It's never good news when your business adviser calls out of the blue and says, "Wes, we need to talk." That's what happened to me one spring morning not long after I'd arrived at my office. I own a small agency that handles speaking engagements and literary rights for Christian entertainers, authors and leaders. I started the business in my 20s and it grew to about a dozen employees, earning me enough to provide a comfortable living for my family and to send my kids to college...