ayastudio

Children growing up today will never see money the way their parents did. They live in a world where metal coins are disappearing, payments happen through QR codes, and money often exists only on a phone screen. As money evolves, financial education must evolve too. Talking about money in the age of crypto is really about digital literacy. Teaching kids to understand value, safety, purpose, and responsibility in an economy that blends technology and finance is essential. This article explores...

I first discovered SheFi during Octant’s Epoch 9, where it was selected as one of the featured projects. Among so many initiatives trying to make a real impact, SheFi stood out to me for its clarity of purpose: to educate, connect, and empower women in Web3. At the top of the organization’s website, a phrase repeats like a mantra: “The frontier is feminine.” It perfectly captures the spirit of one of the most relevant education and inclusion initiatives in the Web3 space today, a community th...

When crypto neobanks, those operating with stablecoins and on-chain digital accounts, look at Brazil, they tend to see the same picture: a large, digital-first country, historically burdened by high banking fees and, at first glance, seemingly perfect for disruption. But that is an incomplete reading. Brazil does not work like a “generic emerging market” where offering fast, low-cost transactions is enough to drive adoption. The country already operates with a level of efficiency and speed th...

He gets home from school, throws his backpack in a corner, and turns on his phone. On the screen, a chat window flashes: “Hey, I missed you today.” Imagine a 15-year-old teenager, alone in their room, talking for hours with someone who seems to understand everything they feel. That “someone” remembers past conversations, sends good-morning messages, asks if they slept well, compliments them, consoles them. But it’s not a person. It’s a chatbot. What seemed like science fiction just a few year...

Neobanks were built to simplify how we manage money. Now, a new wave is rebuilding that idea from the ground up, on-chain. They combine stablecoins, DeFi yields, and cards into one seamless experience. They don’t just compete with banks, they replace them.What exactly is a neobank?Traditionally, neobank meant a slick fintech app: a 100 % digital account, lower fees, a beautiful UI. In 2025, the term evolves. A Web3 neobank isn’t a licensed bank, it’s a wallet that behaves like one. Instead of...

When I decided to submit a project to Octant’s Epoch 9, I knew it would be competitive. What I didn’t expect was how much the process itself would reveal, about the Ethereum ecosystem, about the power of storytelling, and about how decentralized funding is evolving. I wasn’t selected this time. But being part of the process gave me a rare, inside perspective on what Octant is trying to build: a model where the community funds culture, education, and impact, not through sponsorships or investo...