NFETs: The New Engagement Layer of the Internet
At the end of every year, Spotify releases users’ annual listening metrics in a fun and engaging way. Users get to see an overview of their engagement throughout the year, including snapshots such as how many minutes they listened for, what their top genres and artists were, what their top podcasts were, etc. These metrics serve as a point of pride for listeners. As soon as Spotify Wrapped comes out, you’ll find your social feeds littered with screenshots of people’s listening metrics.“I was ...
NFETs: The New Engagement Layer of the Internet
At the end of every year, Spotify releases users’ annual listening metrics in a fun and engaging way. Users get to see an overview of their engagement throughout the year, including snapshots such as how many minutes they listened for, what their top genres and artists were, what their top podcasts were, etc. These metrics serve as a point of pride for listeners. As soon as Spotify Wrapped comes out, you’ll find your social feeds littered with screenshots of people’s listening metrics.“I was ...
DeFi, Strong and Weak Technologies, and Customers Versus Communities
Decentralized Finance (DeFi)What Is Decentralized Finance?: A Deep Dive by The Defiant“Decentralized finance (DeFi) offers financial instruments without relying on intermediaries such as brokerages, exchanges, or banks by using smart contracts on a blockchain. DeFi platforms allow people to lend or borrow funds from others, speculate on price movements on assets using derivatives, trade cryptocurrencies, insure against risks, and earn interest in savings-like accounts.”Decentralized Finance i...
DeFi, Strong and Weak Technologies, and Customers Versus Communities
Decentralized Finance (DeFi)What Is Decentralized Finance?: A Deep Dive by The Defiant“Decentralized finance (DeFi) offers financial instruments without relying on intermediaries such as brokerages, exchanges, or banks by using smart contracts on a blockchain. DeFi platforms allow people to lend or borrow funds from others, speculate on price movements on assets using derivatives, trade cryptocurrencies, insure against risks, and earn interest in savings-like accounts.”Decentralized Finance i...
Climbing the Wrong Hill
One of the biggest problems humans face is striking a balance between exploration and exploitation. Do I continue moving up the ladder at my current job or quit to join this startup? Do I stay in the city I grew up in or move across the country and abandon everything I know to start fresh? Do I get a 4-year degree or pursue my passion as a developer and join the workforce early? Life is full of these difficult choices. Chris Dixon outlines this conundrum with a simple yet illuminating metapho...
Climbing the Wrong Hill
One of the biggest problems humans face is striking a balance between exploration and exploitation. Do I continue moving up the ladder at my current job or quit to join this startup? Do I stay in the city I grew up in or move across the country and abandon everything I know to start fresh? Do I get a 4-year degree or pursue my passion as a developer and join the workforce early? Life is full of these difficult choices. Chris Dixon outlines this conundrum with a simple yet illuminating metapho...
Instant Settlement Protocols — How Blockchain Will Revolutionize Payroll
The payroll system we use today is archaic. The majority of payroll systems settle twice a month, leaving the 64% of Americans living paycheck to paycheck struggling to make ends meet at the end of every pay period. When an unexpected expense pops up, individuals resort to racking up expensive debt in the form of payday loans and credit card debt. With the incredible innovations we see across the financial technology space today, why can’t we find a fast, reliable, and inexpensive way for emp...
Instant Settlement Protocols — How Blockchain Will Revolutionize Payroll
The payroll system we use today is archaic. The majority of payroll systems settle twice a month, leaving the 64% of Americans living paycheck to paycheck struggling to make ends meet at the end of every pay period. When an unexpected expense pops up, individuals resort to racking up expensive debt in the form of payday loans and credit card debt. With the incredible innovations we see across the financial technology space today, why can’t we find a fast, reliable, and inexpensive way for emp...
Free Money*
Printing money to soften the blow of an economic shock is akin to a person borrowing money to cover an unexpected medical bill. Borrowing this money allows the person to get healthy, but it comes at the cost of a few high interest payments. This individual must adjust their spending habits for a period to pay off the principle. If they fail to pay their debts, they risk being caught in a debt spiral and losing everything. Yes, borrowing the money was necessary to ensure their long term physic...
Free Money*
Printing money to soften the blow of an economic shock is akin to a person borrowing money to cover an unexpected medical bill. Borrowing this money allows the person to get healthy, but it comes at the cost of a few high interest payments. This individual must adjust their spending habits for a period to pay off the principle. If they fail to pay their debts, they risk being caught in a debt spiral and losing everything. Yes, borrowing the money was necessary to ensure their long term physic...
