Without a doubt, 2022 has put the crypto industry through a stress test. Bitcoin hit a low price not seen since 2020, the industry’s market cap dropped to $1.2 trillion from $3 trillion five months ago, and what was one of the most popular crypto assets, Terra's LUNA token, is now effectively worthless. Many newbie investors might ask what all of that means. Is crypto really worth nothing, as European Central Bank President Christine Lagarde said, or is now a buying opportunity? Accordin...