In the realm of decentralized finance (DeFi), lending has emerged as a cornerstone, enabling users to borrow or lend assets in a decentralized manner. Traditional DeFi lending platforms, however, have operated on an over-collateralized model. This model, while secure, can be daunting and less intuitive for those familiar with conventional web2 lending systems.Traditional Over-Collateralized Lending in DeFiIn the traditional DeFi lending paradigm, borrowers are mandated to provide collateral e...