💎 CZ: THE FINAL HURDLE FOR CRYPTO PAYMENTS ISN’T SPEED OR FEES. IT’S PRIVACY. Until we build “invisible rails” that protect users and stay compliant, mainstream crypto payments won’t happen. 📝 I agree that speed and fees have improved dramatically, but the average person is terrified of making a mistake on-chain or having their entire financial history exposed to the world. Privacy isn't just about hiding from governments; it’s about user safety and not being a target for hackers. We need to reach a point where using crypto feels as private and secure as using cash, but with the convenience of digital banking