The purpose of investment is not to pursue how much wealth one can accumulate but to avoid dying in poverty.

Since the MIXIN hack incident on September 23, there has been more reflection on investment, mainly regarding the allocation of investment targets and the management of storage methods. The former, the structural combination, determines the safety and sustainability of the strategy; the latter determines the effectiveness of the practice.

The selection of investment targets is phased, changing according to age and needs. For example, young individuals aged 20 to 30 may prefer high-yield, high-risk investments, while those over 30 may prioritize stability and safety. For assets with fluctuation within the same implementation cycle, a regular rebalancing strategy should be implemented.

This article primarily explores the secure management of assets. Given the premise of determining investment targets, it delves into how to enhance security.

For digital assets, the main ones include BTC, ETH, USD-X stablecoins, and PAXG.

In the current distribution of digital currencies, their combined proportion is 75%. For long-term holders, BTC may constitute more than 50%. Risk investors may choose to convert profits from meme or altcoin investments into BTC or stablecoin USD-X. Currently, ETH remains the largest ecosystem, with developers primarily basing their work on ETH or its Layer 2 networks.

In terms of storage, there are cold wallets for long-term assets (held for 5, 10 years, or even longer) and hot wallets, including exchanges and other platforms, for daily transactions.

Looking at the mainnet, taking ETH as an example, it can be divided into versions such as ETH, TRON, SOL, OP, ARB, BASE, etc., to avoid a collapse of a single chain.

Further considerations include wallet (application layer) - mainnet protocol (protocol layer) - phone/device (physical layer) - country (physical location). Questions to ponder include: Is key storage secure? Is there a backup? Is the backup storage secure, free from prying eyes, war, or inspection by law enforcement agencies?

For gold (Gold), it is primarily a global reserve asset.

Until humanity achieves interstellar travel, gold can be considered the world's hard currency, the most primitive Proof-of-Work (POW) asset.

Physical storage of physical gold: Small amounts of gold, such as under $150,000, can be in the form of gold bars, jewelry, easily portable. For large amounts of gold, it can be entrusted to banks for management, distributed across banks in different countries.

Digital gold management: Gold ETFs can be purchased on regulated brokerage platforms, allowing for daily investments directly into gold ETFs.

Cryptocurrency gold purchases: Mainly provided by two companies, xAUT and PAX Gold, each with a liquidity of $500 million.

The core of storage is diversification, contemplating and reconsidering various custodial platforms.