Over the last few months I've talked to dozens of startups working on solving real world payments with crypto. Though many are promising there is little cohesion and standards between them. To take on TradFi we need more cooperation. Let's explore all of the strengths and weaknesses crypto has, and eventually how crypto can win over merchants and consumers to be the default global payment rails. This quest begins with a simple, free, open source platform called FreePay.What is FreePayFreePay ...

The most obvious use‑case for crypto is everyday payments, yet we still cant pay for every day goods and services without middlemen. I spent some time exploring exactly what's stopping this future. My goal: let anyone pay for goods or services, in any currency they choose, with no intermediaries — and make the user experience (UX) at least as smooth as tapping a bank card.

The first step to crossing the chasm isn't infrastructure or UX improvements, it's getting enough people to care. My overarching theory: Crypto democratizes wealth creation. It allows more people to invest in far more things, which gives creators access to more investors to build more great products.

Crypto is attempting to cross the chasm into mainstream society and is stalling out, but why? Why don't we live in a world where value flows as easily as information and anyone can pay or invest in anyone at any time? Over the next month I'll be releasing a series of articles covering the improvements necessary to cross this chasm and take crypto mainstream.

Exploring every upgrade Chains and Wallets can make so the L2 ecosystem feels like one chain.