In the first two guides, you learned how to deposit assets to earn yield and how to program where that yield goes. Now, we introduce a tool that lets you transform that growing yield into a steady income stream: 3NFTs.

An NFT (Non-Fungible Token) is typically a unique digital collectible.
In 3, an 3NFT is something more practical: it’s a basket of your locked deposit receipts that automatically converts its share of pool rewards into stable-coins. It’s a machine for turning yield into cashflow, and it remains a transferable asset in your wallet.

Recall that when you deposit into a CDP, you receive 3Receipts (e.g. 3sdCRV) representing your share. You can hold these "loose" in your wallet to keep compounding (as covered in guides 1 and 2).

Creating a 3NFT means taking some of those receipts and locking them in to a special smart contract called an NFT Engine. Once locked in, those receipts continue to contribute to your regular Child balance until called upon by you or a system liquidator during the protocol’s regular harvest cycles. In these events, the yield being generate by the assets tied to your 3NFTs is automatically sold for a stable-coin (crvUSD).

Loose 3Receipts → Yield compounds in the same asset.
3NFTs (Locked-In Receipts) → Yield is liquidated into stable-coin cashflow.

Each CDP (e.g. the sdCRV pool, the yCRV pool) has its own set of 3NFTs, called a Collection. The requirements to mint an NFT are based on the underlying asset of that CDP (e.g. CRV for a CRV-derivative pool).

Each collection has 7 levels.

• Level 7 is the largest, requiring the most 3Receipts. It always represents 1% of the total max supply of the underlying asset. For example:

• CRV max supply is ~3.3 billion. One Level 7 3NFT in a CRV-based CDP (like sdCRV) requires 33 million corresponding receipts.

• CVX max supply is 100 million. One Level 7 3NFT in a CVX-based CDP requires 1 million corresponding receipts.

• Each level below is one-tenth the size of the level above. Level 6 is 1/10th of Level 7, Level 5 is 1/10th of Level 6, and so on, down to Level 1.

This structure allows for flexibility. You can lock in a small portion (Level 1) or a significant stake (Level 7), depending on your goals and the receipts you hold from that specific CDP.

The process is integrated directly into the CDP interface:

1. Select Your CDP: In beta.3.finance, select the CDP where you hold a deposit and 3Receipts. This opens the CDP's Action Panel.

2. Navigate to ‘Actions’: The default view is ‘Signals’. Switch to the ‘Actions’.

3. Choose ‘Mint’: Selecting ‘Mint’ opens the 3NFT creation interface.

4. Define Your NFT: The system will read your wallet balance and show you the available levels you can mint. Select your desired Level and the Quantity of NFTs you wish to create.

5. Lock & Mint: Approve the transaction. This will move the required number of your 3Receipts into the NFT Engine and mint the corresponding 3NFT(s) directly to your wallet.

The crvUSD generated by your 3NFTs doesn’t appear in the NFT itself. During harvests, the protocol acquires crvUSD from the market and allocates it to you.

• To view and claim your accumulated crvUSD, navigate to the ‘Grove’ section of the interface.

• Under your deposits, you will find a virtual crvUSD balance representing the sum of cashflow from all your 3NFTs.

• You can claim this balance to your external wallet at any time.

Using 3NFTs allows you to design a balanced, personalised financial strategy within 3:

• Split Your Portfolio: You can keep some receipts “loose” to compound and grow (aggressive), while locking in others as 3NFTs to generate dependable income (conservative). You control the ratio.

• Plan for Expenses: Use 3NFT-generated crvUSD to cover regular expenses without needing to sell your principal deposits.

• A Transferable Asset: Your 3NFT is yours to hold, transfer, or eventually trade on a dedicated marketplace (a future stage), adding liquidity to your strategy.

• Burn to Reclaim: You can always burn your 3NFT to unlock the original 3Receipts, returning them to your wallet as “loose” receipts.

• It’s a Composable Building Block: 3NFTs are a core component for more advanced participation, including eligibility for future roles like Legends.

With deposits, signals, and now 3NFTs, you have the basic toolkit to manage your assets within 3: grow, direct, and harvest.

You decide the mix that’s right for you: 100% compounding, 100% cashflow, or any balance in between.

In the next guide, we’ll look at how you can interact directly with the protocol’s treasury by selling it assets through GuildSwap Arbitrage (GSA).

Next in the 3 Workshop: Selling Assets via GuildSwap Arbitrage (GSA)

This documentation is governed by the sovereign doctrine of The Prophet-Engineer’s Codex (v5).

1. Nature of Content: This is a technical and doctrinal guide. It is not financial advice.

2. System Description: Protocol 3 is an autonomous software system. GUILD is its sovereign accounting unit. 3Receipts are protocol-native proof-of-position tokens.

3. Disclaimers: All interactions are self-custodial and entail full smart contract and market risk. Tokens are non-sovereign metrics, not securities. Yield is a protocol-generated surplus, not a guaranteed return.

4. Liability: There is no issuing entity. Participants engage directly with immutable code and assume all associated risks.

5. Full Disclaimer: The complete legal and risk framework is detailed in the Protocol Disclaimer.

By proceeding, you acknowledge this framework and assume all risks described therein.

This article is part of a series exploring the future enabled by sovereign digital infrastructure. The technical blueprint for these systems is being built now.

• Follow the build: Twitter (Protocol) | Twitter (Lead)

• Engage with the protocol: https://beta.3.finance