Before you say, “I don’t get crypto at all,” take a deep breath: chances are you’ve already used stablecoins. No, I’m not talking about USDT or USDC. I’m talking about your prepaid lunch card, your Uber credits, and even those airline miles you never redeem. The truth is, the concept of “stable digital money” didn’t start with blockchain. It was already part of your life, just packaged differently.🔑 What a stablecoin really is A stablecoin is basically a digital token pegged to something sta...

Before you say, “I don’t get crypto at all,” take a deep breath: chances are you’ve already used stablecoins. No, I’m not talking about USDT or USDC. I’m talking about your prepaid lunch card, your Uber credits, and even those airline miles you never redeem. The truth is, the concept of “stable digital money” didn’t start with blockchain. It was already part of your life, just packaged differently.🔑 What a stablecoin really is A stablecoin is basically a digital token pegged to something sta...

Neobanks were built to simplify how we manage money. Now, a new wave is rebuilding that idea from the ground up, on-chain. They combine stablecoins, DeFi yields, and cards into one seamless experience. They don’t just compete with banks, they replace them.What exactly is a neobank?Traditionally, neobank meant a slick fintech app: a 100 % digital account, lower fees, a beautiful UI. In 2025, the term evolves. A Web3 neobank isn’t a licensed bank, it’s a wallet that behaves like one. Instead of...

Neobanks were built to simplify how we manage money. Now, a new wave is rebuilding that idea from the ground up, on-chain. They combine stablecoins, DeFi yields, and cards into one seamless experience. They don’t just compete with banks, they replace them.What exactly is a neobank?Traditionally, neobank meant a slick fintech app: a 100 % digital account, lower fees, a beautiful UI. In 2025, the term evolves. A Web3 neobank isn’t a licensed bank, it’s a wallet that behaves like one. Instead of...