East Africa continues to lead globally in mobile money innovation. Platforms like Kenya's M-PESA and Uganda's MTN MoMo process billions in transactions, empowering millions to manage finances directly from their phones. However, key challenges persist: high remittance fees (often 5–15%), currency volatility, expensive cross-border payments, and limited access to stable international financial tools for small businesses, farmers, and diaspora families. In 2026, Celo stands out as the blockchai...