Crypto markets have been in a downturn for around 9months (from ATH), many people (including me) decided to sold off and prepare for the next bull. In a bear market, getting paid in staking interest is sweeter than losing money (right?).

However, this doesn’t means that we gave up on crypto already.

Crypto itself is a revolution technology, it changes the way on how we could do banking & finances stuff without going through a 3rd party and permission-less. Just send your eth/btc/usdc to your recipient anywhere in the world, then they will receive it in seconds without anyone middleman fees.

There’s a few projects where I really like and I still using it even in a bear market. These projects have prove that crypto is still doing fine and protocols still operating as usual no matter how’s the market looks like.

Here’s the list:

1. Aave

   Do I need to introduce more about Aave? The most battle-tested protocol where you can gain interest by simply supplying your assets as collateral.

2. PoolTogether

   This protocol really solves the problem on how we can save money vs buying lottery tickets. In real life, buying lottery usually mean losing money for most people. However, by using PoolTogether, you actually don’t lose money and you get a chance to win a lottery everyday! (This is because the deposited USDC is getting interest from Aave (see 1)).

3. Qidao (Mai Finance)

   One of the battle tested over-collateralised stablecoins protocol. It managed to survive multiple black swan event. Very underrated projects but definitely worth a try, their staking always give juicy APY too!

4. Curve

   Stablecoins swapping with super low slippage.

5. Uniswap

   The best liquidity protocol design ever. Smart and efficient.

Crypto markets have been in a downturn for around 9months (from ATH), many people (including me) decided to sold off and prepare for the next bull. In a bear market, getting paid in staking interest is sweeter than losing money (right?).

However, this doesn’t means that we gave up on crypto already.

Crypto itself is a revolution technology, it changes the way on how we could do banking & finances stuff without going through a 3rd party and permission-less. Just send your eth/btc/usdc to your recipient anywhere in the world, then they will receive it in seconds without anyone middleman fees.

There’s a few projects where I really like and I still using it even in a bear market. These projects have prove that crypto is still doing fine and protocols still operating as usual no matter how’s the market looks like.

Here’s the list:

1. Aave

   Do I need to introduce more about Aave? The most battle-tested protocol where you can gain interest by simply supplying your assets as collateral.

2. PoolTogether

   This protocol really solves the problem on how we can save money vs buying lottery tickets. In real life, buying lottery usually mean losing money for most people. However, by using PoolTogether, you actually don’t lose money and you get a chance to win a lottery everyday! (This is because the deposited USDC is getting interest from Aave (see 1)).

3. Qidao (Mai Finance)

   One of the battle tested over-collateralised stablecoins protocol. It managed to survive multiple black swan event. Very underrated projects but definitely worth a try, their staking always give juicy APY too!

4. Curve

   Stablecoins swapping with super low slippage.

5. Uniswap

   The best liquidity protocol design ever. Smart and efficient.