Atlendis is a very new and useful project. In my opinion Atlendis is a credit loan platform for qualified institutions. In Atlendis, borrowers are white-listed institutional borrowers. Becoming a qualified borrower requires a credit assessment. The whitelisting system enables the selection of teams that truly need funding for innovation. This effectively reduces the risk of incurring bad debt and protects the interests of lenders. In addition, lenders are highly incentivized to receive a liquidity bonus when funds are not used and an additional bonus when funds are lent when they are invested in the pool.In addition, I think there is much to explore in terms of guaranteeing the borrower's repayment.