Web3 advocate and product designer for the new age of human coordination.
Web3 Ownership: Cutting Out the Middlemen
What does it mean to “own” something?Those who collected music in the 1990s recall what it was like to own stuff. We collected CD, cassette tapes, DVDs, and even vinyl. We stacked them in CD towers and framed them in DVD binders. Milk crates were used for vinyl in those days, not milk. And then one day - I’ve got mail - a friend emailed me a link to download Napster. As a young person without much spare money, this was the dawn of an exciting new era. I was still in high school in 1999. The i...
Web3 Ownership: Cutting Out the Middlemen
What does it mean to “own” something?Those who collected music in the 1990s recall what it was like to own stuff. We collected CD, cassette tapes, DVDs, and even vinyl. We stacked them in CD towers and framed them in DVD binders. Milk crates were used for vinyl in those days, not milk. And then one day - I’ve got mail - a friend emailed me a link to download Napster. As a young person without much spare money, this was the dawn of an exciting new era. I was still in high school in 1999. The i...
Your Diversification Strategy is Missing Something
TLDR; Self-custody walletsWhat does “custody” mean to you?I grew up in an English-speaking community and there are certain associations (or prejudices) one makes when they hear certain words. Custody, for example, transports my mind to a court room in which recently divorced parents are vying for who retains custody over the children. Similarly, in finance, there is a notion of custodial accounts, which Investopedia describes as “… a savings account set up and administered by an adult for a m...
Your Diversification Strategy is Missing Something
TLDR; Self-custody walletsWhat does “custody” mean to you?I grew up in an English-speaking community and there are certain associations (or prejudices) one makes when they hear certain words. Custody, for example, transports my mind to a court room in which recently divorced parents are vying for who retains custody over the children. Similarly, in finance, there is a notion of custodial accounts, which Investopedia describes as “… a savings account set up and administered by an adult for a m...
How to Become your own Bank
“Unlocking” your home equity…In 2009, a relative of mine lost his home – let’s call him Jim. His home was foreclosed on by a bank that had convinced him some years prior that his own home was itself a bank. “Take a home equity loan today and unlock the value of your most valuable asset,” they said. 🧐 Back in the early 2000’s, Jim thought he could use the loan to fix up his aging home. ‘Maybe with better windows, flooring, and heating equipment the improvements would add value,’ he thought. A...
How to Become your own Bank
“Unlocking” your home equity…In 2009, a relative of mine lost his home – let’s call him Jim. His home was foreclosed on by a bank that had convinced him some years prior that his own home was itself a bank. “Take a home equity loan today and unlock the value of your most valuable asset,” they said. 🧐 Back in the early 2000’s, Jim thought he could use the loan to fix up his aging home. ‘Maybe with better windows, flooring, and heating equipment the improvements would add value,’ he thought. A...
