The mistake is thinking about “agentic payments” as a fintech product. It’s not. It’s infrastructure for a new economic actor class that doesn’t exist yet at scale but will. payments aren’t the thesis. Payments are the enabling condition. Agent autonomy right now is in its absolute infancy. Current agents can barely maintain context across a single session, let alone manage persistent state, verify third-party outputs, or coordinate with other agents economically. But the capacity curve isn’t linear. Presently observing effective inference capacity per dollar roughly doubling every 6-9 months, which is faster than Moore’s Law ever was. It’s due to hardware + software efficiency + architectural specialization all compounding simultaneously.