3Jane has integrated with Plaid’s data transfer network, allowing cryptonative borrowers to securely link their bank and centralized exchange (CEX) accounts across more than 12,000 U.S. financial institutions. With visibility into offchain cash, crypto, and income 3Jane can offer significantly higher USDC credit lines based on a borrower’s complete financial profile. This milestone is a major step toward realizing our mission of building an internet-native financial system backed by future gr...

3Jane has integrated with Plaid’s data transfer network, allowing cryptonative borrowers to securely link their bank and centralized exchange (CEX) accounts across more than 12,000 U.S. financial institutions. With visibility into offchain cash, crypto, and income 3Jane can offer significantly higher USDC credit lines based on a borrower’s complete financial profile. This milestone is a major step toward realizing our mission of building an internet-native financial system backed by future gr...

Crypto needs credit expansion. The modern capitalist financial system relies on two core pillars to drive economic growth: a medium of exchange & the creation of credit. While stablecoins have convincingly delivered on the former over the past 10 years, DeFi growth remains constricted by the absence of a scalable and capital-efficient mechanism for credit creation. To truly become the internet-native financial system — free from bank liquidity — a cryptonative credit primitive must emerge.3Ja...

Crypto needs credit expansion. The modern capitalist financial system relies on two core pillars to drive economic growth: a medium of exchange & the creation of credit. While stablecoins have convincingly delivered on the former over the past 10 years, DeFi growth remains constricted by the absence of a scalable and capital-efficient mechanism for credit creation. To truly become the internet-native financial system — free from bank liquidity — a cryptonative credit primitive must emerge.3Ja...

Crypto needs credit expansion. The modern capitalist financial system relies on two core pillars to drive economic growth: a medium of exchange & the creation of credit. While stablecoins have convincingly delivered on the former over the past 10 years, DeFi growth remains constricted by the absence of a scalable and capital-efficient mechanism for credit creation. To truly become the internet-native financial system — free from bank liquidity — a cryptonative credit primitive must emerge.Int...

Crypto needs credit expansion. The modern capitalist financial system relies on two core pillars to drive economic growth: a medium of exchange & the creation of credit. While stablecoins have convincingly delivered on the former over the past 10 years, DeFi growth remains constricted by the absence of a scalable and capital-efficient mechanism for credit creation. To truly become the internet-native financial system — free from bank liquidity — a cryptonative credit primitive must emerge.Int...

Since Ethereum’s launch in 2014, more than 2.5 billion transactions have taken place across 300 million unique addresses and over 5,000 protocols. This explosion of on-chain data has created what is arguably one of the greatest financial datasets ever assembled, offering unparalleled visibility into user behavior around spot trading, staking, derivatives trading, lending / borrowing, governance participation, NFT purchases, etc.Early onchain credit-scoring pioneers such as Spectral (“MACRO”) ...

Since Ethereum’s launch in 2014, more than 2.5 billion transactions have taken place across 300 million unique addresses and over 5,000 protocols. This explosion of on-chain data has created what is arguably one of the greatest financial datasets ever assembled, offering unparalleled visibility into user behavior around spot trading, staking, derivatives trading, lending / borrowing, governance participation, NFT purchases, etc.Early onchain credit-scoring pioneers such as Spectral (“MACRO”) ...

Human will is the most capital-efficient, egalitarian form of collateral ever created. 3Jane is a credit-based money market on Ethereum enabling unsecured lines of credit underwritten against verifiable proofs of DeFi/CEX assets, future cash flows, and credit scores. This unlocks a three-dimensional collateral space within crypto financial markets by introducing future-backed credit alongside existing asset-backed loans. 3Jane integrates onchain address credit scoring models via Cred Protocol...

Human will is the most capital-efficient, egalitarian form of collateral ever created. 3Jane is a credit-based money market on Ethereum enabling unsecured lines of credit underwritten against verifiable proofs of DeFi/CEX assets, future cash flows, and credit scores. This unlocks a three-dimensional collateral space within crypto financial markets by introducing future-backed credit alongside existing asset-backed loans. 3Jane integrates onchain address credit scoring models via Cred Protocol...