (the Investment Token) into the vault, which is locked until the expiry date. While your funds are in the vault, you earn a fixed yield based on the vault’s APY, regardless of market movements.

On the expiry date, the vault’s smart contract uses trusted oracles like Pyth Network and Chainlink to check the market price of the base token. If you chose a “Buy Low” vault and the market price is at or below your linked price, your Investment Token (eg, USDC) is swapped for the Linked Token (eg, WETH), and you receive WETH plus your yield. For a “Sell High” vault, if the market price is at or above your linked price, your WETH is swapped for USDC, and you receive USDC plus your yield.

If the linked price isn’t reached, no swap occurs, and you get back your deposited token plus the yield in the same token. After expiry, funds are distributed to your wallet for withdrawal.

You’ve probably noticed a few terms flying around. So, here’s a quick breakdown.

Because DeFi users deserve better ways to earn and smarter ways to trade. Many DeFi users either chase volatile trades or passively hold their tokens without taking advantage of price swings. Moreover, we recognised that many crypto users — especially beginners — struggle with volatile markets and complex trading tools.

Dual Investment was designed to simplify this process, offering a product that combines the stability of passive yields with the flexibility of strategic trading. It is designed to be approachable, combining passive yield farming with price-target strategies in a way that’s easy to understand and even easier to use.

Everything on ProdigyFi runs on decentralised, transparent infrastructure — no middlemen, no hidden mechanics, and no trust assumptions. Every vault is powered by audited smart contracts, ensuring that your funds are always held securely and only moved based on predefined logic.

Even better? All positions are fully collateralised, meaning the platform never relies on undercollateralised risk or leverage. What you see is what you get — real capital, real transparency, and real control over your trades. The goal was to create a tool that’s both profitable and approachable, levelling the playing field in the world of DeFi.

Honestly? Everyone.

One of ProdigyFi’s greatest strengths is its inclusivity. Dual Investment is designed for everyone, regardless of experience level or portfolio size.

Newcomers can tap into DeFi by subscribing to low-risk vaults, earning steady yields while learning how crypto markets work. Long-term investors can use Dual Investment to boost their holdings with passive income while waiting for their ideal buy or sell prices. And active traders can leverage custom vaults to execute precise market strategies, like buying low or selling high, with controlled risk.

It’s not just a tool, it’s a strategy anyone can use.

ProdigyFi’s Dual Investment is built for flexibility, allowing you to use it anytime, in any market condition — an advantage that sets it apart from many traditional, CeFi, and DeFi platforms. Whether the crypto market is booming, crashing, or moving sideways, you can earn yields on your deposits while positioning yourself for strategic trades.

Moreover, volatility is often seen as a risk. But in the right hands, it’s an opportunity. ProdigyFi’s Dual Investment vaults are designed to turn that chaos into structured earning potential. When prices are swinging wildly, that’s when the chances to “Buy Low” or “Sell High” are at their peak. ProdigyFi doesn’t require you to predict exact tops or bottoms — it lets you plan ahead, set your price, and earn a fixed yield while the market does its thing.

Most platforms struggle when the market is unpredictable. They either lock you into rigid products that only work in one direction, or they expose you to unnecessary risk. ProdigyFi is different. It’s flexible by design — meant to perform in all conditions, but particularly optimized for moments of market stress, uncertainty, and extreme movement.

So when everyone else is panicking or sidelined, ProdigyFi users are earning.

ProdigyFi isn’t just another DeFi product — it’s a complete rethink of how people should be able to earn, trade, and grow in crypto.

For one, it delivers consistent returns, no matter how chaotic the market gets. Whether prices are rising, falling, or flat, you earn a yield on your deposited funds, providing a layer of stability that’s rare in crypto. This passive income stream is a major draw for users looking to grow their holdings without constant monitoring. And instead of just parking your assets and hoping for the best, you can use price-targeted strategies to buy or sell assets under your terms — while still earning along the way.

The platform also enables you to capitalise on market movements with its “Buy Low, Sell High” strategy. By setting your desired linked price, you can position yourself to buy assets at a discount or sell them at a premium, all while earning yields. This combination of strategic trading and passive income makes Dual Investment a versatile tool for both cautious and ambitious investors.

Accessibility is another key advantage. The vaults are for everyone of all risk levels, from beginner-friendly options with steady yields to advanced custom vaults for experienced traders. The platform’s decentralised nature, powered by secure smart contracts, ensures transparency and gives you full control over your funds through self-custody wallets like MetaMask.

What really sets ProdigyFi apart is control. Users aren’t limited to pre-built strategies — they can create their own vaults, setting parameters like asset pairs, expiry dates, target prices, and APYs. That level of customisability simply doesn’t exist in traditional finance or most CeFi platforms, which are often rigid, opaque, and controlled from the top down.

And while CeFi and TradFi require you to hand over custody of your funds and pass KYC checks, ProdigyFi is entirely decentralised and fully on-chain. There are no middlemen, no accounts, and no identification checks. Every vault is 1:1 collateralised, secured by smart contracts, and visible on the blockchain. Your funds stay in your control at all times.

In a space full of risks and noise, ProdigyFi offers something rare: a product that’s transparent, powerful, and actually works better when markets get messy.

Dual Investment is user-friendly but not risk-free. Your principal isn’t guaranteed, so market fluctuations could impact your returns. Once you subscribe to a vault, you can’t edit or cancel until expiry, limiting flexibility. If your linked price isn’t reached, your desired trade won’t execute, though you’ll still earn yields. Additionally, while ProdigyFi uses secure smart contracts, all DeFi platforms carry some risk of vulnerabilities.

In short: you should only invest what you understand and can afford to risk. Always start small and build your strategy over time.

ProdigyFi’s Dual Investment isn’t just another DeFi feature — it’s a well-designed tool for earning more while staying smart about market conditions.

It gives you control, transparency, and real returns, whether you’re trying to stack more ETH, take profits, or just earn passive yield on stablecoins. The platform’s easy-to-use interface and flexible vaults make it a great entry point into structured DeFi strategies.

So whether you’re looking to grow your portfolio or just learn the ropes, ProdigyFi offers a smart, accessible way to do it.

Now that you’ve got the 411 on ProdigyFi, stay tuned for the next edition of our Product 101 Series where we’ll walk you through exactly how to get started and make the most of the platform.

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